Budget 2017

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VinLieger wrote: »

Firstly are you really happy making that many unfounded assumptions about people? I know nobody changing their car every year, prioritising holidays over savings, taking 110% mortgages and living their lives on borrowed credit.

Secondly people are already having less kids and have been for decades due to the associated costs and that's exactly the issue with the state pension there is nobody left to pay for the elderly.

What about the personal responsibility of actually planning for your retirement years instead of blindly and selfishly assuming the state will just take care of you?

I'm talking pre recession. People with absolutely no savings taking out massive mortgages. And yes, I'm happy enough to stand by what I said. Personal responsibility would do people no harm.

jimgoose

MeatTwoVeg wrote: »

They are in me bollox, but as long as they have mouthpieces such as yourself peddling the 'poor awl crater' myth, they'll keep hoovering up any available funding which would be better spent on targeted interventions.
The 'old fogies' aren't a homogeneous group. A huge proportion of them are very comfortably off. Meanwhile young working couples struggle to pay mortgages, childcare and taxes.

But never mind eh, better to pretend the awl Grannies are struggling to put a briquette in the fire wrapped up in a shawl like Peig Sayers.

Will you be firing the same artillery about the similar increase to social welfare? I don't begrudge some poor bastard who has to live on the dole his extra fiver either.

Butters1979

suicide_circus wrote: »

In fairness, the government has to make childlessness unattractive or at least make having children more affordable, the population is aging rapidly and someone has to pay for our pensions

Actually, someone has to pay for your pension. I, like a lot of people, are investing and paying for our own pensions.

nhunter100

LexieOnRale wrote:

People choose to have kids, then complain how much childcare costs. If you're not in a good place financially, and choose to start a family with a mortgage that is taking a massive chunk of the combined salaries, who told you it would be a good idea to start your family if you're already struggling?

Well hello Captain Hindsight. Most couples don't decide to have children when they're struggling. Also access to Crystal balls is not universal so predicting the future and how ones personnel circumstances may change is not easy.

VinLieger

LexieOnRale wrote: »

I'm talking pre recession. People with absolutely no savings taking out massive mortgages. And yes, I'm happy enough to stand by what I said. Personal responsibility would do people no harm.

Yes pre-recession was insane but here you are arguing to continue increasing the state pension that we already knew was in trouble pre-recession?

You are absolving the elderly of their personal responsibility by again blindly assuming they would be taken care of while ignoring the constant stream of facts in front of them it will simply not be possible to continue paying the state pension at anywhere near the current rate if at all. Im not saying we scrap it completely and leave them begging in the streets but they need to be open to the simple indisputable fact that things have to change in this regard.

Or are you for SF's plans of raiding everyone else's private funds to pay for those not bothered to plan for themselves?

MeatTwoVeg

jimgoose wrote:

Will you be firing the same artillery about the similar increase to social welfare? I don't begrudge some poor bastard who has to live on the dole his extra fiver either.

Yeah, well that's the thing, it's not about begrudery and it's not about you being able to pat yourself on the back about what an empathetic and great guy you are.

It's about the choice to where our finite resources are allocated to try to create a better society for everyone.

What we'll witness today is the usual populist guff dressed up as a caring move and lapped up by the gullible such as yourself.

Maybe you should ask yourself whether that money would be better spent on those who truly need it our splurged on a bonanza payment to everyone.

Or are those questions too complicated?

osarusan

LexieOnRale wrote: »

Personal responsibility would do people no harm.

What about the pensioners who, when they reach 65, have nothing but a concrete floor and flat red lemonade and all that? Not enough money for fuel or food and so on. A bit of personal responsibility would have done them no harm, surely?

Of course my question is something of a cheap shot, but I mean, the younger people you're complaining about - blowing their wages and living beyond their means - could in the future be pensioners that will really rely on state aid. This reliance will come about because of a lack of personal responsibility earlier in their lives.

jimgoose

MeatTwoVeg wrote: »

Yeah, well that's the thing, it's not about begrudery and it's not about you being able to pat yourself on the back about what an empathetic and great guy you are.

It's about the choice to where our finite resources are allocated to try to create a better society for everyone.

What we'll witness today is the usual populist guff dressed up as a caring move and lapped up by the gullible such as yourself.

Maybe you should ask yourself whether that money would be better spent on those who truly need it our splurged on a bonanza payment to everyone.

Or are those questions too complicated?

You're getting spittle on your monitor. ;o)

laugh

Do we need to be praying at the start in 2016?

sword1

laugh wrote: »

Do we need to be praying at the start in 2016?

You definitely need to pray at the end !!!!

SEPT 23 1989

hopefully they behave like adults not schoolchildren in the dail today

Winterlong

I never knew they had a prayer at the start of these sittings. Great to see we have moved on from the 1950s.

mojesius

Is Inda there?

