I'm sick to death of being taxed to death !

Yourself isit

It seems to me like the HSE needs a root and branch reform.

FortySeven

Yourself isit wrote: »

It seems to me like the HSE needs a root and branch reform.

Didn't they just have one recently?

Avatar MIA

Noddy Nangle wrote: »

Actually My bonus is €1000 on my payslip but I get the bonus of €460 in vouchers.

Oh sweet Jebus. They're doing it wrong :eek:

http://www.revenue.ie/en/tax/it/leaflets/benefit-in-kind/faqs/miscellaneous.html

What would be the point of taxing someone on the receipt of cash and THEN giving them vouchers.

Bananaleaf

To be honest, I am delighted to see a thread where honest, hardworking taxpayers are giving out about having to pay so much tax to fund others.

I was starting to feel like I had gone mad.

I know I will get torn to shreds for this but it drives me insane. I work very hard for my wages. I'm working since I was 16. Have gone to college, have a degree, am a professional, so is my OH. We are renting a tiny house. HAD to pay the water charges as was written into our tenancy agreement. Pay our TV licence, pay our taxes etc. etc. We are too afraid to start a family or even get a DOG in case we can't look after it properly. We will do the rational, logial, sensible thing and wait until we are financially stable enough to do these things.

Then we have these poor families who are out on the streets homeless with nowhere to go.

I know some of them are genuine cases.

But there are also some who have never contributed to the economy and have a rake of kids who I am now paying for via taxes.
I do fundraise for focus Ireland because I don't like the idea of anyone being homeless, but I also really resent *some* (not all) people's sense of entitlement and general stupidity when it comes to life.

What I actually resent more than that is people who would get on the OP's back about complaining about the issue. I remember watching RTE last year. I think it was the Claire Byrne show and there was a woman on it eating the whole studio alive for not doing more for her. She was a homeless ex drug-addict who had been housed and sent to college.

I just don't understand.

I am rushing out the door (TO WORK!!! hah!) so will post again later on with another very interesting tale from the Dublin dole queue!

myshirt

For those of you that got to where you are not because of your own efforts, but because you knew someone, because your father knew someone, because of your socio economic background, because of strong investment by this state in your education, because of fiscal policy that lumps money spent on you onto the next generation to pay, because of unions that squeeze money from the masses to overpay you, why oh why are you upset about taxes and attacking some of the most vulnerable people in this state?

Pay your f#ckig taxes and stop reading sh'tty tabloid papers, you've no idea what it is like to have sweet f"ck all. Putting your hand in your pocket and feeling nothing but your leg.

You went to bed last night in a warm bed. You had water to drink. You had a choice of clothes. No one was shooting up in your estate. None of your childhood pals topped themselves in troves. No one refused you a job 290 times. Your children had good schools to go to. The state didn't leave you hanging when you faced all his as a child, waiting for Superman to come and rescue you. Superman didn't come to rescue you. Superman spent his time giving money to **** who give out they need more tax cuts. The list goes on. Count your blessings, not your problems lads ffs.

Noddy Nangle

tomofson wrote: »

With all respect noddy you're taking your anger out on the wrong people, Your financial situation is not the fault of people on welfare of medical cards and very little of what you are taxed goes towards them.

Look elsewhere to find the problem and don't be going on populist rants against easy scapegoats.

What do you mean my financial situation is not the fault of people on welfare - are you being serious ??? Where the f**k do you think my tax goes ? Will I let you know where my monthly salary goes

Mortgage - €1300 - No free council house
Childcare - €1000 - No subsidised crèches
Car loans -€300 - No free transport
Car Costs - €250 - No free transport
ESB - €100 - No subsidies
Coal/ Heating- €150 No allowance
Doctors - €50 - No Medical Card
School for 2 kids - €100 pm - No back to school allowance

My net salary is €3250 per month. As you can see from the above it is costing me €3250 also just to exist without any foreign holidays or luxury. I basically work to put a roof over my head and exist. And that is wrong on so many levels. The eldest of my two kids is 10 and yet we have never been on a family holiday abroad as we could never afford it but yet I see the social welfare crowd off on the family holiday to Spain every year.

SCOOP 64

I dont know how anyone on dole money can afford holidays abroad every year , unless working for cash in hand.

Wheeliebin30

SCOOP 64 wrote: »

I dont know how anyone on dole money can afford holidays abroad every year , unless working for cash in hand.

