€25k spending spree

boardsuser1

weldoninhio wrote: »

It often happened. And when it happens now it's down to a digit in the sort code or bank account being wrong or miskeyed.

An IBAN is made up of the following:

IE26 (country code) AIBK (Bank Code) 931234 (sort code) and 12345678 (account number).

If you get the country or bank code wrong it won't go anywhere, so it's always a mistake on the sort or account number.

What I meant was entering a wrong digit thus ending up in the wrong account.

Lollipops23

Tbh if it happened to me I'd assume I'd be liable to pay it back whenever the bank copped their mistake.
No point in taking the massive risk.

Winterlong

Reading the article there it sounds like the case is ongoing? No judgement passed yet?

weldoninhio

Winterlong wrote: »

Reading the article there it sounds like the case is ongoing? No judgement passed yet?

As per my OP, adjourned unit April and a report to be done to assess her suitability for community service. It's quite obvious she's been lined up for a light slap on the wrist and no real consequences for her actions.

Arcade_Tryer

She is at fault for spending money that she invariably knew was not hers, and should have to repay the full amount through some kind of an instalment scheme.

As for some of the name calling in this thread? Utterly shameful.

kunst nugget

dfeo wrote: »

Didn't a similar thing happen to an 18 or 19 year old chap and he went to jail only recently?

He had 17 previous convictions to his name for theft, assault, making threats and criminal damage so they were probably less inclined to go easy on him.

boardsuser1

kunst nugget wrote: »

He had 17 previous convictions to his name for theft, assault, making threats and criminal damage so they were probably less inclined to go easy on him.

I agree, however if it was this young girl with that record the outcome would probably be no different.

keavebm

gercoral wrote:

I don't understand how people don't have morals. I;ll get off me high horse in a minute but if I found money on the street, I put it into the nearest charity box or buskers box. I just don't feel right taking it. I'm quite happy with my lot, and it's not much.

This makes me laugh. Charity me hole, another bunch of robbers and as for the banks a bunch of clowns. People have short memory's when it comes to the banks and charities. Banks screw you out of your money so the big knobs at top get richer and the majority of charity's are the same. She should have spent every cent of it

Lyle Lanley

I'd have robbed the money too. But I wouldn't have stuck around to go to court.

suicide_circus

Why wouldn't she spend it? There are generations of families existing entirely on free money.

weldoninhio

weldoninhio wrote: »

..........The real kicker was that when asked about repaying it, she said she was on Lone Parents and only got €250 a week, so could only afford to pay back €10-€20 out of this (I presume it's per week).................

No doubt she spends plenty on drink & cigarettes though.

Winterlong

If she gets a repayment plan of 20 per week then it will take her over 20 years to pay back the money she blew in 2 weeks. Assuming no interest is charged.

brevity

Jesus, if she took the money and invested in a college course or some sort of self improvement I'd be willing to give her a break but a "shopping spree" and Centra & Tesco...Set your sights a little higher.

Caliden

**** it. The banks can take the hit in my opinion.

So long as the tax payer doesn't end up footing the bill I don't care.

.G.

Lyle Lanley wrote:

I'd have robbed the money too. But I wouldn't have stuck around to go to court.

Would you get a monorail for 51k?

imitation

Nobodys asking where the money came from, some people asume its straight of the evil corperate banks profits. In reality it could have been some companys payroll or a stage payment gor somebody house build. Imagine loosing 25k of your mortgage and being told by some chancer they will pay you back 20 quid a month off there social welfare

keavebm

Augeo wrote:

No doubt she spends plenty on drink & cigarettes though.

And how do you know this?

seenitall

Dunnes, Centra and a few dinners out... Gawd, what an absolutely sinful lack of imagination! Makes me really mad!

The thing to do in this situation was to immediately, BUT IMMEDIATELY book last minute flights and a couple of days in one of the fancy pants luxury resorts in Bora Bora, St. Barths, or similar, where all the Hollywood luvvies go to "unwind". 4, maybe 5 days altogether, €50000 gone, done and dusted.

Centra, ffs...

Hibrasil

Caliden wrote: »

**** it. The banks can take the hit in my opinion.

So long as the tax payer doesn't end up footing the bill I don't care.

In one form or another, everybody else will pay to make up for the loss of what was stolen! - Higher bank charges etc.....and that means you, me and everyone else will pay!

Parchment

Scarlet for her.

