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Lodging Cheques in a Joint Account

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  • 22-09-2016 3:34pm
    #1
    janice11687
    Registered Users Posts: 2 ✭


    Hi There, I just recently got married and have some cheques made out to both myself and my husband. Do I need to get him to sign the back of the cheques so I can lodge them?


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    #2
    Bank of Ireland: Evie
    Closed Accounts Posts: 455 ✭✭Bank of Ireland: Evie


    janice11687 wrote: »
    Hi There, I just recently got married and have some cheques made out to both myself and my husband. Do I need to get him to sign the back of the cheques so I can lodge them?
    Good Afternoon janice11687,

    Thanks for contacting us here on Boards.ie, this would depend on the names on the cheque, and if the cheque says 'Account Payee only'. If for example, the cheque is made out to Jane Doe and Joe Bloggs, and is marked Account Payee Only, this would have to lodged into a joint account of these names, similarly if it is made out to Jane and Joe Bloggs. If the cheque is not marked Account Payee only it can be lodged into your account if signed on the back. 

    I hope this helps and please let us know if you have any other queries. 

    Thanks,

    Evie 


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    #3
    janice11687
    Registered Users Posts: 2 ✭janice11687


    All the cheques are going into a Joint account, my question is, as I will be lodging the cheques and my husband will not be there do I need to get him to sign the back of the cheques?


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    #4
    Bank of Ireland: Evie
    Closed Accounts Posts: 455 ✭✭Bank of Ireland: Evie


    janice11687 wrote: »
    All the cheques are going into a Joint account, my question is, as I will be lodging the cheques and my husband will not be there do I need to get him to sign the back of the cheques?
    Good Morning, 

    If these cheques are made out to the both names as they appear on the account then you can lodge these. It is at the branches discretion so it is advisable to have your husband sign the cheque just in case.


    Please let us know if there is anything else we can help you with. 

    Evie 


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