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Multi-car insurance

  • 07-08-2016 10:31pm
    #1
    Daniel S
    Registered Users, Registered Users 2 Posts: 3,533 ✭✭✭


    Hi,

    What options are out there for multi-car insurance?

    I'm looking for insurance to cover classic and modern cars and some with modifications. Without insurance everything individually, is there something that would cover this? Even third party?

    I'm looking to be able to hop in and drive a number of different cars, but since I can't be driving all of them at the same time for the same amount of miles, I would expect the premium to be less than individual policies.

    Thanks,

    Dan


Comments

  • #2
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    Daniel S wrote: »
    Hi,

    What options are out there for multi-car insurance?

    I'm looking for insurance to cover classic and modern cars and some with modifications. Without insurance everything individually, is there something that would cover this? Even third party?

    I'm looking to be able to hop in and drive a number of different cars, but since I can't be driving all of them at the same time for the same amount of miles, I would expect the premium to be less than individual policies.

    Thanks,

    Dan

    The only option is a fleet policy but fleet policies are generally only for fleets that are uses for a business.


  • #3
    brembo26
    Registered Users, Registered Users 2 Posts: 1,339 ✭✭✭brembo26


    I think a trade policy would suit you.


  • #4
    Daniel S
    Registered Users, Registered Users 2 Posts: 3,533 ✭✭✭Daniel S


    brembo26 wrote: »
    I think a trade policy would suit you.

    This would be for private use though?

    Is there such a thing as collectors insurance or anything along those lines?


  • #5
    brembo26
    Registered Users, Registered Users 2 Posts: 1,339 ✭✭✭brembo26


    Yeah private use is fine. You'll be covered on anything you sit into. Probably not the best name for the type of insurance but its all legit.


  • #6
    Daniel S
    Registered Users, Registered Users 2 Posts: 3,533 ✭✭✭Daniel S


    brembo26 wrote: »
    Yeah private use is fine. You'll be covered on anything you sit into. Probably not the best name for the type of insurance but its all legit.

    I understand it can be used for your private car, but I was always under the impression that that you had to have a business and vat number etc.


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  • #7
    brembo26
    Registered Users, Registered Users 2 Posts: 1,339 ✭✭✭brembo26


    Not that i'm aware of anyway. A few friends have that policy. Ill find out what I can for you and come back.


  • #8
    Mycroft H
    Registered Users, Registered Users 2 Posts: 9,313 ✭✭✭Mycroft H


    My aul lad has three motorbikes on the one policy, only one of them can be on the road at one time. Other than money, I can't see why car insurance companies can't do the same.


  • #9
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    brembo26 wrote: »
    I think a trade policy would suit you.

    A lot of trade policies exclude own vehicles so without a trade worthy occupation and having non standard / modded vehicles, it could be difficult to get an insurer that will quote.

    Best bet would be to contact a broker and see if they can find a market.


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