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I'm sick to death of being taxed to death !

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  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    In British Columbia in Canada you'd pay about 10k Euro in tax on the same wage and public transport is about 1/3 what it is here monthly, it's much more reliable and frequent and you can claim most of it back in your tax return. You would pay about 65-70 CAD a month for medicals services plan which is available to everyone permanently working there and the hospital on GPs are free then.

    I love Ireland, but I hate the politicians and the sense of entitlement people have. People are tight with money even when they are rich and start to rip people off the first chance they get (food is incredibly expensive here, as is booze, rent shot up, electricity and gas, petrol, motor tax and hotels in Dublin 5 years ago were about 1/3 the price they are now.)


    So yeah, Ireland is a bloody rip off and the dick heads that complain when the economy slows down are the first dick heads that will rip you off. I hate about Ireland. It's such a shame and it won't bloody change in our life times I'm afraid.


    I know we live in a post fact world , but what you say isnt true, you pay more on average tax in Canada

    http://www.irishtimes.com/life-and-style/abroad/canada/canada-counting-the-costs-1.1971730

    there no worst moaner in the world then Irishmen about their own country and then theres emigrants


  • Banned (with Prison Access) Posts: 9 BackToWinnipeg


    BoatMad wrote: »
    I know we live in a post fact world , but what you say isnt true, you pay more on average tax in Canada

    http://www.irishtimes.com/life-and-style/abroad/canada/canada-counting-the-costs-1.1971730

    there no worst moaner in the world then Irishmen about their own country and then theres emigrants

    Except it is true because I lived there for a few years.


  • Registered Users, Registered Users 2 Posts: 9,554 ✭✭✭Pat Mustard


    But the question remains: would you prefer lower taxes or better services for the same amount of tax you currently pay?

    Ideally, I have no problem in paying extra for proper services.

    I realise that better services cannot be delivered by the 'half-wits and lunatics' who run this country.

    So I would take the money. At least it is realistic about what could be delivered.

    And do I accept any responsibility for the 'half-wits and lunatics'?

    No, I bloody well don't. I get out and I vote at every election. I vote against governments, I vote against certain parties, I vote against certain policies.

    And yet things do not change, insofar as we do not get the government that we want (even though we may get the one that some people think that we deserve).

    And why is this?

    The reason is because the real decisions are made in relation to the nomination of the candidates by the political parties. And if you are not a member of a political party for a certain period, you don't get to choose who will be nominated.


  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    shesty wrote: »
    Dropping in because I noticed this thread on the Boards Homepage...
    This post right here is it. It's not that we have to pay tax and get nothing in return. It's that we have to pay tax, sometimes twice over and get a halfhearted excuse for a public "service" in return, while being told that prices are rising,and more tax is needed at the same time.
    yup , things get more expensive each year , havent you noticed
    Tax funds the HSE. Tax funds the public hospitals. Yet I pay 50eur for my GP, pay 100eur for A&E (yes I understand why), and am asked for my health insurance details on entry to a hospital - which goes into the pockets of the same consultants, doctors and hospital....that is funded by my tax through the HSE.
    the 100 is a deterrent, GPs receive no Tax support , hospitals are free ( try that in the USA)

    Tax funds the public transport system. To use it,I have to pay for tickets. Fine. But the price of tickets goes up every year. And the frequency and length of trains decreases. And oh look, more money needed so I can park my car to access the station that is located in the middle of a load of fields, and is now the only station serving two local towns that have had huge building carried out in the during the boom. Did I mention the prices increased again this year?
    Tax DOES NOT totally fund the public transport system, it only partially funds it, other wise it would be free and the whole nation would be trying to get on a bus or a train !!!!