Rent allowance, dole, children allowance and all the other goodies all add up to a sizeable amount.

SCOOP 64

Wheeliebin30 wrote: »

Rent allowance, dole, children allowance and all the other goodies all add up to a sizeable amount.

It dosnt though even with that the dole still isnt designed to live in luxury.
if it was employment figures would be more then double then it is now.

Wheeliebin30

SCOOP 64 wrote: »

It dosnt though even with that the dole still isnt designed to live in luxury.
if it was employment figures would be more then double then it is now.

Tell that to the many people working and commuting hours each day to keep a roof over their head while their neighbours don't work and live in the exact same house.

Avatar MIA

Wheeliebin30 wrote: »

Tell that to the many people working and commuting hours each day to keep a roof over their head while their neighbours don't work and live in the exact same house.

Are they ALL living in the same house - probably why they can afford foreign holidays.

Anecdotes like the "many" above are meaningless in such a debate.

monkeysnapper

I hear you Buddy .
....

...live across road from people who choose not to work, get my tax's and sell cars, dogs and bikes on done deal . live a better life than me in their council house .

Couple of months ago the guy walking his bull mastiffs he breeds at 1000 a pup attacked my 9 year old family westie and killed her .

Sargent told me its not worth pursueing.

They still walk their bull mastiffs and pit bulls without muzzles . guards don't do anything about it .

These people live a great life at our expense and laugh in our faces .

Avatar MIA

monkeysnapper wrote: »

I hear you Buddy .
....

...live across road from people who choose not to work, get my tax's and sell cars, dogs and bikes on done deal . live a better life than me in their council house .

Couple of months ago the guy walking his bull mastiffs he breeds at 1000 a pup attacked my 9 year old family westie and killed her .

Sargent told me its not worth pursueing.

They still walk their bull mastiffs and pit bulls without muzzles . guards don't do anything about it .

These people live a great life at our expense and laugh in our faces .

Sounds like he IS trading, self employed.

Cortina_MK_IV

Avatar MIA wrote: »

Sounds like he IS trading, self employed.

And paying tax on his sales?

ArnieSilvia

SCOOP 64 wrote: »

I dont know how anyone on dole money can afford holidays abroad every year , unless working for cash in hand.

It's simple when you consider that I, for example, after giving up my job, got 390 per week and my council house cost me 60 a week instead of 120 a week when I was working (job on the doorstep) and earning - wait - 450.

These days are long gone, moved to Dublin, now it's more like:

Working fooking hard in a very stressful job 52+ hours a week
Wife working full time
2 kids in schools
185k left on the mortgage
1.5 k property management fees
Sitting in Dublin traffic for 2hrs a day going to work 10 km's
Sitting in Dublin traffic whenever I have to do anything

... and have less disposable income than when I was on the dole

rickfisher1988

While I have a certain amount of sympathy for the OP and some of the posts that follow, it is a seeming paradox that the very folks who complain about being the "squeezed middle" and the "coping class" have the financial wherewithal to pay for mortgages in leafy suburbs; drive two large cars, usually BMWs, Mercs, etc.; fill their shopping trolleys in M&S every week with goodies and wine; send their kids to elite schools; vacation at least twice a year; have a least one meal out a week. All the while, complaining about being screwed, complaining about the unemployed, sick, homeless, destitute, etc.

It is no coincidence that the very people who make these complaints direct their scorn at the bottom of society rather than at the very top. I think that's interesting...

Charles Babbage

There are some good points here. However, people sometimes lose sight of the fact that for someone with 2 children at school they would need to pay €24000 or so in tax just to cover government expenditure on their own children in terms of education, children's allowances and now the medical card etc.

There are many not paying their share, and many just about covering their own share.

rickfisher1988 wrote: »

While I have a certain amount of sympathy for the OP and some of the posts that follow, it is a seeming paradox that the very folks who complain about being the "squeezed middle" and the "coping class" have the financial wherewithal to pay for mortgages in leafy suburbs; drive two large cars, usually BMWs, Mercs, etc.;

You claim to have sympathy with the OP and then attempt to divert the discussion elsewhere.....

FortySeven

myshirt wrote: »

For those of you that got to where you are not because of your own efforts, but because you knew someone, because your father knew someone, because of your socio economic background, because of strong investment by this state in your education, because of fiscal policy that lumps money spent on you onto the next generation to pay, because of unions that squeeze money from the masses to overpay you, why oh why are you upset about taxes and attacking some of the most vulnerable people in this state?

