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Cheapest insurance?

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  • 22-01-2017 7:57pm
    #1
    Cupatae
    Banned (with Prison Access) Posts: 1,915 ✭✭✭


    Anyone know any insurance companies that give proper qoutes?

    Ive tried axa,alliance and FBD so far

    7 year no claims and the best qoute im gettin is 1300...up from 850...


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    #2
    OldmanMondeo
    Registered Users Posts: 3,009 ✭✭✭OldmanMondeo


    Mine is up soon, seemed to have doubled with some companies, Try AIG, cheapest around.


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    #3
    Cupatae
    Banned (with Prison Access) Posts: 1,915 ✭✭✭Cupatae


    OldmanMondeo wrote: »
    Mine is up soon, seemed to have doubled with some companies, Try AIG, cheapest around.

    Same as that man its a absoutle joke! cheers ill give them a look!


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    #4
    SilentScout
    Registered Users Posts: 35 ✭SilentScout


    I've been with Quotedevil 2 years running and they've beaten competitor quote's each year, unfortunately my premium still went up each year but they had the most reasonable price.
    Britton and First Ireland weren't too bad either.


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    #5
    Cupatae
    Banned (with Prison Access) Posts: 1,915 ✭✭✭Cupatae


    OldmanMondeo wrote: »
    Mine is up soon, seemed to have doubled with some companies, Try AIG, cheapest around.

    They wont even qoute me! :eek:


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    #6
    Cupatae
    Banned (with Prison Access) Posts: 1,915 ✭✭✭Cupatae


    SilentScout wrote: »
    I've been with Quotedevil 2 years running and they've beaten competitor quote's each year, unfortunately my premium still went up each year but they had the most reasonable price.
    Britton and First Ireland weren't too bad either.

    Im gonna try em all, try get it as cheap as possible its crazy how it keeps going up!


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    #7
    Meeoow
    Registered Users Posts: 626 ✭✭✭Meeoow


    Mine is up in 2 weeks.
    Aig through chill went up 200 Euro from last year so I shopped round them all.
    Got kenco through top insure for same price as last year. Delighted.


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    #8
    theteal
    Registered Users Posts: 7,593 ✭✭✭theteal


    BOI and itsforwomen have been decent for some




    EDIT - for shiz and giggles I just did an online quote with BOI
    Age: 33
    Full Irish DL 5+ years
    NCD 5+ years
    Computer consultant
    07 Mazda3 1.6

    "Prestige" quotes:
    Comp - €666
    TPFT - €631

    That comp quote is double my last Irish insurance on a 1.4 focus 6 years ago. That's a load of balls and I suspect some people will think that's not bad.


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    #9
    honda boi
    Registered Users Posts: 1,719 ✭✭✭honda boi


    Aviva through ulster bank have been the cheapest for me


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    #10
    neilthefunkeone
    Registered Users Posts: 1,522 ✭✭✭neilthefunkeone


    Have been with 123.ie for the past three years.. cheapest on a 350z and a GTI. My renewal on the 350z went down actually.


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    #11
    Cupatae
    Banned (with Prison Access) Posts: 1,915 ✭✭✭Cupatae


    All these sites wont even offer me a qoute :(


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    #12
    OldmanMondeo
    Registered Users Posts: 3,009 ✭✭✭OldmanMondeo


    Cupatae wrote: »
    They wont even qoute me! :eek:

    try 25plus.ie if your over 25.


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    #13
    Cupatae
    Banned (with Prison Access) Posts: 1,915 ✭✭✭Cupatae


    OldmanMondeo wrote: »
    try 25plus.ie if your over 25.

    Unfortunately we are unable to quote for your circumstances at this present time as you fall outside of our underwriting criteria. This may be for a number of reasons. If you would like to speak to one of our agents please visit the "Contacts" section of our website and we will investigate the matter for you.

    Im guessing its because my cars a 01?


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    #14
    theteal
    Registered Users Posts: 7,593 ✭✭✭theteal


    Cupatae wrote: »
    Unfortunately we are unable to quote for your circumstances at this present time as you fall outside of our underwriting criteria. This may be for a number of reasons. If you would like to speak to one of our agents please visit the "Contacts" section of our website and we will investigate the matter for you.

    Im guessing its because my cars a 01?

    Yup, no matter how meticulously maintained it is, your car is a distinct danger to all. You should turn yourself in to the gards for even thinking of bringing it out on the road. For shame!


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    #15
    stimpson
    Registered Users Posts: 7,821 ✭✭✭stimpson


    Try ringing. I got a quote on axa.ie and it was well over my renewal. I rang them a couple of weeks later and got a much lower quote (just over half my renewal). The girl took more details (like being a member of a credit union) and the quote came in much lower. Go figure.


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    #16
    zoe 3619
    Registered Users Posts: 630 ✭✭✭zoe 3619


    Cupatae wrote: »
    Anyone know any insurance companies that give proper qoutes?

    Ive tried axa,alliance and FBD so far

    7 year no claims and the best qoute im gettin is 1300...up from 850...

    Can't reccomend highly enough that you go through a broker.
    Only quotes I could find were between 800 and 1200.
    Quick call to a broker and it's down to 530.Have saved a fortune on calls and loads of time.


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    #17
    irish bloke
    Registered Users Posts: 2,057 ✭✭✭irish bloke


    Which broker?;)


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    #18
    Millem
    Registered Users Posts: 7,729 ✭✭✭Millem


    Try post insurance or aviva.


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    #19
    biko
    Registered Users Posts: 81,220 ✭✭✭✭biko


    Try all the companies in the "List of insurers" sticky


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    #20
    The Guvnor
    Registered Users Posts: 2,800 ✭✭✭The Guvnor


    I think it's fair to say - no one company is cheapest.

    Rates vary so much and do seem to be on a case by case basis. I know those working in the industry will say different.

    It's often the case we see a great quote for a boardsie and a fellow member calls up with similar car and stats and gets vastly different results.

    I'm changing cars soon so looking for ballpark figures on a few cars but the prices all seem to be high.

    If you're looking 2L + and German... which I am... it's an exciting process... :(


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