Edit : yes he is

sword1

SEPT 23 1989 wrote: »

hopefully they behave like adults not schoolchildren in the dail today

Sf are nearly the only ones who haven't had a hand on making the budget so any theatrics will be from them

mojesius

That rainy day fund will be gone as soon as FF get back in.

Lackey

Nonan has the shakes
Ide say the fear set in hours ago

Lovely Bloke

Lackey wrote: »

Nonan has the shakes
Ide say the fear set in hours ago

Classy

He's a man in his 70s

kazamo

Winterlong wrote: »

I never knew they had a prayer at the start of these sittings. Great to see we have moved on from the 1950s.

Have you never seen them on Ash Wednesday.
All about optics and the next GE

SEPT 23 1989

well done FF and the builders

FutureGuy

SEPT 23 1989 wrote: »

well done FF and the builders

Is this tax rebate open to people who have been approved for a mortgage but have not yet bought a house?

ThisRegard

FutureGuy wrote: »

Is this tax rebate open to people who have been approved for a mortgage but have not yet bought a house?

You can't avail of a tax rebate on something you haven't yet bought yet.

Lackey

Rent a room scheme
Live in Landlords can now get 14000€ tax free rent

tbayers

Bought a new house as ftb back in July. The solicitor drew down mortgage on the 14th but we didn't transfer funds to builders until the 26th. Is it a case of tough luck or where will we get detailed answers on this? Struggled to get deposit so hopefully we won't be out by a few days

lawred2

FutureGuy wrote: »

Is this tax rebate open to people who have been approved for a mortgage but have not yet bought a house?

Once you buy... mortgage approval is irrelevant

lawred2

tbayers wrote: »

Bought a new house as ftb back in July. The solicitor drew down mortgage on the 14th but we didn't transfer funds to builders until the 26th. Is it a case of tough luck or where will we get detailed answers on this? Struggled to get deposit so hopefully we won't be out by a few days

was there a cut off date mentioned?

FutureGuy

lawred2 wrote: »

Once you buy... mortgage approval is irrelevant

Houses are probably up 20k already

Got2TurnAround

@tbayers I'd imagine it would be fixed around the contract signing date.
@lawred2, yes July 19th

mojesius

Paschal is trying to suppress yawns there.

DenMan

Paschal licking his lips like some deranged lunatic and he hasn't done his speech yet!

mojesius

Vehhiccles indeed.

SEPT 23 1989

better close those off shore accounts

tbayers

Got2TurnAround wrote: »

@tbayers I'd imagine it would be fixed around the contract signing date.
@lawred2, yes July 19th

Signed contracts a few weeks before that again. Looks like we just

lawlolawl

Sugar tax!

E: never mind, 2018. President Trump will have destroyed civilization by then.

SEPT 23 1989

sugar is safe for another few years

loveisdivine

Why is the first time buyer rebate only for new properties?

VinLieger

loveisdivine wrote: »

Why is the first time buyer rebate only for new properties?

Cus it's an indirect payment to builders lobbied for by the construction infustry

SEPT 23 1989

loveisdivine wrote: »

Why is the first time buyer rebate only for new properties?

FF/CONSTRUCTION iNDUSTRY FEDERATION

lawlolawl

loveisdivine wrote: »

Why is the first time buyer rebate only for new properties?

To stimulate supply.

Secondhand houses already exist and add nothing to the market.

Lackey

loveisdivine wrote: »

Why is the first time buyer rebate only for new properties?

it won't stimulate new builds to help the housing shortage

Got2TurnAround

€11 for a pack of 20 cigarettes, bloody hell. Might aswell have made it €20 considering how few people will legally buy them any more.

loveisdivine

I see

Kristopherus

loveisdivine wrote: »

Why is the first time buyer rebate only for new properties?

Its to allow developers/builders to rip you off by adding the relief to the cost of the house you are buying:rolleyes:

kazamo

loveisdivine wrote: »

Why is the first time buyer rebate only for new properties?

Because second hand properties wont increase the supply of housing and more importantly the Rev Comm don't make money on it if a PPR

Kristopherus

Got2TurnAround wrote: »

€11 for a pack of 20 cigarettes, bloody hell. Might aswell have made it €20 considering how few people will legally buy them any more.

Great

Helpneeded86

First time buyers grant apply to those building their own house?

mojesius

Smoking's a fierce expensive habit these days.

When you're walking down the street and you get the : 'Heaaarhhh bud, have ye gorra smoke', you can reply: 'Yeahh bud, have ye gorra euro'

ChikiChiki

So much of the speech is copied and pasted from last years.

Bigby

The market in my local town will be even busier now with the cigarettes increase. It's a false economy.

SEPT 23 1989

cant stand this bloke

mojesius

SEPT 23 1989 wrote: »

cant stand this bloke

Or the Muppet to his left