Pay your f#ckig taxes and stop reading sh'tty tabloid papers, you've no idea what it is like to have sweet f"ck all. Putting your hand in your pocket and feeling nothing but your leg.

You went to bed last night in a warm bed. You had water to drink. You had a choice of clothes. No one was shooting up in your estate. None of your childhood pals topped themselves in troves. No one refused you a job 290 times. Your children had good schools to go to. The state didn't leave you hanging when you faced all his as a child, waiting for Superman to come and rescue you. Superman didn't come to rescue you. Superman spent his time giving money to **** who give out they need more tax cuts. The list goes on. Count your blessings, not your problems lads ffs.

If I wasn't at work right now I would tear you a new one. Watch this space..........

I might even boot up the laptop to save my poor thumbs.

SCOOP 64

ArnieSilvia wrote: »

It's simple when you consider that I, for example, after giving up my job, got 390 per week and my council house cost me 60 a week instead of 120 a week when I was working (job on the doorstep) and earning - wait - 450.

These days are long gone, moved to Dublin, now it's more like:

Working fooking hard in a very stressful job 52+ hours a week
Wife working full time
2 kids in schools
185k left on the mortgage
1.5 k property management fees
Sitting in Dublin traffic for 2hrs a day going to work 10 km's
Sitting in Dublin traffic whenever I have to do anything

... and have less disposable income than when I was on the dole

Persumably you moved out of a council house to buy a house in Dublin to make a better life for yourself.

Avatar MIA

Cortina_MK_IV wrote: »

And paying tax on his sales?

If drawing social welfare that is unlikely.

MPFGLB

This thread covered not only the imbalance perceived of high taxes for the middle classses when many on the dole have a more cushdy number
And from my point of view poor spending of those taxes on public services

While i know whole families with at least 3 generations on the dole and with no indication of anyone ever again getting a job, who have a car and money to socialise with. And I know hard working middle class people who pulled themseleves up by their shoe strings and have hardly any money left once the bills are paid after working a dreary 50 hour weeks

There are issues with the system from all sides.
There are alot on the dole who should not be and people with high(ish ) wages keeping up with the Jones....However the squeesed middle class does exist as do the working poor and poor who have no other choice but to be on benefits

What is needed here is a mechanism where the government spend taxes wisely and equitably

HOWEVER the real issue is while the poor and the middle classes slug it out the rich are getting richer and paying no tax

I read the other day that in US 25 years ago 20% of all the wealth was owned by 1% of the population...now 0.1% own 20% of the wealth
The 1% 25 years ago like General Motors provided jobs for 10,000s
The riches companies now provide jobs for fewer than a 1000

The world we live in now has the greatest divide between rich and poor ever
For a society to be stable it needs a functioning and stable middle class ....when the middle classes suffer bad things happen

What is needed is for people to unite and take on the governments who allow the rich to NOT pay taxes and who let the divide grow...there needs to be a rebalancing of the wealth of capitalism ...sooner rather than later

In UK and US we saw a backlash in voting against the establishment ...However the alternative soluions like Trump ( who backs the mega rich too) will not work

HellboundIRL

ArnieSilvia wrote: »

It's simple when you consider that I, for example, after giving up my job, got 390 per week and my council house cost me 60 a week instead of 120 a week when I was working (job on the doorstep) and earning - wait - 450.

These days are long gone, moved to Dublin, now it's more like:

Working fooking hard in a very stressful job 52+ hours a week
Wife working full time
2 kids in schools
185k left on the mortgage
1.5 k property management fees
Sitting in Dublin traffic for 2hrs a day going to work 10 km's
Sitting in Dublin traffic whenever I have to do anything

... and have less disposable income than when I was on the dole

So if it was so cushy before, why did you give it up? You seemingly had everything. You could be living the high life on the dole instead.

One_Of_Shanks

HellboundIRL wrote: »

So if it was so cushy before, why did you give it up? You seemingly had everything. You could be living the high life on the dole instead.

WTF? He was only responding to a post about how someone on the dole can afford a holiday.
He never said he was "living the high life" or "had everything".

Dramatic much?

Koscielny

HellboundIRL wrote: »

So if it was so cushy before, why did you give it up? You seemingly had everything. You could be living the high life on the dole instead.

