Lahvlahn Thread from 12/01/17 - Now we're talking

sligojoek

Harry Angstrom wrote: »

This is Ray D'Arcy territory.

Nothing is Ray Darcy's territory.
Except Kildare

Harry Angstrom

If you know what I mean.

Dan Jaman

Atlantic Dawn wrote: »

Pension levy is now gone.

Took my Chevy with the levy.

Atlantic Dawn

Whoy not put the age to get the full dole to 35 from the current 25?

2smiggy

If you know what I mean

count = 4

TheHomeService

You would never guess that Duffy has a private pension plan, having left the mothership of the RTE Superannuation Scheme, would you?

Joe's Agenda.

Roger_007

So what about the tax break you got for pension contributions............40% ?

Mike Guide 69

"ReferEnda".......rather!!!!!!

somesoldiers

If you eat out more you will be recouping the pension levy through paying less tax on the bill so to speak. Or just to a Dine & Dash even better

Dan Jaman

Rapacious government?
Hardly looting and pillaging - that was the previous lot.

Red Kev

Joe getting very personal here. Sounds like it hit his pocket. It's a bit like the way his voice shakes when he goes on about Anglo-Irish, AIB and Bank of Ireland shares. You just know that he bet big and lost big on them.

Dan Jaman

Red Kev wrote: »

Joe getting very personal here. Sounds like it hit his pocket. It's a bit like the way his voice shakes when he goes on about Anglo-Irish, AIB and Bank of Ireland shares. You just know that he bet big and lost big on them.

That's what he gets for following advice from Uncle Gaybo.

TheHomeService

Red Kev wrote: »

Joe getting very personal here. Sounds like it hit his pocket. It's a bit like the way his voice shakes when he goes on about Anglo-Irish, AIB and Bank of Ireland shares. You just know that he bet big and lost big on them.

Of course it hit his pocket. He has no public service pension since he decided to go down the contractor's route through Claddaghgreen Limited. No mention of the tax breaks on pension contributions, though, as someone else pointed out.

Dan Jaman

Inshurdance in the last few minutes.
Sure, they should give everybody back their premiums, Joe.

Atlantic Dawn

What colour is the car?

Right2Write

Roger_007 wrote: »

So what about the tax break you got for pension contributions............40% ?

That depends what you earn. And you pay tax eventually when you start drawing down the pension. It's deferred taxation. Mind you, there's sometimes a tax free portion and you might be paying a lower rate of tax. But then, your money might be worth less. It's no recipe to get rich.

PauloMN

She is spot on. No point trying to encourage people to save for retirement (and thus save the state money) when you keep skimming those very savings, and reducing the tax incentives for people to save for retirement as well.

Mike Guide 69

Joe versus Liberty Insurance now!!!!

Atlantic Dawn

Did they call other companies for quotes?

TheHomeService

He'll get his tame accountant friend Enid from Ranelagh on to explain the pension levy. Funny how the same Enid is never asked to explain the tax benefits of being a contractor through Claddaghgreen Ltd, rather than a PAYE employee.

PeterTheNinth

Surely he should have started with the fact that he's a hackney driver?

Dan Jaman

Nice plug for his Fiver Cabs.

Dan Jaman

3 o'clock, feck off, Joe.

Atlantic Dawn

I'm going to have a stiff drink before I open up my car inshurdance quote for this year, expecting it any day now.

TheHomeService

"If it's not a cartel (which is a group of companies acting together) it's a monopoly (which is one company)".

Caller as clueless as Duffy.

Roger_007

PauloMN wrote: »

She is spot on. No point trying to encourage people to save for retirement (and thus save the state money) when you keep skimming those very savings, and reducing the tax incentives for people to save for retirement as well.

You could also mention the 'administration' charges that pension providers skim off your savings as well. At least the contributions are tax free thereby saving you 40% of the value of those savings.

Red Kev

Dan Jaman wrote: »

Was it not compulsory for natives of Carlow to shoot passing beggars at least once a month?

Atlantic Dawn wrote: »

I'm going to have a stiff drink before I open up my car inshurdance quote for this year, expecting it any day now.

Ring around.
Get online quotes.
Get quotes off brokers.
Ring your present insurer and ask what's the best they can do.

It's worth spending a couple of hours on it, it'll potentially save you a lot.

TheHomeService

PauloMN wrote: »

She is spot on. No point trying to encourage people to save for retirement (and thus save the state money) when you keep skimming those very savings, and reducing the tax incentives for people to save for retirement as well.

We really have a ticking time bomb in relation to retirement. As it stands now, the Public Service Pensions and the State Pension are unsustainable, and hitting those who save is stupid.

PeterTheNinth

D'Arcy would be able to use an earpiece, never mind social media.

Red Kev

Ray D'Arcy: It got me wondering..

Wondering if he's still Taoiseach and should Ray emigrate like he promised instead of trousering €500,000 a year off the taxpayer.

TheHomeService

Roger_007 wrote: »

You could also mention the 'administration' charges that pension providers skim off your savings as well. At least the contributions are tax free thereby saving you 40% of the value of those savings.

