Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Near misses - mod warning 22/04 - see OP/post 822

Options
1…311312314316317…334

Comments

  • Options
    #9392
    magicbastarder
    Moderators, Category Moderators, Arts Moderators, Sports Moderators Posts: 49,486 CMod ✭✭✭✭magicbastarder


    Utter Consternation wrote: »
    Jesus Christ, it's bad enough that they were caught with a collision, but then for the fookin' fire brigade to cut the roof off your bloody car...
    she was drifting in and out of consciousness, rather than the complaints of back pain i had remembered.

    anyway in this case, the car was worth about 3 grand. even just a broken finger is not worth 3 grand (well, not to me anyway); if there was the slightest hint that if they tried to lift her sideways out of the car, they could have a higher chance of exacerbating a spinal injury, taking the roof off and lifting her out that way is a no-brainer.


  • Options
    #9393
    Mickiemcfist
    Registered Users Posts: 1,585 ✭✭✭Mickiemcfist


    magicbastarder wrote: »
    she was drifting in and out of consciousness, rather than the complaints of back pain i had remembered.

    anyway in this case, the car was worth about 3 grand. even just a broken finger is not worth 3 grand (well, not to me anyway); if there was the slightest hint that if they tried to lift her sideways out of the car, they could have a higher chance of exacerbating a spinal injury, taking the roof off and lifting her out that way is a no-brainer.

    I agree with your main point. However I'd happily take a broken finger for 3k!


  • Options
    #9394
    magicbastarder
    Moderators, Category Moderators, Arts Moderators, Sports Moderators Posts: 49,486 CMod ✭✭✭✭magicbastarder


    i'm surprised that the issue was that the other driver was uninsured; surely the MIBI steps in, in incidents involving uninsured drivers?


  • Options
    #9395
    kirving
    Registered Users Posts: 5,979 ✭✭✭kirving


    magicbastarder wrote: »
    i'm surprised that the issue was that the other driver was uninsured; surely the MIBI steps in, in incidents involving uninsured drivers?

    Moreso that the other driver was uninjured rather than uninsured I thought.

    My car is worth more than that, I can't live without it, and some randommer getting a bit cold and wet absolutely isn't worth the price of my car to me.

    I'm afraid that this story has reminded me that I can't afford to help out others given the ridiculous situations that can arise.

    As a general point, people's risk aversion seems to skyrocket when it's someone else paying the bill.

    You don't tend to see many motorbike based
    paramedics (or doctors) in Ireland compared to other European countries. Would be a very cost effective way of best utilising ambulances and hospitals.

    I've been lucky enough to only ever see minor falls and crashes by cyclists whilst on the road, including myself. A once-over by a doctor, a bandage and some sympathy would have had all of them back in the saddle again.


  • Options
    #9396
    Utter Consternation
    Registered Users Posts: 926 ✭✭✭Utter Consternation


    magicbastarder wrote: »
    i'm surprised that the issue was that the other driver was uninsured; surely the MIBI steps in, in incidents involving uninsured drivers?

    If an uninsured driver struck a cyclist, does the cyclist claim from MIBI?


  • Advertisement
  • Options
    #9397
    magicbastarder
    Moderators, Category Moderators, Arts Moderators, Sports Moderators Posts: 49,486 CMod ✭✭✭✭magicbastarder


    Kevin Irving wrote: »
    Moreso that the other driver was uninjured rather than uninsured I thought.

    My car is worth more than that, I can't live without it, and some randommer getting a bit cold and wet absolutely isn't worth the price of my car to me.
    in the article, it mentions it was due to him being uninsured, which is what i was referring to.

    anyway, according to the chap in question, she was obviously injured and began lapsing in and out of consciousness. in a choice between keeping someone warm and dry - as they may have gone into shock - and protecting your car, i think i know what my choice would be.


  • Options
    #9398
    Chiparus
    Registered Users Posts: 2,270 ✭✭✭Chiparus


    Utter Consternation wrote: »
    If an uninsured driver struck a cyclist, does the cyclist claim from MIBI?

    As far as I know, yes.


  • Options
    #9399
    Chiparus
    Registered Users Posts: 2,270 ✭✭✭Chiparus


    Kevin Irving wrote: »
    Not sure, both part were quoted. Equally though, my sister arrived to A&E in an ambulance after hitting/cutting her head. Her friends thought it was much worse than it was and called an ambulance.

    She sat in A&E for hours before she had to leave without being seen due to the number of junkies and drunks fighting in the waiting room (guess the Dublin hospital). Got a bill anyway...

    In general though, it's true that the ambulance case will be seen quicker - but serious cases will always come first regardless of how you got there.

    Compo culture was mentioned earlier - I'm absolutely certain that a subset of injured people would much rather claim they had to go in an ambulance rather than make it to hospital themselves.

