Buying/insuring my first car

patrick 3759

So I'm a 21 year old male currently half-way through my EDT, working 6 days, social drinker on a bi monthly basis (not often at all) xD

I won't be able to take my driving test until early june so I'll be working from my learners permit until then (and in reality probably beyond)

No one in my immediate family drives so I'll need to buy and insure my own car to practice more.

My knowledge of cars doesn't stretch far beyond the colour palette and how many wheels they have so I'd really appreciate some advice on what models would be good for a first time learner, mainly in terms of insurance as a permit holder/fully licensed and to which would provide the least amount of hassle for someone with limited knowledge on the mechanics of cars.
Also any advice on insurance companies is appreciated.

I've been told to only look at cars between 1.0 - 1.4 litres but even so im getting quotes of 4.5-5k yearly.....that's insane to me and would mean driving would have to be put on the back burner for a while.
My budget would max out at 1.5k. I'm not comfortable spending more than that (unless necessary) on my first car, i dont want a bad looking rust bucket, maybe I'm being unrealistic.
Would i pay a lot more at a dealer than on the likes of done deal?
Any questions i should definetly be asking sellers when I message them?

Any reply is appreciated

Shannon757

https://www.donedeal.ie/cars?year_from=2004&price_to=2000&engine_to=1&engine_from=.8

You'd want to be watching the bangernomics thread for cars in your price bracket, but there should be a few above. Insurance isn't gonna be cheap, but I'll let the more knowledgeable posters help there

bazz26

You will get no value from a dealer selling cars in the €1500 price range. There simply won't be much in the way of warranty on a car of that price from a dealer as it's not profitable for them to cover it.

Insurance is going to be expensive no matter what way you look at it as insurance has jumped up 50%/60% in the last few years for people will years of claims free motoring. One tip though is that they are loading cars that generally are 15 year or older as they see them as dangerous so try and aim for something younger than that. Unfortunately owning and running a car in Ireland is very expensive these days.

patrick 3759

Shannon757 wrote: »

https://www.donedeal.ie/cars?year_from=2004&price_to=2000&engine_to=1&engine_from=.8

You'd want to be watching the bangernomics thread for cars in your price bracket, but there should be a few above. Insurance isn't gonna be cheap, but I'll let the more knowledgeable posters help there

Thanks ill keep an eye in it

patrick 3759

bazz26 wrote: »

You will get no value from a dealer selling cars in the €1500 price range. There simply won't be much in the way of warranty on a car of that price from a dealer as it's not profitable for them to cover it.

Insurance is going to be expensive no matter what way you look at it as insurance has jumped up 50%/60% in the last few years for people will years of claims free motoring. One tip though is that they are loading cars that generally are 15 year or older as they see them as dangerous so try and aim for something younger than that. Unfortunately owning and running a car in Ireland is very expensive these days.

I was looking at an 06 megane but then i read horror stories and decided against it.
There's an 06 corsa i like the look of for 1500, but i don't know what to be asking.
And an 04 yaris few marks to the body but I've heard they're very reliable cars.
Both 1 litres.
Insurance seems to be around 3,500 in general which i expected when i started learning to drive, the 5k quotes just threw me.
Even the telematics schemes seem to be working out at 3,500 for me.
Thanks for the advice

Shemale

patrick 3759 wrote: »

So I'm a 21 year old male currently half-way through my EDT, working 6 days, social drinker on a bi monthly basis (not often at all) xD

I won't be able to take my driving test until early june so I'll be working from my learners permit until then (and in reality probably beyond)

No one in my immediate family drives so I'll need to buy and insure my own car to practice more.

My knowledge of cars doesn't stretch far beyond the colour palette and how many wheels they have so I'd really appreciate some advice on what models would be good for a first time learner, mainly in terms of insurance as a permit holder/fully licensed and to which would provide the least amount of hassle for someone with limited knowledge on the mechanics of cars.
Also any advice on insurance companies is appreciated.

I've been told to only look at cars between 1.0 - 1.4 litres but even so im getting quotes of 4.5-5k yearly.....that's insane to me and would mean driving would have to be put on the back burner for a while.
My budget would max out at 1.5k. I'm not comfortable spending more than that (unless necessary) on my first car, i dont want a bad looking rust bucket, maybe I'm being unrealistic.
Would i pay a lot more at a dealer than on the likes of done deal?
Any questions i should definetly be asking sellers when I message them?

Any reply is appreciated

Start with a one litre and make sure it isn't older than about 10 years old. Get a quote for you only and you with one of your parents named, that might bring it down a bit.

When you start driving don't get penalty points as some places can apply an additional premium of 10% for two and even 17% for four or more. One year claims free driving will be about worth about 10% discount off your gross premium, this could be offset by rates increase next year but you should be paying less for your age aswell.

Don't go near a bigger car until you are over 25.