Open claim but NCB protected

Iseedeadpixels

Hi guys,

I crashed 2 weeks ago through the fault of a road that apparently the council are well aware of, anyway I damaged a fence and the owner is claiming for it, rightly so, problem is my renewal is due on Sunday and the quote I'm getting is a bit much, my insurer told me I cant swap insurer as the claim switches to them....I asked how's that possible if a insurer covers me for that time, I got told "I don't make the rules". Does anyone know a insurer that will quote with a open claim as I still have my NCB, quote Devil are one but would like options.

Thanks in advance

Liam McPoyle

Iseedeadpixels wrote: »

Hi guys,

I crashed 2 weeks ago through the fault of a road that apparently the council are well aware of, anyway I damaged a fence and the owner is claiming for it, rightly so, problem is my renewal is due on Sunday and the quote I'm getting is a bit much, my insurer told me I cant swap insurer as the claim switches to them....I asked how's that possible if a insurer covers me for that time, I got told "I don't make the rules". Does anyone know a insurer that will quote with a open claim as I still have my NCB, quote Devil are one but would like options.

Thanks in advance

Nobody unfortunately.

The claim won't switch to the new insurer so I don't know why they told you that but unfortunately you are stuck with your existing company until such time as the claim settles.

223vmax

I'm in a similar situation. Had an accident 6 years ago and its still not settled. My premium has gone up 600% over the last 3 years!!! I've complained to the insurance company and even spoke to the ombudsman but I've been told there is feck all I can do. So while the claim is outstanding they can charge what they want - and they do. Basically pay up or off the road.....

Iseedeadpixels

Ah feck! New quote is 1100 but was getting 660 pre claim.

Henry Ford III

NCB may be protected but you are at the mercy of the insurer as regards their renewal premium.

Open claims suck.