Ridiculous post.

Maybe that poster has a bit of self respect and actually enjoys working. People who stay in bed 'til midday should not be rewarded so handsomely, mainly coming from the people who bust their arses for 8-10 hours per day. I work 40 hours per week, I don't earn much but I enjoy working, it's good for your health and wellbeing.

It's pretty galling to get an extra €4 per week from this year's budget while the career SW recipients get an extra €5 per week.

Where's the justice in that?

I suffered from a severe stomach infection for four weeks a few months ago, between doctors visits, hospital visits and prescriptions, I had to fork out well over €400 to get me back to work. If I had a medical card it would have cost me €0.

Again, where's the justice in that?

Don't get me started on the Christmas "bonus".

lawred2

SCOOP 64 wrote: »

I dont know how anyone on dole money can afford holidays abroad every year , unless working for cash in hand.

And?

lawred2

myshirt wrote: »

For those of you that got to where you are not because of your own efforts, but because you knew someone, because your father knew someone, because of your socio economic background, because of strong investment by this state in your education, because of fiscal policy that lumps money spent on you onto the next generation to pay, because of unions that squeeze money from the masses to overpay you, why oh why are you upset about taxes and attacking some of the most vulnerable people in this state?

Pay your f#ckig taxes and stop reading sh'tty tabloid papers, you've no idea what it is like to have sweet f"ck all. Putting your hand in your pocket and feeling nothing but your leg.

You went to bed last night in a warm bed. You had water to drink. You had a choice of clothes. No one was shooting up in your estate. None of your childhood pals topped themselves in troves. No one refused you a job 290 times. Your children had good schools to go to. The state didn't leave you hanging when you faced all his as a child, waiting for Superman to come and rescue you. Superman didn't come to rescue you. Superman spent his time giving money to **** who give out they need more tax cuts. The list goes on. Count your blessings, not your problems lads ffs.

Cry me a river

lawred2

rickfisher1988 wrote: »

While I have a certain amount of sympathy for the OP and some of the posts that follow, it is a seeming paradox that the very folks who complain about being the "squeezed middle" and the "coping class" have the financial wherewithal to pay for mortgages in leafy suburbs; drive two large cars, usually BMWs, Mercs, etc.; fill their shopping trolleys in M&S every week with goodies and wine; send their kids to elite schools; vacation at least twice a year; have a least one meal out a week. All the while, complaining about being screwed, complaining about the unemployed, sick, homeless, destitute, etc.

It is no coincidence that the very people who make these complaints direct their scorn at the bottom of society rather than at the very top. I think that's interesting...

Where did you get all that? Care to reference the particular posts?

SCOOP 64

lawred2 wrote: »

And?

And what?

lawred2

SCOOP 64 wrote: »

And what?

And what's your point?

SCOOP 64

lawred2 wrote: »

And what's your point?

Point! Everyone on the dole lives the life of luxury holidays abroad etc..
whiles as poor tax payers stay at home of course ,its just not fair is it !
what did you thing i mean ?

ArnieSilvia

HellboundIRL wrote: »

So if it was so cushy before, why did you give it up? You seemingly had everything. You could be living the high life on the dole instead.

Answer is short:

1. Local school was a joke, wife did work placement there and came back in tears "what have we done to our kids".

2. One day my son came to me and asked why I can't afford to buy him a new playstation if "John's" parents aren't working and they can afford one.

3. Out of 80 IIRC families on the estate only 3 were working including me. I didn't want to teach my kids that this is an acceptable way of life. I wanted them to know that they can have everything if they work hard enough.

Believe me, I had a fooking high life when I was coming back with 390 euros from post office for NOTHING, laughing all the way, not worried about anything, having same money left after paying rent than when I was working. I had better car and holidays OH LET'S DONT FORGET I HAD NO HOLIDAYS THIS YEAR AT ALL

monkeysnapper

rickfisher1988 wrote: »

have the financial wherewithal to pay for mortgages in leafy suburbs; drive two large cars, usually BMWs, Mercs, etc.

I'm driving 2 Citroens . ....

I deserve all the sympathy anyone's got surely

One_Of_Shanks

monkeysnapper wrote: »

I'm driving 2 Citroens . ....

I deserve all the sympathy anyone's got surely

Poor basstid

Bananaleaf

I remember a few years back....