    That Dublin Fire Brigade show a few years ago featured a collision in a housing estate where the roof was cut off the car. There's being cautious, and then there's being ridiculous.

    I can only narrow it down to one of five?


  • Options
    #9400
    micar
    Registered Users Posts: 1,893 ✭✭✭micar


    I work for a company which has a car insurance arm. Heard this today.

    A cyclist took a picture of a motorist on their mobile and then a copy of their insurance disk.

    The cyclist contacted the company to log a complaint with a copy of the pictures. The cyclist also mentioned that the tax was out of date.

    Unfortunately it was not mentioned if the company contacted the motorist about the use of their mobile.

    It was dealt with as a full complaint eventhough the cyclist had no policy with us


  • Options
    #9401
    CramCycle
    Moderators, Sports Moderators Posts: 24,848 Mod ✭✭✭✭CramCycle


    That's what I like to hear, a pro active company


  • Advertisement
  • Options
    #9402
    magicbastarder
    Moderators, Category Moderators, Arts Moderators, Sports Moderators Posts: 49,486 CMod ✭✭✭✭magicbastarder


    micar wrote: »
    It was dealt with as a full complaint eventhough the cyclist had no policy with us
    just out of curiosity, by 'full complaint', you're not actually talking about a claim?
    and also, if you're not also a customer of the company, would it not usually be treated as a full complaint?


  • Options
    #9403
    Salary Negotiator
    Closed Accounts Posts: 1,148 ✭✭✭Salary Negotiator


    magicbastarder wrote: »
    just out of curiosity, by 'full complaint', you're not actually talking about a claim?
    and also, if you're not also a customer of the company, would it not usually be treated as a full complaint?

    Any expression of dissatisfaction should be treated as a complaint whether from a customer or not. The logging of the complaint is irrelevant really as we don’t know what action was taken.


  • Options
    #9404
    kirving
    Registered Users Posts: 5,979 ✭✭✭kirving


    magicbastarder wrote: »
    in the article, it mentions it was due to him being uninsured, which is what i was referring to.

    anyway, according to the chap in question, she was obviously injured and began lapsing in and out of consciousness. in a choice between keeping someone warm and dry - as they may have gone into shock - and protecting your car, i think i know what my choice would be.

    Ah apologies, I misread the article.

    It's nice to be in a position where you can afford to lose your car to help someone out, I'm certainly not.


  • Options
    #9405
    micar
    Registered Users Posts: 1,893 ✭✭✭micar


    magicbastarder wrote: »
    just out of curiosity, by 'full complaint', you're not actually talking about a claim?
    and also, if you're not also a customer of the company, would it not usually be treated as a full complaint?

    No....a complaint.

    At work we deal with "full" and "one and done" complaints.


  • Options
    #9406
    magicbastarder
    Moderators, Category Moderators, Arts Moderators, Sports Moderators Posts: 49,486 CMod ✭✭✭✭magicbastarder


    Kevin Irving wrote: »
    Ah apologies, I misread the article.

    It's nice to be in a position where you can afford to lose your car to help someone out, I'm certainly not.
    we're talking about a single instance of this, from within the entire country, an example i cannot remember hearing about before this. it'd be an astonishing pity if people decided not to render the assistance to accident victims they might otherwise have done, as a result of this.


  • Options
    #9407
    AndrewJRenko
    Registered Users Posts: 28,965 ✭✭✭✭AndrewJRenko


    micar wrote: »
    I work for a company which has a car insurance arm. Heard this today.

    A cyclist took a picture of a motorist on their mobile and then a copy of their insurance disk.

    The cyclist contacted the company to log a complaint with a copy of the pictures. The cyclist also mentioned that the tax was out of date.

    Unfortunately it was not mentioned if the company contacted the motorist about the use of their mobile.

    It was dealt with as a full complaint eventhough the cyclist had no policy with us

    Good to know - any idea what the outcome was?


  • Options
    #9408
    ganmo
    Registered Users Posts: 7,748 ✭✭✭ganmo


    AndrewJRenko wrote: »
    Good to know - any idea what the outcome was?

    What were the possible outcomes?
    I presume that withdrawal of cover would be the most extreme of their options.


  • Options
    #9409
    micar
    Registered Users Posts: 1,893 ✭✭✭micar


    AndrewJRenko wrote: »
    Good to know - any idea what the outcome was?
    ganmo wrote: »
    What were the possible outcomes?
    I presume that withdrawal of cover would be the most extreme of their options.

    I'll find out.


  • Options
    #9410
    Wishbone Ash
    Registered Users Posts: 24,991 ✭✭✭✭Wishbone Ash


    Utter Consternation wrote: »
    If an uninsured driver struck a cyclist, does the cyclist claim from MIBI?
    Chiparus wrote: »
    As far as I know, yes.
    Just curious but how can it be proven to the MIBI that an uninsured vehicle was involved? What's to stop a cyclist who has crashed 'independently' from claiming a hit and run driver caused it?

