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Classic Insurance on MX5 - primary vehicle requirement

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    #32
    ligertigon
    Closed Accounts Posts: 556 ✭✭✭ligertigon


    Regular policy.


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    #33
    Skatedude
    Registered Users Posts: 2,674 ✭✭✭Skatedude


    oknepop wrote: »
    Some good insight here. I wasn't aware of any limitations on classic policies re show use only, etc. so I'll make sure to be on the lookout for such going forward.

    To clarify, I can't imagine I'll have much issue getting a classic policy on an MX5 provided I have a main, modern car insured in my name. A number of insurers confirmed this when I called them up. What I'm looking for is someone who will provide classic insurance on an MX5 without the need for a main car - instead being satisfied with me being a named driver on another car, or using a motorbike as a main vehicle.

    I've only had one insurer say they would be happy to do this (bike as main vehicle), but they don't insure MX5s on classic policies (regardless of age)!

    I wouldn't have a huge issue with having a main vehicle if I didn't only do about 5k miles a year - just want to pick up an MX5 so I can enjoy driving on the days that I do, especially when the weather is good, and have a car to work on, all without spending a too much money.


    @Skatedude, out of curiosity, is your 840 on a classic policy and your only vehicle? I assume that if the answer is yes to both, you're getting that due to having had the car insured previously under the same terms (?).

    Is that on a classic policy or a 'regular' one?

    My 840 is my only car and on a classic policy as were my 2 previous cars, but with 4 or 5 different insurance companies over the years, So different policies, but all in the last 15 year or so were classic policies.


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    #34
    galwaytt
    Registered Users Posts: 12,776 ✭✭✭✭galwaytt


    oknepop wrote: »
    Some good insight here. I wasn't aware of any limitations on classic policies re show use only, etc. so I'll make sure to be on the lookout for such going forward.

    To clarify, I can't imagine I'll have much issue getting a classic policy on an MX5 provided I have a main, modern car insured in my name. A number of insurers confirmed this when I called them up. What I'm looking for is someone who will provide classic insurance on an MX5 without the need for a main car - instead being satisfied with me being a named driver on another car, or using a motorbike as a main vehicle.

    I've only had one insurer say they would be happy to do this (bike as main vehicle), but they don't insure MX5s on classic policies (regardless of age)!

    I wouldn't have a huge issue with having a main vehicle if I didn't only do about 5k miles a year - just want to pick up an MX5 so I can enjoy driving on the days that I do, especially when the weather is good, and have a car to work on, all without spending a too much money.


    @Skatedude, out of curiosity, is your 840 on a classic policy and your only vehicle? I assume that if the answer is yes to both, you're getting that due to having had the car insured previously under the same terms (?).



    Is that on a classic policy or a 'regular' one?

    Autoline should quote you with your DD being a motorbike - did for me.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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    #35
    lotuzflower
    Registered Users Posts: 5 ✭lotuzflower


    Hi, who did you insure with? I may do the same myself, I don't drive much so I only want to have one car, if possible.


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