I was working up until June. Job finished in June and I signed onto the dole. Come September I went back to college to do a Postgrad course. Course was full-on so I applied for my Jobseekers allowance to become .... I can't remember the term for it but I think it was 'Back to Education allowance'.

My application for this was rejected.

Application was rejected because "You must be in receipt of Jobseeker's allowance for at least 6 months before you can successfully apply for 'back to Education'"

So, I needed to be on the dole from March to avail.

But I was working in March.

So, I asked the officer "Let me get this right. Because I was working from March until June I don't qualify. But if I had left the job in March and sat on my couch watching TV for 3 months - instead of earning and contributing tax - I'd be financially better off now and for the next year?"

She agreed with me that it was madness, but thems were the rules. "Yeah, I know, it sounds terrible when you say it like that" she said.

Sometimes I wish I had no sense of self-worth, pride or dignity. I'd definitely have a nicer car and a bigger home if I did.

Avatar MIA

Bananaleaf wrote: »

Sometimes I wish I had no sense of self-worth, pride or dignity. I'd definitely have a nicer car and a bigger home if I did.

Which would have likely increased your sense of self worth, pride and dignity :eek:

FortySeven

myshirt wrote: »

For those of you that got to where you are not because of your own efforts, but because you knew someone, because your father knew someone, because of your socio economic background, because of strong investment by this state in your education, because of fiscal policy that lumps money spent on you onto the next generation to pay, because of unions that squeeze money from the masses to overpay you, why oh why are you upset about taxes and attacking some of the most vulnerable people in this state?

Pay your f#ckig taxes and stop reading sh'tty tabloid papers, you've no idea what it is like to have sweet f"ck all. Putting your hand in your pocket and feeling nothing but your leg.

You went to bed last night in a warm bed. You had water to drink. You had a choice of clothes. No one was shooting up in your estate. None of your childhood pals topped themselves in troves. No one refused you a job 290 times. Your children had good schools to go to. The state didn't leave you hanging when you faced all his as a child, waiting for Superman to come and rescue you. Superman didn't come to rescue you. Superman spent his time giving money to **** who give out they need more tax cuts. The list goes on. Count your blessings, not your problems lads ffs.

I'm on my phone so I'm going to keep this short.

You don't get much of a worse start in life than I got. You can trawl my past posts of you want to know more. I can't be bothered going through it because I just finished work.

I am fed up of hearing about the poor disadvantaged. I used to believe all that hype but the more I think back through my history of being poor, the more I realise that most of the people I knew when I was young did not apply for jobs, they looked for handouts and they still do. They don't care where it comes from, having a baby means a grant, getting a new place to live means a grant, somebody dies, guess what, it's a grant.

They are just out for what they can get and I have heard them laugh about those poor suckers that go out to work. Then if questioned why they don't they roll out the poor me story, well rehearsed and pitch perfect.

These people are everywhere, scamming and lying and cheating and stealing their way through life. At our expense and I am sick of them.

I landed back in the UK 10 days ago with nothing. I have worked 40 hours since then. I noticed tescos are hiring, I noticed asda is hiring, the petrol station down the road is hiring, the place I'm working is hiring, Amazon is hiring. And I haven't been out and about much because I'm too busy working, there are jobs everywhere.

There are masses of unemployed here, where are their applications? Cue the sob stories, I can't get hired, no education, I can't get hired, criminal record, I can't get hired, emotional problems, I can't get hired, bad back. Etc.

I'm a bipolar, recovering alcoholic and drug addict who left school at 14 and spent years in prison and can count 70+ convictions in my youth including 7 driving bans in 3 different countries. My back is ****ing killing me and my emotional problems from my abusive childhood never go away. Today I have a cold but I still put in 10 hours.

No, I don't accept your argument. There are plenty like me and many who had it worse. We work, we strive and we damn well don't expect a life of free money to squander.

5 days here and I was working. What's their excuse? There is a simple solution. 6 months unemployed, benefits halved. A year unemployed. Benefits halved again.

Job done.

SCOOP 64

No offence , but that was a very understanding employer taking you on with your record, many wouldnt,
if there was anyone else that went for same job and didnt get it,would hate to think what there cv was like.

One_Of_Shanks

Just for an example of how unfair the system is...

