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145% increase in insurance premium

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  • 21-02-2017 1:16am
    #1
    WestWicklow1
    Registered Users Posts: 1,206 ✭✭✭


    Can you explain why my renewal premium is 145% higher than last year?

    Same vehicle, same drivers, no changes at all.


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    #2
    Liberty Insurance: Lisa K
    Company Representative Posts: 112 Verified rep ✭Liberty Insurance: Lisa K


    Hi WestWicklow1, if you PM me your policy number I can have a look into this for you. Thanks Lisa


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    #3
    WestWicklow1
    Registered Users Posts: 1,206 ✭✭✭WestWicklow1


    PM sent...


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    #4
    Effects
    Registered Users Posts: 9,760 ✭✭✭Effects


    WestWicklow1 wrote: »
    Can you explain why my renewal premium is 145% higher than last year?

    Same vehicle, same drivers, no changes at all.
    They re just trying to rip you off. Well known tactic from Liberty. 


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    #5
    WestWicklow1
    Registered Users Posts: 1,206 ✭✭✭WestWicklow1


    Effects wrote: »
    They re just trying to rip you off. Well known tactic from Liberty. 
    I suspect you are absolutely right.  Lisa could give me nothing better than the crap that I had got on the phone a few days ago.

    No explanation as to why my premium jumped by 145% in one year.

    If anyone reading this is in the same boat, do what I'm doing, voting with my feet.  I WILL get a much, much better price.

    Liberty, RIP OFF IRELAND is alive and well and you are a part of it.


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    #6
    flexcon
    Registered Users Posts: 1,621 ✭✭✭flexcon


    WestWicklow1 wrote: »
    Effects wrote: »
    They re just trying to rip you off. Well known tactic from Liberty. 
    I suspect you are absolutely right.  Lisa could give me nothing better than the crap that I had got on the phone a few days ago.

    No explanation as to why my premium jumped by 145% in one year.

    If anyone reading this is in the same boat, do what I'm doing, voting with my feet.  I WILL get a much, much better price.

    Liberty, RIP OFF IRELAND is alive and well and you are a part of it.
    Fair play. However, it isn't just Liberty.

    Same situation as yourself, with Aviva, quoted 1400 renewal this year.

    Rang liberty, got it for 660 euro. I am not joking on that one!!!

    Best of luck though!!


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    #7
    WestWicklow1
    Registered Users Posts: 1,206 ✭✭✭WestWicklow1


    flexcon wrote: »
    Fair play. However, it isn't just Liberty.

    Same situation as yourself, with Aviva, quoted 1400 renewal this year.

    Rang liberty, got it for 660 euro. I am not joking on that one!!!

    Best of luck though!!
    Yes, I hear they're all at it. The insurance industry is a huge part of Rip Off Ireland.

    This is how it is....

    Liberty quoted €1150.00 which is up from €460.00 last year.  They reduced it by €100.00 when I rang them.

    Next day I got a quote for €670.00 from a broker. When I asked for the name of the insurance company I was told.......

    ....yep, you guessed it, Liberty!!!  I don't understand that.

    That was in February. I told the broker my renewal is early March. I rang back today to purchase only to be told that it had increased by €45.00!!  

    He said premiums go up every month on the 1st.  When I expressed surprise he said "Well they have for the past two years".

    I didn't purchase.


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    #8
    flexcon
    Registered Users Posts: 1,621 ✭✭✭flexcon


    WestWicklow1 wrote: »
    flexcon wrote: »
    Fair play. However, it isn't just Liberty.

    Same situation as yourself, with Aviva, quoted 1400 renewal this year.

    Rang liberty, got it for 660 euro. I am not joking on that one!!!

    Best of luck though!!
    Yes, I hear they're all at it. The insurance industry is a huge part of Rip Off Ireland.

    This is how it is....

    Liberty quoted €1150.00 which is up from €460.00 last year.  They reduced it by €100.00 when I rang them.

    Next day I got a quote for €670.00 from a broker. When I asked for the name of the insurance company I was told.......

    ....yep, you guessed it, Liberty!!!  I don't understand that.

    That was in February. I told the broker my renewal is early March. I rang back today to purchase only to be told that it had increased by €45.00!!  

    He said premiums go up every month on the 1st.  When I expressed surprise he said "Well they have for the past two years".

    I didn't purchase.
    Try and act like a new customer on the website

    Add in a female driver, equal age or older
    Add another female driver, equal age or older

    Than come back here with the quote. Make up the figures just to give it a go.


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