Just got insurance over the phone.

Dazza123

Hi,

I have just got insurance over the phone, paid for and have a policy number.

I have not received a confirmation email or anything like that, Do i have to wait until i receive my disk in the mail or am i right to start driving?

Thanks
Darren

Foxhole Norman

Dazza123 wrote: »

Hi,

I have just got insurance over the phone, paid for and have a policy number.

I have not received a confirmation email or anything like that, Do i have to wait until i receive my disk in the mail or am i right to start driving?

Thanks
Darren

You are normally covered once payment is processed and you are given a policy number, where you won't be covered is if you get a ticket for non-display of a disc.

JustAThought

Where did you buy it? Royal Prince of Nigeria Insurance Trust?

Donal55

Dazza123 wrote: »

Hi,

I have just got insurance over the phone, paid for and have a policy number.

I have not received a confirmation email or anything like that, Do i have to wait until i receive my disk in the mail or am i right to start driving?

Thanks
Darren

You would have been asked for a policy commencement date and time.
Make sure you dont drive it before the commencement.

Dazza123

Foxhole Norman wrote: »

You are normally covered once payment is processed and you are given a policy number, where you won't be covered is if you get a ticket for non-display of a disc.

are there any penalty points for non display of a disk? Or just fine

Dazza123

Donal55 wrote: »

You would have been asked for a policy commencement date and time.
Make sure you dont drive it before the commencement.

Commencement was today 6pm.

cnoc

Dazza123 wrote: »

are there any penalty points for non display of a disk? Or just fine

With what company did you take out insurance?

CiniO

Dazza123 wrote: »

are there any penalty points for non display of a disk? Or just fine

There's no legal requirement for displaying insurance disc for first 10 days after commencement of the policy, so there can't be any fines for something that's not illegal.

Dazza123

cnoc wrote: »

With what company did you take out insurance?

xs direct, catlin insurance

Foxhole Norman

CiniO wrote: »

There's no legal requirement for displaying insurance disc for first 10 days after commencement of the policy, so there can't be any fines for something that's not illegal.

I was more talking parking warden fine then Gardai but you'd probably get the parking fine back once you showed the time.

Donal55

Foxhole Norman wrote: »

I was more talking parking warden fine then Gardai but you'd probably get the parking fine back once you showed the time.

Traffic wardens dont issue fines for insurance or nct. Just road tax.

Foxhole Norman

Donal55 wrote: »

Traffic wardens dont issue fines for insurance or nct. Just road tax.

Ah, my mistake then!

Dazza123

Donal55 wrote: »

Traffic wardens dont issue fines for insurance or nct. Just road tax.

while were on that, iv just sorted my tax wont receive disk till midweek but have printed out the confirmation after paying online..
I dont plan parking anywhere other than the gym and work anyway and its private property

Donal55

Just carry it in the car in case you are stopped.

darg

CiniO wrote: »

There's no legal requirement for displaying insurance disc for first 10 days after commencement of the policy, so there can't be any fines for something that's not illegal.

Could you post a link to the legislation stating this ?

CiniO

darg wrote: »

Could you post a link to the legislation stating this ?

http://www.irishstatutebook.ie/eli/1984/si/355/made/en/print

5. (1) When a vehicle is used in a public place the insurance disc for the vehicle shall be carried on the vehicle at all times after the expiry of 10 days from the date of authentication of the certificate of insurance.