Limerick City much higher than everywhere else

Landoflemon

Hello,

I'm open for correction on this quick study I've done through the Liberty Insurance Website, but I believe the data is correct.

I was looking for a quote for my 1.3L Toyota Yaris (2006), and decided to record data for each of the counties by changing my address.

Limerick (County and City) appears to be much more heavily weighted than nearly anywhere else in the country. How can this be justified? I have a separate set of data for all the regions in Dublin City D1-24 (Average €702)  and Dublin County (Average €707.5). No major jump between city and county there. Highest in Dublin is D11 (Ballymun) at €850.

Is Limerick City and County an Insurance claim black spot for some reason? I haven't heard this discussed before.

Liberty Insurance: Una

Landoflemon wrote: »

Hello,

I'm open for correction on this quick study I've done through the Liberty Insurance Website, but I believe the data is correct.

I was looking for a quote for my 1.3L Toyota Yaris (2006), and decided to record data for each of the counties by changing my address.

Limerick (County and City) appears to be much more heavily weighted than nearly anywhere else in the country. How can this be justified? I have a separate set of data for all the regions in Dublin City D1-24 (Average €702)  and Dublin County (Average €707.5). No major jump between city and county there. Highest in Dublin is D11 (Ballymun) at €850.

Is Limerick City and County an Insurance claim black spot for some reason? I haven't heard this discussed before.

Hi Landoflemon,
Our prices are based on analysis of the claims experience across a number of factors including the area where the vehicle is kept. Generally the higher the frequency of accidents and claims within an area then the higher the rates.
These statistics are regularly reviewed and depending on the frequency of accidents and claims the rates can decrease as well as increase.
Thanks
Una

Special Circumstances

Liberty Insurance: Una wrote: »

Hi Landoflemon,
Our prices are based on analysis of the claims experience across a number of factors including the area where the vehicle is kept. Generally the higher the frequency of accidents and claims within an area then the higher the rates.
These statistics are regularly reviewed and depending on the frequency of accidents and claims the rates can decrease as well as increase.
Thanks
Una

Your statistics show that limerick is a more dangerous location to drive and own a car than others. Yes?