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VHI Insurance with pre-existing condition: what exactly is not covered?

  • 06-01-2017 4:08am
    #1
    Sceptic Orwellian
    Registered Users Posts: 15 ✭


    Hello there,

    I just moved here from the UK and I seem to be quite confused at the pre-existing conditions rules regarding VHI policies. I understand that the waiting period is 5 years for any pre-existing condition. But here's the thing: a few days ago I decided to have a colonoscopy directly related to my pre-existing condition at a private hospital. On being admitted I gave all my insurance details as well as details of my pre-existing condition and when my symptoms began. Everything went well and on being discharged and after a few days I received the VHI claim form through the post and to my surprise, they covered everything. So my question is: what exactly is not covered during the waiting period? If anyone could clarify I would greatly appreciate it.

    Thanks.


Comments

  • #2
    Sceptic Orwellian
    Registered Users Posts: 15 ✭Sceptic Orwellian


    Anyone have experience with VHI can answer that for me please?


  • #3
    PopTarts
    Registered Users, Registered Users 2 Posts: 2,209 ✭✭✭PopTarts


    I think pre existing conditions would only be for inpatient costs. I don't think it considers outpatient costs.


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