My Dad started a wee printing company 35 years ago. Employed maybe 12 people over the 35 years, always looked after the staff and hardly anyone ever left.
But printing is a dying trade for the small business so he might need to close soon. So after 35 years of paying his taxes and all the vat and the people he employed and trained, he doesnt have the right to claim dole like someone who has contributed nothing.

There's something very wrong about that. I couldnt believe it when he told me. That's utterly disgraceful.

SCOOP 64

One_Of_Shanks wrote: »

Just for an example of how unfair the system is...

My Dad started a wee printing company 35 years ago. Employed maybe 12 people over the 35 years, always looked after the staff and hardly anyone ever left.
But printing is a dying trade for the small business so he might need to close soon. So after 35 years of paying his taxes and all the vat and the people he employed and trained, he doesnt have the right to claim dole like someone who has contributed nothing.

There's something very wrong about that. I couldnt believe it when he told me. That's utterly disgraceful.

Can he not claim Jobs seekers allowance ?

FortySeven

SCOOP 64 wrote: »

Can he not claim Jobs seekers allowance ?

Nope. Self employed have no access to welfare.

Stheno

FortySeven wrote: »

Nope. Self employed have no access to welfare.

Incorrect self employed can claim jsa but the means test u sully results in them not qualifying

Skommando

FortySeven wrote: »

Nope. Self employed have no access to welfare.

Actually they do. If they pass the same means test as everyone else, they can get jobseekers allowance the same as everyone else.
What they don't qualify for is the non means tested job seekers benefit (which lasts a max of 9 months for those that do qualify), and that's because they pay class S prsi, which is lower than the prsi employees have to pay.

Skommando

One_Of_Shanks wrote: »

Just for an example of how unfair the system is...

My Dad started a wee printing company 35 years ago. Employed maybe 12 people over the 35 years, always looked after the staff and hardly anyone ever left.
But printing is a dying trade for the small business so he might need to close soon. So after 35 years of paying his taxes and all the vat and the people he employed and trained, he doesnt have the right to claim dole like someone who has contributed nothing.

There's something very wrong about that. I couldnt believe it when he told me. That's utterly disgraceful.

He pays less PRSI, class S, so unlike his employees, he hasn't paid into Jobseekers benefit. If he passes the means test he can get Jobseekers allowance the same as anyone else.

SCOOP 64

Stheno wrote: »

Incorrect self employed can claim jsa but the means test u sully results in them not qualifying

Thought so, but if your beds made and have thousands in savings surprisely you wont qualify.
So No, not all self employed will get it.

oik

Kristopherus wrote: »

You got a PAY RISE of €24K a year and you're unhappy:(. Do you realise that that there are thousands and thousands of employees working for €24000 and all you can do is complain:rolleyes:.

"You should feel grateful for the money you earned"

Typical attitude.

FortySeven

Skommando wrote: »

They do after the qualifying period same as everyone else.

Apologies. I should have said immediate access. I believe they have to wait?

Stheno

Skommando wrote: »

He pays less PRSI, class S, so he hasn't paid into Jobseekers benefit. If he passes the means test he can get Jobseekers allowance the same as anyone else.

No nine months waiting period

http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/unemployed_people/self_employed_and_unemployment.html

Yourself isit

rickfisher1988 wrote: »

While I have a certain amount of sympathy for the OP and some of the posts that follow, it is a seeming paradox that the very folks who complain about being the "squeezed middle" and the "coping class" have the financial wherewithal to pay for mortgages in leafy suburbs; drive two large cars, usually BMWs, Mercs, etc.; fill their shopping trolleys in M&S every week with goodies and wine; send their kids to elite schools; vacation at least twice a year; have a least one meal out a week. All the while, complaining about being screwed, complaining about the unemployed, sick, homeless, destitute, etc.

It is no coincidence that the very people who make these complaints direct their scorn at the bottom of society rather than at the very top. I think that's interesting...

If you read the posts here nobody is sending their children to elite schools or going to m&s.

The squeezed middle isn't the upper middle class

Stheno

Skommando wrote: »

balls. Do you even read your own links ?

If you are self-employed, you may be entitled to Jobseeker's Allowance depending on your earnings from your business. You do not need to close your business or stop working as self-employed for you to get Jobseeker’s Allowance. You will get Jobseeker’s Allowance if your income is below a certain level.

Yes and I'm self employed

Where are you getting this nine months waiting period?

Yourself isit

Unlikely that he won't have any savings through. Personally I think all prsi payers including self employed should get non means tested payments for years.