Good point. I'm a Trustee of a DC scheme, and we shopped around to reduce the admin fee. Well worth doing.

PeterTheNinth

The man tells everybody on air that he uses the same four digit code for everything. I'd say The Daily Mail have it cracked already.

Atlantic Dawn

Red Kev wrote: »

Ring around.
Get online quotes.
Get quotes off brokers.
Ring your present insurer and ask what's the best they can do.

It's worth spending a couple of hours on it, it'll potentially save you a lot.

I tore the head of mine last year for it going up about 35%, I was freaked and then rang around all the others to find I actually was getting the best quote by a good 20% difference from the rest. I then had to ring mine back up and agree to their quote, I felt like this...

https://youtu.be/7MNS2dPfm0g?t=108

padd b1975

Dan Jaman wrote: »

That's what he gets for following advice from Uncle Gaybo.

Uncle Pat (once of that parish) got stiffed as well.

Red Kev

padd b1975 wrote: »

Uncle Pat (once of that parish) got stiffed as well.

I heard that they all had the same financial advisor. Which makes sense when you think of it as they all have the same manager. Also, think of your own workplace and how much info you share with colleagues like a recommendation for a good mechanic, or a good creche or butcher.

So they effectively all had a certain amount of money in supposed blue chip companies like Anglo, AIB, Bank of Ireland etc etc and when it all went tits up some of them got badly stung. Pat Kenny has spoken of it before. Joe hasn't as he doesn't want to come across as a loser and he doesn't want his massive earnings openly discussed.

thecretinhop

Ha joe investing lol. He probably thought investors worked hard all day then maybe had a small sherry after 12 hour day. In reality they were on the lash while letting gizmo the chimpanze throw darts at the stock listing while smoking cuban cigars.

neris

Red Kev wrote: »

So they effectively all had a certain amount of money in supposed blue chip companies like Anglo, AIB, Bank of Ireland etc etc

most people in this country no matter what their earnings or social profile who had investments in shares had them in these supposed blue chips. ive heard a good few people openly admit they lost out on these shares

Atlantic Dawn

De 2-17 Joe Duffy Wurkday Calculator and dat:

Wurkdays in 2-17 to date so to speak: 33
Joe Shows: 32
No Show Joe Shows: 1
PBH Shows: 0
D'Omen Shows: 1
AN Udder Shows: 0

Dan Jaman

thecretinhop wrote: »

Ha joe investing lol. He probably thought investors worked hard all day then maybe had a small sherry after 12 hour day. In reality they were on the lash while letting gizmo the chimpanze throw darts at the stock listing while smoking cuban cigars.

A more apt description of the smoke, mirrors and BS of the stock world, I've yet to find.

Hitchens

Red Kev wrote: »

I heard that they all had the same financial advisor. Which makes sense when you think of it as they all have the same manager. Also, think of your own workplace and how much info you share with colleagues like a recommendation for a good mechanic, or a good creche or butcher.

So they effectively all had a certain amount of money in supposed blue chip companies like Anglo, AIB, Bank of Ireland etc etc and when it all went tits up some of them got badly stung. Pat Kenny has spoken of it before. Joe hasn't as he doesn't want to come across as a loser and he doesn't want his massive earnings openly discussed.

Any bog standard County Councillor is cleverer than any of those so called mighty intellects :P

PeterTheNinth

I still don't like the way that whole show was orchestrated by Duffy the other day. Duffy brings on some disgruntled Fine Gael Cumann sandwich maker and gives him the national airwaves to say "I want Enda to go". A few other voices were brought in to the conversation, but the person who was MOST vocal throughout the "debate" was Duffy himself.

Then, of his own volition, he organises a loaded and provocative poll. Who dictates what the topic of these Liveline polls? Is Joe Duffy dictating what these polls should be? He's meant to be the chairman of a call in debate show, why is he organising polls. If any polls ARE organised, this should surely be what the callers ask for as well? Did you ever notice that he only organises a poll when he feels that the majority of people will agree with HIS own personal opinion.

If Duffy wants to organise polls, maybe he should give up the quarter million from RTE, and get a job with Red C.

constitutionus

according to RTEs twitter the show's to be about TUSLA today.

mind you things are getting so bad for Enda the FG story should resurface too.

TheHomeService

constitutionus wrote: »

according to RTEs twitter the show's to be about TUSLA today.

mind you things are getting so bad for Enda the FG story should resurface too.

Joe will helpfully link the two. Wait and see.

His loathing for FG is only matched by his love of money.

TheHomeService

Church of Scientology.

Was this in the promo?

Dan Jaman

Scienbolloxy.

PeterTheNinth

"Very swanky.."

Within one sentence of the topic, Joe Duffy is already colouring people's opinions.

Dan Jaman

Just make some shyt up - just like they do.

sligojoek

"Swanky" to use a Dublin phrase.

Roger_007

Having failed to get rid of the Palmarians, is Joe now turning his sights on the Scientologists with a view to having them closed down?

somesoldiers

Are the Palmarians having a recruitment drive?