    (At least in a collision between two motor vehicles, there may be evidence of the other vehicle at the scene).


  • Options
    #9411
    tnegun
    Registered Users Posts: 1,733 ✭✭✭tnegun


    Idot this morning 2 attempts to pass me on solid white lines/bends and has to jam on at the last second when she eventually does get past she does so against a bus with no indicator and seemed much closer to the cyclist in front than it appears on the video!


    https://streamable.com/8i2xc
    https://streamable.com/2b6d4


  • Advertisement
  • Options
    #9412
    Chiparus
    Registered Users Posts: 2,270 ✭✭✭Chiparus


    Wishbone Ash wrote: »
    Just curious but how can it be proven to the MIBI that an uninsured vehicle was involved? What's to stop a cyclist who has crashed 'independently' from claiming a hit and run driver caused it?

    (At least in a collision between two motor vehicles, there may be evidence of the other vehicle at the scene).

    I have been involved in a case where a vehicle was forced off the road , the other vehicle continued on, so the person sued MIBI even though there was no collision with the other vehicle.


  • Options
    #9413
    Wishbone Ash
    Registered Users Posts: 24,991 ✭✭✭✭Wishbone Ash


    Chiparus wrote: »
    ... so the person sued MIBI even though there was no collision with the other vehicle.
    ......and did they win?


  • Options
    #9414
    Kaisr Sose
    Registered Users Posts: 3,256 ✭✭✭Kaisr Sose


    micar wrote: »
    I work for a company which has a car insurance arm. Heard this today.

    A cyclist took a picture of a motorist on their mobile and then a copy of their insurance disk.

    ......

    It was dealt with as a full complaint eventhough the cyclist had no policy with us

    Way to go. I wish AGS responded like that. In the main, they are not interested unless it's major crime and they can get their policing work on TV.


  • Options
    #9415
    axer
    Registered Users Posts: 5,517 ✭✭✭axer


    Also worth noting the excess for MIBI claims is €500.


  • Options
    #9416
    Chiparus
    Registered Users Posts: 2,270 ✭✭✭Chiparus


    Wishbone Ash wrote: »
    ......and did they win?

    I actually dont know , I was providing reports, but there are other cases reported in the media

    https://www.irishtimes.com/news/crime-and-law/courts/high-court/man-hit-by-car-which-failed-to-remain-at-scene-settles-case-1.2237809


  • Options
    #9417
    Utter Consternation
    Registered Users Posts: 926 ✭✭✭Utter Consternation


    Wishbone Ash wrote: »
    Just curious but how can it be proven to the MIBI that an uninsured vehicle was involved? What's to stop a cyclist who has crashed 'independently' from claiming a hit and run driver caused it?

    (At least in a collision between two motor vehicles, there may be evidence of the other vehicle at the scene).

    Good point. I suppose video evidence (if available) could be used.


  • Options
    #9418
    cdaly_
    Registered Users Posts: 6,440 ✭✭✭cdaly_


    magicbastarder wrote: »
    i'm surprised that the issue was that the other driver was uninsured; surely the MIBI steps in, in incidents involving uninsured drivers?

    MIBI will only cover an otherwise uninsured loss (and even then only if the uninsured vehicle is identified). This means that if you have comprehensive cover, MIBI will tell you to claim from that meaning it ends up being your claim and loss of discounts.


  • Options
    #9419
    Chiparus
    Registered Users Posts: 2,270 ✭✭✭Chiparus


    cdaly_ wrote: »
    MIBI will only cover an otherwise uninsured loss (and even then only if the uninsured vehicle is identified). This means that if you have comprehensive cover, MIBI will tell you to claim from that meaning it ends up being your claim and loss of discounts.

    Thay dont have to be identified.
    https://www.mibi.ie/making-a-claim/uninsured-unidentified-vehicles.421.html


  • Options
    #9420
    Effects
    Registered Users Posts: 9,760 ✭✭✭Effects


    cdaly_ wrote: »
    If you have comprehensive cover, MIBI will tell you to claim from that meaning it ends up being your claim and loss of discounts.

    Is that right? I know things might have changed, but I was involved in an accident with an uninsured driver in 2003 or thereabouts, and I was able to claim.


  • Advertisement
  • Options
    #9421
    Pinch Flat
    Registered Users Posts: 7,762 ✭✭✭Pinch Flat


    Crazy close pass by an ass in an Audi this morning just at the forecourts - zipped up the bus lane at crazy speed, skimming every cyclist he passed, then darted across to the central lane, taking the bus lane all the way to O'Connell bridge. It's bizarre that there's no camera in place to catch and fine these arsehools.


This discussion has been closed.
Advertisement