    Tax funds the roads/councils. More tax on owning a car. VRT on the price of the car. Tax on the petrol pump. Roads full of holes, and the council out in December hastily filling the holes with a shovel of tar so they keep the money in next year's budget (while the holes reappear bigger and better than before by some time in - February)
    The Tax from owning a car helps pay for roads, whats the big deal

    Tax funds the education system - that's fine. But the kids go to school in prefabs. The parents donate money every year to pay for photocopying, trips, classroom resources, you name it, we fund it. Regular fundraising events for anything new needed. More money for books every year.

    simple PAY MORE TAX , if you like
    I could go on.The point we completely seem to miss in this country is not that we pay tax - it's that we pay twice, three times over for EVERYTHING!! And it's dressed up as levies or charges,
    simply not true
    and we just accept it.:mad: The health system is the biggest joke on the planet. If you have private health insurance, you should have access to private hospitals only.

    in a small country with a small population, it would not be feasible to build and run large full trauma private hospitals. Hence the nett outcome would be a complete fallback onto the public system. private healthcare in ireland is simply a way of offloading non urgent elective medicine away from the public system that cant cope . Its not a true private system, thats unsustainable
    This rubbish of having combined public and private hospitals on all campuses, of having patients in the public system in a bed beside a patient with insurance is a joke.
    The jokes on the private insurance holder, who gets absolulty no advantage in getting a bed in a public hospital !!!!

    You want to work as a private consultant? Fine. Go to a private hospital or have a private office in your own premises that you have to fund. Not this thing of having an office in a public hospital where you see private patients some days and public patients the rest only some weird arrangement. And I know people say you need insurance to avoid waiting lists, but the point that's being missed is that if insurance did not exist, then everyone would be in the public system (including ALL the medical staff) and there might be some hope of clearing the system up, freeing up beds and doctors slots etc. It would take work and investment but it could be done.
    nonsense , you'd just break the system completely and people would die , policy tends to wilt as people die
    By having insurance it's just giving the Government an easy out, like in so many things. They KNOW if the majority of people don't want to wait, they'll just go private. And sure the others don't matter, they can deal with them through a load of campaign one-liners and media statements until everyone forgets about them again.

    no it was designed to try and offer people options , we live in a capitalistic consumer society after all.
    I'm sorry, I get annoyed. But that's not even the tip of the iceberg. It's a shocking system that needs a huge overhaul, but nobody in power has the guts to take it on because there are too many vested interest groups with the ear of the Government, and they don't want to upset any of them.

    perhaps you feel better after venting , cause that it is, its certainly not factual or thought through


  • Registered Users, Registered Users 2 Posts: 27,355 ✭✭✭✭super_furry


    http://www.publicpolicy.ie/where-does-your-tax-go/

    Is really interesting. I've worked fulltime for 16 years, never been a time when I haven't worked and I give €2,003.22 a year to pay pensions, €1,502.98 to pay dole and €1,684.87 a year to pay for hospitals.

    Over those 16 years, I've probably paid at an estimated €250,000 tax and have absolutely nothing to show for it. I broke my wrist last year and had to spend €750 privately because I would have been waiting 36 hours to be seen by the hospital I paid €1,684.87 to fund last year.

    I don't mind paying tax as a rule, I just feel like I get nothing for it.


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  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    I don't mind paying tax as a rule, I just feel like I get nothing for it.

    You are funding the roads you walk and drive on, the education services for you ( or others children ) , support services for the needy , the police , and zillions of other thing that go into a functioning society ( libraries, parks, etc etc , ad nauseam ) You get to live in a nice wealthy 1st world country as a benefit , thanks for your tax contributions

    PS you pension is way too low !!!


  • Registered Users, Registered Users 2 Posts: 2,350 ✭✭✭Cortina_MK_IV


    BoatMad wrote: »
    You are funding the roads you walk and drive on, the education services for you ( or others children ) , support services for the needy , the police , and zillions of other thing that go into a functioning society ( libraries, parks, etc etc , ad nauseam ) You get to live in a nice wealthy 1st world country as a benefit , thanks for your tax contributions

    PS you pension is way too low !!!
    I hope you are a WUM.


  • Posts: 17,728 ✭✭✭✭ [Deleted User]


    BoatMad wrote: »
    .............

    PS you pension is way too low !!!

    He's referring to his PRSI contribution.


