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Car insurance / Driving licence in post

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  • 21-08-2016 9:09am
    #1
    missblondie89
    Registered Users Posts: 26 ✭


    Hi I have applied for my learner permit renewal which will take a week or two to arrive in post, however I'm just wondering can I still get car insurance (even temporary) while I'm waiting for the license, I have driving for few years and have been with same broker but I went off the road as I couldn't afford to drive due to not working at the time, I have a quote but it states that I must provide a copy of my new permit and all I have right now is a receipt, does anybody know (or have had experience) if insurance companies would provide temporary insurance or will I have to bring in copy of permit before I can get the actual insurance? I suppose it is probably the latter but no harm in asking anyway :-)
    Tagged:


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    #2
    pudzey101
    Registered Users Posts: 3,925 ✭✭✭pudzey101


    I was in the same boat as you but mine was for motorbikes so should be fairly similar . AFAIK you can take out a policy no problem , but it doesnt become valid untill you forward them whatever they ask for ( permit , NCB , Lessons etc)

    If i was you id wait for the permit to arrive OP so there will be no problems :) shoudnt take too long ( about 6-7 working days ) :)


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    #3
    grogi
    Registered Users Posts: 8,615 ✭✭✭grogi


    pudzey101 wrote: »
    I was in the same boat as you but mine was for motorbikes so should be fairly similar . AFAIK you can take out a policy no problem , but it doesnt become valid untill you forward them whatever they ask for ( permit , NCB , Lessons etc)

    If i was you id wait for the permit to arrive OP so there will be no problems :) shoudnt take too long ( about 6-7 working days ) :)

    The policy will be cancelled if one cannot produce the required documentation - and that's what I would call "being in a deep s...t".


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    #4
    coylemj
    Registered Users Posts: 25,411 ✭✭✭✭coylemj


    missblondie89 wrote: »
    .... does anybody know (or have had experience) if insurance companies would provide temporary insurance or will I have to bring in copy of permit before I can get the actual insurance? I suppose it is probably the latter but no harm in asking anyway :-)

    They might agree to insure you for 7 or 14 days pending production of the required documents but they won't give you the cert and windscreen disc until you do which means you'll be a sitting duck for a Garda checkpoint and you're also at risk of getting a ticket from a traffic warden for non-display of a valid insurance disc if you park on a public street. It's not worth the hassle, wait until you have the permit and get the documents sorted then.


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    #5
    missblondie89
    Registered Users Posts: 26 ✭missblondie89


    Hi thanks for the info, I did not need my license there and then just the receipt as it was a renewal, will need to photocopy license when I get it in post and send it to insurance

    Thanks for your help!


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    #6
    PeteK*
    Registered Users Posts: 995 ✭✭✭PeteK*


    You really need to ask your insurance company because they can vary.
    I'd say most would cover you and give you a time frame to get your licence details.

    How come a learner's permit needs to be renewed? I think you should take your driving test. You'll be grand!

    Edit: oopsy.. thread is a week old.. my bad! lol


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