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No NCT, no swap over insurance

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  • 29-01-2017 11:22am
    #1
    Registered Users Posts: 791 ✭✭✭


    Went to get a quote to swap over insurance for a car I was considering buying.
    Guy on the phone said, 'no bother, just send a picture of the NCT cert, and we can put you on cover'

    Car doesn't have a current NCT. I asked him if this was a new thing. He told me all insurance companies are doing it.

    True, or porkies..??

    insurance company. 123.ie


Comments

  • Registered Users Posts: 12,917 ✭✭✭✭Toyotafanboi


    Never heard of it but there must be some truth to it seeing as he asked.


  • Registered Users Posts: 853 ✭✭✭edburg


    I was not asked myself when I was with them, but that was 2 years ago when I took out a policy.

    That said I would not be surprised having looked through gardai twitter thread and seen amount of cars seized due to lack of nct etc


  • Registered Users Posts: 831 ✭✭✭Carb


    Happened me with 123 on new policy. Bought a policy and only when the purchase was completed, they said docs and cert would be sent once I sent in the NCT certificate and other usual docs. Had to cancel and buy elsewhere as the NCT wasn't going to be done in the 10 days.


  • Registered Users Posts: 12,235 ✭✭✭✭Cee-Jay-Cee


    OP what year is the car? I changed cars recently but wasn't asked for an NCT but the car is 2010 so maybe it's older cars?


  • Registered Users Posts: 791 ✭✭✭georgefalls


    It was a 00 car.

    Been with 123 for a good few years, never yet been asked for a copy of the NCT. Either for my current car, or when changing cars.

    Last time I changed my car was three years ago though.


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