www.mybills.ie/

Bob Z

does anyone use it? is it any good?

danjo-xx

Yes I find it brilliant and easy to check past payments and it's FREE

Bob Z

what payments do people generally use it for? i know they have a list but im just wondering if its helpful?

wonski

Bob Z wrote: »

what payments do people generally use it for? i know they have a list but im just wondering if its helpful?

Tesco credit card mostly, esb from time to time and Irish Water in the past (not any more ).

It is handy if you have few bills to pay as you can do it all on one page and without typing your card number and details over and over on few websites. Never had an issue with any payments.

Loveinapril

I pay my phone bill and Littlewoods with it. It is such a handy service.

Bob Z

Loveinapril wrote: »

I pay my phone bill and Littlewoods with it. It is such a handy service.

going off topic but how does little woods work can you pay up for gifts?

dobsdave

wonski wrote: »

Bob Z wrote: »

what payments do people generally use it for? i know they have a list but im just wondering if its helpful?

Tesco credit card mostly, esb from time to time and Irish Water in the past (not any more ).

It is handy if you have few bills to pay as you can do it all on one page and without typing your card number and details over and over on few websites. Never had an issue with any payments.

Could you just have any of these set up on on-line banking and pay directly from your account?
Sorry, I'm not seeing the advantage of it.

wonski

dobsdave wrote: »

Could you just have any of these set up on on-line banking and pay directly from your account?
Sorry, I'm not seeing the advantage of it.

I only started using it to pay off Tesco credit card tbh.

Added two or more payees to this account as it was more convenient - using account number only rather than full account number was a convenience after sortcode/account numbers were discontinued (SEPA payments etc).

The main advantage is that you can pay all of your creditors at the same page rather than sending separate payments to them separately using online banking;)

I have four accounts registered and can pay them off all at the same time using my debit card:



Main and only advantage really.

Fred Swanson

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Bob Z

Fred Swanson wrote: »

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is that good?

L1011

Bob Z wrote: »

is that good?

With certain firms with unreliable billing practices, yes - very much so.

newacc2015

Fred Swanson wrote: »

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Are you aware that direct debit payments are highly regulated in this country? I would trust a direct debit going from my bank to my utility than some intermediary who is passing on the payment. I would trust a major bank or utility with my payment details than some third party company

Fred Swanson

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newacc2015

Fred Swanson wrote: »

This post has been deleted.

Eh?! So you are saying multi-billion euro banks don't know basic DD rules? I find that very hard to believe. A company that has DD is vetted by the bank and signs a contract with the bank. If there is a dispute, the money is easily wired back to you. There as checks and balances in process along the way such as clearing houses, laws etc.

But hey if you trust an entirely unregulated third party to pay your bills over highly regulated banks that is your choice

L1011

newacc2015 wrote: »

Eh?! So you are saying multi-billion euro banks don't know basic DD rules? I find that very hard to believe. A company that has DD is vetted by the bank and signs a contract with the bank. If there is a dispute, the money is easily wired back to you. There as checks and balances in process along the way such as clearing houses, laws etc.

But hey if you trust an entirely unregulated third party to pay your bills over highly regulated banks that is your choice

Said banks have often shown a lack of knowledge of basic regulations here - PPI, card protection, etc. We have threads here of banks showing no knowledge at all of SEPA rules

colm_mcm

newacc2015 wrote: »

Eh?! So you are saying multi-billion euro banks don't know basic DD rules? I find that very hard to believe. A company that has DD is vetted by the bank and signs a contract with the bank. If there is a dispute, the money is easily wired back to you. There as checks and balances in process along the way such as clearing houses, laws etc.

But hey if you trust an entirely unregulated third party to pay your bills over highly regulated banks that is your choice

A good example is virgin media. They can bill you even when you've told them you're cancelling. If your billing cycle falls within your notice period (which it mostly will, being 30 days notice), you could be billed for a months service in advance the day before your service ends.
Virgin media will show the credit on your account but will not refund you unless you specifically ask them afterwards. If you leave it there a few years, they write it off.
There is the facility with DD to recal a direct debit, Virgin will facilitate this, as they have to - but will charge you a €50 admin fee for doing so.

So yeah, there are set rules but it's not always that simple.


My bills is run by an post isn't it?

Fred Swanson

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L1011

Its basically a post-office-less version of the counter Billpay that many people have used for decades. There are very good reasons for such a service to remain and it makes sense for them to allow it online also.

colm_mcm

I would have thought the main attraction of post office over the counter payments is people who get benefits paid in cash in the post office that would never hit a bank account.

Makes sense that they'd branch out but possibly it would never replace the over the counter element for a lot of people.