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Insurance cover

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  • 08-11-2016 3:30pm
    #1
    gifted
    Registered Users Posts: 4,904 ✭✭✭


    I use my car for private use, drive into work and drive home. I work on a building site and my boss has started to ask me to go to other sites during the day. Will my car insurance cover me if I have an accident while driving to another site during work hours?


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    #2
    godtabh
    Moderators, Science, Health & Environment Moderators Posts: 23,219 Mod ✭✭✭✭godtabh


    gifted wrote: »
    I use my car for private use, drive into work and drive home. I work on a building site and my boss has started to ask me to go to other sites during the day. Will my car insurance cover me if I have an accident while driving to another site during work hours?

    You need class 1 insurance for that i think.


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    #3
    q85dw7osi4lebg
    Closed Accounts Posts: 3,502 ✭✭✭q85dw7osi4lebg


    You may need to inform your insurance company. My employer required me to get business cover for this exact circumstance, however because it was less than 5000km a year for the business purpose, they didn't charge me anything to add the business cover.


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    #4
    gifted
    Registered Users Posts: 4,904 ✭✭✭gifted


    Thanks,

    Ive got comprehensive insurance so I better check with insurance company to see am I covered.


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    #5
    cplwhisper
    Registered Users Posts: 797 ✭✭✭cplwhisper


    Comp cover and class of use are different things....class 1 minimum.

    If your taxiing workers from site-to-site then expect higher cover cost if your underwriting team are flexible


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    #6
    NUTLEY BOY
    Registered Users Posts: 2,344 ✭✭✭NUTLEY BOY


    Also, be careful to check whose liability is covered i.e. does the business use indemnify the employer ?


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