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Mortgage: Reduction with kids

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  • 08-08-2016 6:06am
    #1
    Brioscai
    Registered Users Posts: 52 ✭✭


    AIB reduce spending power by 250e per month/per child. Do EBS/KBC/Ulster/BOI? Thank you.


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    #2
    Pawwed Rig
    Moderators, Category Moderators, Home & Garden Moderators, Recreation & Hobbies Moderators Posts: 22,384 CMod ✭✭✭✭Pawwed Rig


    They all take kids into account when calculating the mortgage (and rightly so).


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    #3
    Brioscai
    Registered Users Posts: 52 ✭✭Brioscai


    Thanks Pawwed Rig. Do you know if it's the same amount with all the banks?


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    #4
    _Brian
    Registered Users Posts: 18,570 ✭✭✭✭_Brian


    Brioscai wrote: »
    Thanks Pawwed Rig. Do you know if it's the same amount with all the banks?

    Is it cheaper to have kids if you switch mortgage provider ??


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    #5
    Brioscai
    Registered Users Posts: 52 ✭✭Brioscai


    Obviously not, Brian. Just another one on the way and trying to ascertain if we'll get a higher mortgage by going with a different provider before the baby comes.


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    #6
    mel123
    Registered Users Posts: 2,208 ✭✭✭mel123


    I know someone (not me, i have no kids), who told the bank they had no kids when they did


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    #7
    Gumbo
    Moderators, Society & Culture Moderators Posts: 39,406 Mod ✭✭✭✭Gumbo


    Brioscai wrote: »
    Thanks Pawwed Rig. Do you know if it's the same amount with all the banks?

    Yes, pretty much the same!
    We went through it with UB last year.


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    #8
    CIARAN_BOYLE
    Registered Users Posts: 14,599 ✭✭✭✭CIARAN_BOYLE


    Brioscai wrote: »
    AIB reduce spending power by 250e per month/per child. Do EBS/KBC/Ulster/BOI? Thank you.

    I think €250 a month per child is quiet cheap. I'm sure other banks reduce it by more but I couldn't swear on it.


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    #9
    Brioscai
    Registered Users Posts: 52 ✭✭Brioscai


    Thank you very much for your replies.


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