  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    Augeo wrote: »
    He's referring to his PRSI contribution.

    which is not primarily for pensions so , why did he say it was


  • Registered Users, Registered Users 2 Posts: 163 ✭✭tommyhayes1989


    Never really considered the annoyance of paying tax or where it goes until very recently. Of course I always had the same armchair politician gripes as everyone else, but never thought too much about it. Now you can only take me at my word, but I have never claimed or received anything from the state in terms of healthcare or refunds or the like. Recently went to apply for rent allowance as my landlord had upped the rent in our house, as is her right. We were denied, on the basis I am working full time. I have two children and a partner to take care off and now I've had to move from my home back to my parents because I work too much, but don't earn enough for rent? I have an Undergraduate Degree and a Masters Degree and this is what I get? I genuinely would be better off not working, I would get my house for free and pick up some side jobs for cash. The two biggest problems in this country at the minute are the welfare system and healthcare.


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  • Registered Users, Registered Users 2 Posts: 163 ✭✭tommyhayes1989


    BoatMad wrote: »
    which is not primarily for pensions so , why did he say it was

    Ah yes it is, PRSI is your contribution to your state pension, if and when you retire


  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    Ah yes it is, PRSI is your contribution to your state pension, if and when you retire

    it actually is to cover you for redundancy dole etc, that was its major provision for class A contributors


  • Registered Users, Registered Users 2 Posts: 15,704 ✭✭✭✭RayCun


    holyhead wrote: »
    Inheritance tax is another load of nonsense. It's like a double taxation as the money used to build up the inheritance was subject to tax in the first place.

    The person who paid income tax does not pay inheritance tax on the same money. The person who paid income tax is dead.

    The people who lose money to inheritance tax are people who did not work for that money, and have not paid tax on it already. (And there is a large amount of inheritance that is tax free anyway)


  • Registered Users, Registered Users 2 Posts: 163 ✭✭tommyhayes1989


    BoatMad wrote: »
    it actually is to cover you for redundancy dole etc, that was its major provision for class A contributors

    I stand corrected


  • Registered Users, Registered Users 2 Posts: 53,932 ✭✭✭✭tayto lover


    I wonder how much it would cost to stop the double social welfare allowance and give the taxpayer a free week without tax from their wages at Christmas?


  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    I wonder how much it would cost to stop the double social welfare allowance and give the taxpayer a free week without tax from their wages at Christmas?

    the allowance is a pittance compared to the states weekly incomes tax take


  • Registered Users, Registered Users 2 Posts: 11,383 ✭✭✭✭Father Hernandez


    Havent read through all the comments but has anyone brought up the fact that on budget day, our government gave themselves a little bump in wages that went largely unnoticed due to the government owned newspapers reporting on the budget and not the bump.

    The more days go on, the more I want a party in power that will look after the people, not d**k them over. If Trump can deliver, Id vote for a party similar in Ireland. Ye get nothing for working hard and being honest.


  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    If Trump can deliver, Id vote for a party similar in Ireland.

    I see

    * a wall , where , to keep the unionists in obviously
    * deport the illegal immigrants, err. most already have been
    * tarrifs, right that all work in an exporting economy


  • Registered Users, Registered Users 2 Posts: 11,383 ✭✭✭✭Father Hernandez


    BoatMad wrote: »
    I see

    * a wall , where , to keep the unionists in obviously
    * deport the illegal immigrants, err. most already have been
    * tarrifs, right that all work in an exporting economy

    I meant that not in a literal state. As in his promises around looking after the normal everyday worker. I'm all for a multi cultural society, I just don't see why the rich keep getting richer and the rest foot the bill


  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    As in his promises around looking after the normal everyday worker.

    by appointing a cabinet of millionaires and billionaires and of course his proven track record of his support of the normal everyday worker !!!!!


    seriously , voters are the dumbest creatures
    I just don't see why the rich keep getting richer and the rest foot the bill
    read ' The art of the deal " and see how the rich get richer and the rest pick up the bill


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  • Registered Users, Registered Users 2 Posts: 11,383 ✭✭✭✭Father Hernandez


    BoatMad wrote: »
    by appointing a cabinet of millionaires and billionaires and of course his proven track record of his support of the normal everyday worker !!!!!


    seriously , voters are the dumbest creatures


    read ' The art of the deal " and see how the rich get richer and the rest pick up the bill

    That's why I said 'if'.