El Weirdo

imitation wrote: »

Nobodys asking where the money came from, some people asume its straight of the evil corperate banks profits. In reality it could have been some companys payroll or a stage payment gor somebody house build. Imagine loosing 25k of your mortgage and being told by some chancer they will pay you back 20 quid a month off there social welfare

I'm pretty sure that's not how it works.

Zubeneschamali

andekwarhola wrote: »

It's unbelievable that people actually believe you can just spend the money and somehow the bank won't find out and prosecute you.

I blame Monopoly.

sbsquarepants

There is relevant case law on the matter to guide anyone who finds themselves in a similar situation. The famous case of finders versus keepers.

Any money that suddenly appears in my bank, may consider itself my money from then on:D

Larbre34

brevity wrote: »

Jesus, if she took the money and invested in a college course or some sort of self improvement I'd be willing to give her a break but a "shopping spree" and Centra & Tesco...Set your sights a little higher.

In fairness we likely all shop in Tesco and Centra during the week.

However, Heatons, New Look and Shoe Rack tells you all you need to know about this case.

Chancers deserve a bit of jail time to take the edges off.

keavebm

keavebm wrote: »

And how do you know this?

I know everything kid

Derrynaflank

I won €50 in the local GAA lotto once; I bought myself a rectal thermometer.

lawred2

KC161 wrote: »

Rarely if ever did this happen with the old sort code/account number system.

That SEPA thing is a load of cobblers.

You do know that the IBAN is comprised of the "old sort code/account number system"?

pavb2

pavb2 wrote: »

Same . . I would just live in fear of being karmacally retributed for taking it

if you believe in Karma can you not also believe that same note fell from the wallet of a rich banker and was maybe meant for you??? if you're gonna go all superstitious on it.

Bad Karma for keeping say a €50.00 note that blew under your nose of a windy night??
I mean if you found money on the street, not in your account

on the other hand, wasn't there a case before like this and the person told the bank and they took it back and charged the receiver for that one transaction or something, I seem to remember something like that. as someone said earlier, so she's an idiot or knacker etc, we're talking about banks here.... the same banks who chased a widow for interest on a mortgage she cleared in full (the 240K mortgage, not the 1700 owing). Her husband hung emself with the stress they put them under (Priory Hall) and she gave the bank every penny of the insurance to clear the debt in full...she has no house either. they have their cash and she has no house and kids and still they came after her for the extra seventeen hundred.....Good I'm glad the scrote spent it on them!!!!

lawred2

gercoral wrote: »

I don't understand how people don't have morals.
I;ll get off me high horse in a minute but if I found money on the street, I put it into the nearest charity box or buskers box.
I just don't feel right taking it. I'm quite happy with my lot, and it's not much.

I'll call bullsh!t on that

Cienciano

Berserker wrote: »

Wonder what she bought that cost €25K in those stores.

Rumours that she now has the biggest air max collection in the country

By far the most striking thing about this whole story is that she spend €25k in nine days, buying things for herself and her family and claims to have spent that sum in Dunnes, Tesco, Heatons...and SHOE RACK.

If I was a criminal mastermind like this wan and got my hands on €50k that I was too stupid to figure out I couldn't keep, not for a moment would I consider spending any of my ill-gotten gains in Shoe Rack.

Shoe Rack ffs.

gercoral

gercoral wrote: »

I don't understand how people don't have morals.
I;ll get off me high horse in a minute but if I found money on the street, I put it into the nearest charity box or buskers box.
I just don't feel right taking it. I'm quite happy with my lot, and it's not much.

In a scenario where it would be very hard to find who lost it I doubt you would.

Ive found a sum of money twice. Once I found 120 euro on the ground while walking from the pub to the night club, I was already hammered but we still managed to drink the 120 euro in the club. The other time was a 50 euro note leaving a match, that got us 3 rounds of drink in the local on the way home.

No way was that money getting back to the original owner in either case so might as well enjoy it. Totally different if you found money on the floor at work or something like that as you have a good chance of locating the owner.

oppenheimer1

jester77 wrote: »

Surprised this doesn't happen more often, IBANs are way too long and easy to get a digit wrong.

There's a checksum digit or digits in a bank account number. It's easy to transpose numbers, do this guards against that. Of course that doesn't help if a valid number is imputed.

boardsuser1

lawred2 wrote: »

You do know that the IBAN is comprised of the "old sort code/account number system"?

Yes

jca

Cienciano wrote: »

Rumours that she now has the biggest air max collection in the country

Soon to appear on FB buy and sell pages!!

Cienciano

Candie wrote: »

By far the most striking thing about this whole story is that she spend €25k in nine days, buying things for herself and her family and claims to have spent that sum in Dunnes, Tesco, Heatons...and SHOE RACK.

