Mortgage deposit

Robbie_G

Hi

Before i speak to mortgage advisor i have a quick question i cant get clear answer online .
Do you except a deposit that was gifted from family ?

Bank of Ireland: Elaine

Good Afternoon Robbie_G, 

Thanks for getting in contact with us here on Boards.ie. 

Yes we will accept a gift as part of a deposit. As part of the mortgage application assessment we will need to see evidence of repayment capacity and this generally includes regular savings and or rent paid for a period. Every application is different and it's worthwhile having a chat with one of our mortgage adviser to see what options are available. 

You can contact our team by Facetime /Skype, request a call back or even book an appointment in your local branch here on the wesbite. 

I hope this helps and if you need anything else, please don't hesitate to contact us again. 

Elaine 

Robbie_G

Bank of Ireland: Elaine wrote: »

Good Afternoon Robbie_G, 

Thanks for getting in contact with us here on Boards.ie. 

Yes we will accept a gift as part of a deposit. As part of the mortgage application assessment we will need to see evidence of repayment capacity and this generally includes regular savings and or rent paid for a period. Every application is different and it's worthwhile having a chat with one of our mortgage adviser to see what options are available. 

You can contact our team by Facetime /Skype, request a call back or even book an appointment in your local branch on the wesbite. 

I hope this helps and if you need anything else, please don't hesitate to contact us again. 

Elaine 

That helps alot thank you

Bank of Ireland: Elaine

You're more than welcome Robbie_G

Best of luck with your new home. 

Elaine