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Help to Buy Scheme

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  • 11-01-2017 2:57pm
    #1
    sinella09
    Registered Users Posts: 5 ✭


    Hi, I'm just wondering what the process is once you've been approved for a mortgage and the HTB will be making up the balance of your deposit. In order to claim the HTB you need to have contracts signed but i've heard stories where the bank will not issue contracts until the full balance is there for deposit so the potentioal buyer is stuck in a loop between the bank and revenue. Any help would be appreciated 


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    #2
    Bank of Ireland: Sarah
    Closed Accounts Posts: 1,640 ✭✭✭Bank of Ireland: Sarah


    sinella09 wrote: »
    Hi, I'm just wondering what the process is once you've been approved for a mortgage and the HTB will be making up the balance of your deposit. In order to claim the HTB you need to have contracts signed but i've heard stories where the bank will not issue contracts until the full balance is there for deposit so the potentioal buyer is stuck in a loop between the bank and revenue. Any help would be appreciated 
    Hi sinella09, 

    Thanks for contacting us on Boards. 

    We're just double checking this for you and will get back to you with an update soon. 

    Thanks,
    Sarah


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    #3
    Bank of Ireland: Sarah
    Closed Accounts Posts: 1,640 ✭✭✭Bank of Ireland: Sarah


    sinella09 wrote: »
    Hi, I'm just wondering what the process is once you've been approved for a mortgage and the HTB will be making up the balance of your deposit. In order to claim the HTB you need to have contracts signed but i've heard stories where the bank will not issue contracts until the full balance is there for deposit so the potentioal buyer is stuck in a loop between the bank and revenue. Any help would be appreciated 
    Hi sinealla09, 

    We will accept your tax refund as part of your deposit once you have been approved by Revenue for the Help to Buy scheme and the appropriate tax refund is confirmed. If you would like to speak with a mortgage advisor about applying for a Mortgage with us, please send a private message with your name and contact number and we will be happy to arrange a call to you. You can send us a private message by clicking the link in my signature below. 

    Thanks,
    Sarah


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