If I was a criminal mastermind like this wan and got my hands on €50k that I was too stupid to figure out I couldn't keep, not for a moment would I consider spending any of my ill-gotten gains in Shoe Rack.

Shoe Rack ffs.

And Heatons. It makes Pennys look like Brown Thomas

wally1990

weldoninhio wrote: »

gercoral wrote: »

I don't understand how people don't have morals.
I;ll get off me high horse in a minute but if I found money on the street, I put it into the nearest charity box or buskers box.
I just don't feel right taking it. I'm quite happy with my lot, and it's not much.

It's the whole "so what" attitude that annoys me. I'm on lone parent so can only pay €10 a week. How about getting a fcuking job to pay it back??

+100

Self entilitment attitude hand outs lone parent (only the bad ones) there are genuine cases who work hard , dole heads who don't wish to work , government is ****e attitude and will take everything , give nothing back and overall contribute nothing to anything

gercoral

lawred2 wrote: »

I'll call bullsh!t on that

why?! i'm just a weirdo who feels something bad will happen to me if i do it. i feel like i'm stealing..i'd rather have it out of my hands, and give it to someone who might need it more. like i said, i'm working, earning a wage. i;m not going to walk over money that i find on the street, but i will give it to someone who i think may need it more than me. now, im talking about 10cent or 1euro.

however, if i found a wallet with money, of course ill try and locate the owner. if not, straight into the nearest garda station.

gercoral

Kailani Wide Nap wrote: »

In a scenario where it would be very hard to find who lost it I doubt you would.

Ive found a sum of money twice. Once I found 120 euro on the ground while walking from the pub to the night club, I was already hammered but we still managed to drink the 120 euro in the club. The other time was a 50 euro note leaving a match, that got us 3 rounds of drink in the local on the way home.

No way was that money getting back to the original owner in either case so might as well enjoy it. Totally different if you found money on the floor at work or something like that as you have a good chance of locating the owner.

just gonna copy and paste what i wrote to another poster:
why?! i'm just a weirdo who feels something bad will happen to me if i do it. i feel like i'm stealing..i'd rather have it out of my hands, and give it to someone who might need it more. like i said, i'm working, earning a wage. i;m not going to walk over money that i find on the street, but i will give it to someone who i think may need it more than me. now, im talking about 10cent or 1euro.

however, if i found a wallet with money, of course ill try and locate the owner. if not, straight into the nearest garda station.

i genuinely wouldnt feel right spending money that isn't mine.

goose2005

andekwarhola wrote: »

It's unbelievable that people actually believe you can just spend the money and somehow the bank won't find out and prosecute you.

I blame Monopoly for spreading this myth...

222233

The tax payer would be paying it back than.. I think community service full time for a year would be sufficient

sdanseo

If anyone outright stole €25k from someone in the traditional sense, they'd be going to prison.

Is this different? I think not.

C. Montgomery Gurns

DEFTLEFTHAND wrote: »

How do you fritter away 25k in 9 days in the places she mentioned.

Well if the Tesco mentioned is the same price as my local Tesco you could do it in one shop. A bag of frozen chips in there is a fiver, I don't know how they get any custom aside from the offy.

Commotion Ocean

KC161 wrote: »

I agree, however if it was this young girl with that record the outcome would probably be no different.

Exactly, women always get more lenient sentences (sometimes none at all) and when they are sent to jail, they just go to the "Dóchas Centre", which is a glorified hostel. Men get the short end of the stick in this country when it comes to justice.

323

sdanseo wrote: »

If anyone outright stole €25k from someone in the traditional sense, they'd be going to prison.

Is this different? I think not.

True.

But didn't the bankers get away with doing the same thing.

millions of times over.

steddyeddy

If you have feck all in life, and a bank mistake means you can actually live a decent life for a few days, then go for it.

I come from a place where I didn't know where the next penny is coming from and I can understand her decision. I don't agree with it, but I understand it. We've had plenty of people in this country earning decent money and lining their pockets. Haughey's family own an island ffs.

steddyeddy

dresden8 wrote: »

The biggest knackers are "respectable" types who wear very expensive suits.

25k? 'Tis nothing.

https://www.breakingnews.ie/ireland/willie-mcateer-sentenced-for-fraudulent-anglo-loan-but-gets-no-extra-prison-time-773675.html

€7.2 BILLION and €8 MILLION

25 K is actually nothing. You could make that in half a year if you tried.