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Hansfield Wood

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    #662
    Attol
    Registered Users Posts: 2,386 ✭✭✭Attol


    Ah. I would love if the bedroom wardrobes were actually just to one side, rather than over the bed!


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    #663
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    Attol wrote: »
    Ah. I would love if the bedroom wardrobes were actually just to one side, rather than over the bed!

    Swap? :D:D:D


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    #664
    Attol
    Registered Users Posts: 2,386 ✭✭✭Attol


    mooneyd wrote: »
    Swap? :D:D:D

    Haha, I'm afraid you'd be waiting a while! Ours isn't due to be completed until summer


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    #665
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    Touche


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    #666
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    Erm... Just sorting out the Help to Buy scheme paperwork here and I have just read that the rebate goes to the builder.
    Is anyone else knowledgeable or availing of the scheme?

    What happens when you have paid for your house and then X months later the builder gets your rebate?
    It's supposed to be the deposit but we'll have probably moved in by the time it comes through so what happens then?


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    #667
    OfflerCrocGod
    Registered Users Posts: 6,316 ✭✭✭OfflerCrocGod


    mooneyd wrote: »
    Erm... Just sorting out the Help to Buy scheme paperwork here and I have just read that the rebate goes to the builder.
    Is anyone else knowledgeable or availing of the scheme?

    What happens when you have paid for your house and then X months later the builder gets your rebate?
    It's supposed to be the deposit but we'll have probably moved in by the time it comes through so what happens then?
    Did you sign your contract before Christmas? If so you should receive it as a lump sum.


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    #668
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    OfflerCrocGod wrote: »
    Did you sign your contract before Christmas? If so you should receive it as a lump sum.

    Sadly not we still are waiting for some info from rhe builder before our solicitor wants us to sign off.


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    #669
    Pedro32561
    Registered Users Posts: 215 ✭✭Pedro32561


    mooneyd wrote: »
    Sadly not we still are waiting for some info from rhe builder before our solicitor wants us to sign off.

    In that case you can pay 5% at contract signing and the 5% rebate goes straight to the builder.


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    #670
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    Pedro32561 wrote: »
    In that case you can pay 5% at contract signing and the 5% rebate goes straight to the builder.

    Has the builder agreed on this process with you?
    When will you move in?


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    #671
    Pedro32561
    Registered Users Posts: 215 ✭✭Pedro32561


    mooneyd wrote: »
    Has the builder agreed on this process with you?
    When will you move in?

    No, we haven't signed yet. But the developer (Mulberryglen) is registered for the scheme, and this is how the scheme operates.


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    #672
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    Pedro32561 wrote: »
    No, we haven't signed yet. But the developer (Mulberryglen) is registered for the scheme, and this is how the scheme operates.

    This is true.


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    #673
    WannabeBuyer
    Registered Users Posts: 66 ✭✭WannabeBuyer


    Pedro32561 wrote: »
    mooneyd wrote: »
    Has the builder agreed on this procjess with you?
    When will you move in?

    No, we haven't signed yet. But the developer (Mulberryglen) is registered for the scheme, and this is how the scheme operates.

    So if you haven't yet signed contracts, you only pay 5% to the builder less the 5,000 booking deposit then the builder receives the remainder from the scheme? Is that how it works?!


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    #674
    Pedro32561
    Registered Users Posts: 215 ✭✭Pedro32561


    WannabeBuyer wrote: »
    So if you haven't yet signed contracts, you only pay 5% to the builder less the 5,000 booking deposit then the builder receives the remainder from the scheme? Is that how it works?!

    Yes


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    #675
    AGUSIA1
    Registered Users Posts: 145 ✭✭AGUSIA1


    We've already payed the 10% but builder still hasn't returned contracts. (That's almost 3 months ago). I believe there are a few others here in that situation. Anyone any ideas how help to buy works in this case.

    It very worrying to be honest.


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    #676
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    AGUSIA1 wrote: »
    We've already payed the 10% but builder still hasn't returned contracts. (That's almost 3 months ago). I believe there are a few others here in that situation. Anyone any ideas how help to buy works in this case.

    It very worrying to be honest.

    Where are you buying? Estimated ready date?
    Technically if they haven't signed the contract you should be able to ask for your money back from their solicitor. Maybe you can get the contract amended


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    #677
    AGUSIA1
    Registered Users Posts: 145 ✭✭AGUSIA1


    mooneyd wrote: »
    Where are you buying? Estimated ready date?
    Technically if they haven't signed the contract you should be able to ask for your money back from their solicitor. Maybe you can get the contract amended

    I don't want contract amended. Just signed would be good.
    March.


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    #678
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    AGUSIA1 wrote: »
    I don't want contract amended. Just signed would be good.
    March.

    Let me know how you get on. B2 type?


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    #679
    stany79
    Registered Users Posts: 20 ✭stany79


    Pedro32561 wrote: »
    No, we haven't signed yet. But the developer (Mulberryglen) is registered for the scheme, and this is how the scheme operates.

    i am planning to sign the contract end of this week. please advise me on this help to buy scheme. do i need to register revenue before signing the contract? do i need to contact the builder or their solicitor regarding this? my house price is 290000, paid 5000 deposit . means I need to pay only 9500 ( 29000-14500-5000=9500) when signing?