    Sure now we have a political figure in Bertie returning who pi**ed away €45million on the Bertie Bowl. Where'd that money go?


  • Registered Users, Registered Users 2 Posts: 13,702 ✭✭✭✭BoatMad


    Sure now we have a political figure in Bertie who pi**ed away €45million on the Bertie's Bowl. Where'd that money go?

    you should see how money is pissed away in the US on public schemes or in every other country. as a proportion to our budget its a pimple, annoying yes, material, no


  • Registered Users, Registered Users 2 Posts: 5,629 ✭✭✭baldbear


    Havent read through all the comments but has anyone brought up the fact that on budget day, our government gave themselves a little bump in wages that went largely unnoticed due to the government owned newspapers reporting on the budget and not the bump.

    Our TDS love the unions. Pay restoration is linked to civil service pay restoration. TDs no longer set their own salaries & when they get nice little lumps they play dumb & say it's under the Lansdowne Rd agreement.

    I'm sure they could change the law & set their own pay but then they'd have no one but themselves to answer to over pay rises. Sneaks.


  • Registered Users, Registered Users 2 Posts: 24,713 ✭✭✭✭lawred2


    You got a PAY RISE of €24K a year and you're unhappy:(. Do you realise that that there are thousands and thousands of employees working for €24000 and all you can do is complain:rolleyes:.

    The raise was 2k per annum I think

    But even if it wasn't - you think the state is entitled to more than half of any salary increase? Just because you and someone else earn less!?

    Really!

    envy much?


  • Registered Users, Registered Users 2 Posts: 11,383 ✭✭✭✭Father Hernandez


    BoatMad wrote: »
    you should see how money is pissed away in the US on public schemes or in every other country. as a proportion to our budget its a pimple, annoying yes, material, no

    Why do we have to follow the lead of this though? Pissing away money. 45mil mightn't be big to a country in the grand scheme of things but to the individual, a local village, a business, it's a lot.


  • Registered Users, Registered Users 2 Posts: 7,681 ✭✭✭frozenfrozen


    The poor have been taught to hate upwards and the middle class to hate downwards when in reality it's the scum at the very bottom and scum at the very top who need to be skimmed off and ****ed out to sea


  • Registered Users, Registered Users 2 Posts: 14,262 ✭✭✭✭Geuze


    Havent read through all the comments but has anyone brought up the fact that on budget day, our government gave themselves a little bump in wages that went largely unnoticed due to the government owned newspapers reporting on the budget and not the bump.

    The more days go on, the more I want a party in power that will look after the people, not d**k them over. If Trump can deliver, Id vote for a party similar in Ireland. Ye get nothing for working hard and being honest.

    Just to be clear on where and how to direct your anger.


    Under the LRA, some of the three PS pay cuts are being restored.

    In particular, the third pay cut, imposed on those earning over 65k under the HRA, is being rewound, as planned, under the LRA.

    So, as TDs earn over 65k, then they are part of thousands of workers who will get their third pay cut restored in 2017 and 2018 as part of the LRA.

    I agree with this.

    Otherwise, we pick and choose which PS over 65k are more rewarding of having their pay restored?

    AFAIK, the Govt decided to forgo its ministerial pay restoration under the LRA.

    So, just to be clear, the Govt voted to not give themselves a pay restoration.


  • Registered Users, Registered Users 2 Posts: 14,262 ✭✭✭✭Geuze


    I stand corrected

    Tommy,

    you're not wrong.

    The main social benefit that your PRSI finances is the State Pension.


  • Registered Users, Registered Users 2 Posts: 14,262 ✭✭✭✭Geuze


    One of the main problems in Ireland is that half the population are on welfare.

    This is too high.

    Too many working-age adults do not work.

    The employment rate is too low.

    There are way too many working-age adults inactive in the labour market.


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  • Registered Users, Registered Users 2 Posts: 24,713 ✭✭✭✭lawred2


    Geuze wrote: »
    Tommy,

    you're not wrong.

    The main social benefit that your PRSI finances is the State Pension.

    better off not bothering to pay PRSI... contributory pension is only a few quid more than non contributory.

    So after 40 years of contributions you get an extra couple of quid a week than the person who never contributed a red cent.


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