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Driving insurance after returning from Canada

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  • 06-09-2016 4:18pm
    #1
    The man in red and black
    Registered Users Posts: 666 ✭✭✭


    I returned from Canada Dec 2015 after being there since Oct 2012. Trying to find insurance on a van for work. Most companies won't even quote me due to lack of an EU no-claims bonus. Has anyone else experienced this and have any advice on which company was best?

    Thanks in advance


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    #2
    CBCB2
    Registered Users Posts: 134 ✭✭CBCB2


    The man in red and black wrote: »
    I returned from Canada Dec 2015 after being there since Oct 2012. Trying to find insurance on a van for work. Most companies won't even quote me due to lack of an EU no-claims bonus. Has anyone else experienced this and have any advice on which company was best?

    Thanks in advance

    I had the same problem when I came back. I went with a broker in the end. They were the only ones who gave me credit for my experience in Canada. I had to get a letter from the insurance company in Canada confirming the cover period. It gave me a rating too, I got 6*, which makes no sense but it's the highest rating they would give.

    The broker totally understood what I was talking about and they did the leg work with the insurance companies. They brought the quote down to about a third of what the insurance companies who would quote me were quoting.

    The broker I used was:
    http://glennons.ie/

    But I'm sure any other broker may be able to help too. I got insurance with Allianz in the end.


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    #3
    The man in red and black
    Registered Users Posts: 666 ✭✭✭The man in red and black


    CBCB2 wrote: »
    I had the same problem when I came back. I went with a broker in the end. They were the only ones who gave me credit for my experience in Canada. I had to get a letter from the insurance company in Canada confirming the cover period. It gave me a rating too, I got 6*, which makes no sense but it's the highest rating they would give.

    The broker totally understood what I was talking about and they did the leg work with the insurance companies. They brought the quote down to about a third of what the insurance companies who would quote me were quoting.

    The broker I used was:
    http://glennons.ie/

    But I'm sure any other broker may be able to help too. I got insurance with Allianz in the end.


    Thanks for your advice!

    Using a broker here now too, seems like Allianz will give me a more reasonable quote than the 5500e I was being quoted by other companies but it all hinges on if they accept the Canadian insurance details. What a nightmare.


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    #4
    The man in red and black
    Registered Users Posts: 666 ✭✭✭The man in red and black


    Allianz now won't accept the 3 year of claim free driving I did on a fleet policy and my personal car policy was only for 24 months so no good to them apparently. Glennons.ie have been added to the long list of brokers/insurance companies that are point blank refusing to even give me a quote! FBD changed their mind after I reminded them the parents farm and jeep are insured with them and so decided to quote me afterall. Hopefully can still get something better than the 2600e they want me to pay!


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    #5
    The man in red and black
    Registered Users Posts: 666 ✭✭✭The man in red and black


    JtByrne wrote: »
    Try Kennco. They usually accept drivers that other insurers won't take.

    No joy, must have 3 year no claims to get van insurance with them.


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    #6
    CBCB2
    Registered Users Posts: 134 ✭✭CBCB2


    The man in red and black wrote: »
    Allianz now won't accept the 3 year of claim free driving I did on a fleet policy and my personal car policy was only for 24 months so no good to them apparently. Glennons.ie have been added to the long list of brokers/insurance companies that are point blank refusing to even give me a quote! FBD changed their mind after I reminded them the parents farm and jeep are insured with them and so decided to quote me afterall. Hopefully can still get something better than the 2600e they want me to pay!

    That's crazy. Sorry it didn't help. It was late last year that I got sorted, things must have changed again since then. Best of luck with it, hopefully you get sorted soon!


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    #7
    The man in red and black
    Registered Users Posts: 666 ✭✭✭The man in red and black


    CBCB2 wrote: »
    That's crazy. Sorry it didn't help. It was late last year that I got sorted, things must have changed again since then. Best of luck with it, hopefully you get sorted soon!

    Thanks, finally got insurance through Sheridan Insurance brokers. I think it's with Liberty but to be honest I've dealt with so many I can't actually remember. I was just happy with Sheridans said they could get me insurance! 2440e, not great but alot better than the original quotes I was getting of >5500e!


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    #8
    heisenberg123
    Registered Users Posts: 28 ✭heisenberg123


    Sorry for hijacking this thread but what do people do when heading over to Canada. What happens their Irish no-claim bonus if you are in Cananda for 2 years. Would it be worthwhile buying a banger and getting cheap insurance to leave stationary if insurance companies are going to reset you NCB?


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    #9
    The man in red and black
    Registered Users Posts: 666 ✭✭✭The man in red and black


    heisenberg123 wrote: »
    Sorry for hijacking this thread but what do people do when heading over to Canada. What happens their Irish no-claim bonus if you are in Cananda for 2 years. Would it be worthwhile buying a banger and getting cheap insurance to leave stationary if insurance companies are going to reset you NCB?

    Definitely I would recommend doing exactly that or at least remain a named driver on a car in Ireland.


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