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    #680
    mooneyd
    Registered Users Posts: 599 ✭✭✭mooneyd


    stany79 wrote: »
    i am planning to sign the contract end of this week. please advise me on this help to buy scheme. do i need to register revenue before signing the contract? do i need to contact the builder or their solicitor regarding this? my house price is 290000, paid 5000 deposit . means I need to pay only 9500 ( 29000-14500-5000=9500) when signing?

    Nobody has done this before as its a totally new scheme. You can start the process now on ros.ie but you will want your solicitor to work on an ammendment to the contract that rewords the deposit process.


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    #681
    stany79
    Registered Users Posts: 20 ✭stany79


    mooneyd wrote: »
    Nobody has done this before as its a totally new scheme. You can start the process now on ros.ie but you will want your solicitor to work on an ammendment to the contract that rewords the deposit process.

    without signing the contract, do you think I can register? revenue.ie says it needs the signed contract to proceed. even on earlier posts Pedro says he registered but didn't sign the contract. is this possible?


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    #682
    Pedro32561
    Registered Users Posts: 215 ✭✭Pedro32561


    stany79 wrote: »
    without signing the contract, do you think I can register? revenue.ie says it needs the signed contract to proceed. even on earlier posts Pedro says he registered but didn't sign the contract. is this possible?

    There are two stages to the scheme:
    1. Submit an application - this will confirm the amount you are eligible for
    2. Make a claim - this is where you submit the signed contracts and revenue process the payment to the builder

    If you're eligible for the scheme you shouldn't sign contracts without having applied first, and spoken to your solicitor to get advice on the contracts.


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    #683
    stany79
    Registered Users Posts: 20 ✭stany79


    Pedro32561 wrote: »
    There are two stages to the scheme:
    1. Submit an application - this will confirm the amount you are eligible for
    2. Make a claim - this is where you submit the signed contracts and revenue process the payment to the builder

    If you're eligible for the scheme you shouldn't sign contracts without having applied first, and spoken to your solicitor to get advice on the contracts.

    hi Pedro, how long it take to finish the first part? few days or?


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    #684
    Pedro32561
    Registered Users Posts: 215 ✭✭Pedro32561


    stany79 wrote: »
    hi Pedro, how long it take to finish the first part? few days or?

    I actually got an instant decision but I don't think that's the experience of most people. We had already done our Form 12s and had P21s for all the years we were claiming, so there was nothing for Revenue to review.


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    #685
    ialex87
    Registered Users Posts: 60 ✭✭ialex87


    Hey guys, here you can find all information about HTB scheme

    http://www.citizensinformation.ie/en/housing/owning_a_home/help_with_buying_a_home/help_to_buy_incentive.html
    http://www.revenue.ie/en/tax/it/reliefs/htb/index.html

    Looks pretty straightforward


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    #686
    WannabeBuyer
    Registered Users Posts: 66 ✭✭WannabeBuyer


    RE the Help to Buy scheme, would anyone know if a single application can be submitted even if you are buying the home with your partner and both names will be on the mortgage/deeds?


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    #687
    Attol
    Registered Users Posts: 2,386 ✭✭✭Attol


    WannabeBuyer wrote: »
    RE the Help to Buy scheme, would anyone know if a single application can be submitted even if you are buying the home with your partner and both names will be on the mortgage/deeds?

    I'm wondering the same thing. I've just done it in my name because it was easier and I was impatient to find out what we would be eligible for but we'll be buying jointly.


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    #688
    WannabeBuyer
    Registered Users Posts: 66 ✭✭WannabeBuyer


    Attol wrote: »
    WannabeBuyer wrote: »
    RE the Help to Buy scheme, would anyone know if a single application can be submitted even if you are buying the home with your partner and both names will be on the mortgage/deeds?

    I'm wondering the same thing. I've just done it in my name because it was easier and I was impatient to find out what we would be eligible for but we'll be buying jointly.
    .

    Where you eligible your own? Did you receive full 5% deposit back?


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    #689
    Attol
    Registered Users Posts: 2,386 ✭✭✭Attol


    WannabeBuyer wrote: »
    .

    Where you eligible your own? Did you receive full 5% deposit back?

    I was. I haven't purchased yet but will be hopefully signing contracts/paying the deposit in the next fortnight so can let you know then if nobody else tries it in the meantime.


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    #690
    stany79
    Registered Users Posts: 20 ✭stany79


    Attol wrote: »
    I was. I haven't purchased yet but will be hopefully signing contracts/paying the deposit in the next fortnight so can let you know then if nobody else tries it in the meantime.

    hi, I have jointly applied and today I got confirmation from revenue for the full 5% rebate eligibility . do you know what is the next step? I am planning to sign the contract soon, but it says to pay 10% @ signing. so I am confused, do I need to ask them to change deposit option in the contract ? and pay only 5%? is there anyone move further to the claim process?


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    #691
    WannabeBuyer
    Registered Users Posts: 66 ✭✭WannabeBuyer


    stany79 wrote: »
    Attol wrote: »
    I was. I haven't purchased yet but will be hopefully signing contracts/paying the deposit in the next fortnight so can let you know then if nobody else tries it in the meantime.

    hi, I have jointly applied and today I got confirmation from revenue for the full 5% rebate eligibility . do you know what is the next step? I am planning to sign the contract soon, but it says to pay 10% @ signing. so I am confused, do I need to ask them to change deposit option in the contract ? and pay only 5%? is there anyone move further to the claim process?

    From what I was told today is you apply at stage 1 which you did, then when builders send back signed contracts you submit a copy to revenue and they pay 5% over to the builder then you pay the rest


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