AIB contactless

cyclist97

Just looking for some advice here.

I have a student current account with AIB and use contactless when paying for small things often. I made 2 purchases which has given me a negative balance of around €8 but I believe you can use contactless 3 times even with insufficient funds and you obviously just put the money back in to your account asap. Can anyone clarify this?

coylemj

cyclist97 wrote: »

..... 3 times .....

The same as the number of threads (in as many fora) you've created on this topic?

cyclist97

coylemj wrote: »

The same as the number of threads (in as many fora) you've created on this topic?

Yes I seemed to be having issues with this website as the first 2 didn't appear so I posted a third time

coylemj

Download the current a/c charges leaflet from the AIB website, that will tell you all you need to know. My guess is that the contactless card may work a finite number of times in order to spare you embarrassment in a retail situation but that does not mean that there won't be penalties for going over your approved limit.

It's pretty common across all banks' Ts & Cs that they emphasise that approving a payment (ATM/cheque/POS card) does not mean that penalties will not apply if the transaction pushes you over the limit. They will also tell you that approving a payment in some situations does not means that they will always do so.

cyclist97

coylemj wrote: »

Download the current a/c charges leaflet from the AIB website, that will tell you all you need to know. My guess is that the contactless card may work a finite number of times in order to spare you embarrassment in a retail situation but that does not mean that there won't be penalties for going over your approved limit.

It's pretty common across all banks' Ts & Cs that they emphasise that approving a payment (ATM/cheque/POS card) does not mean that penalties will not apply if the transaction pushes you over the limit. They will also tell you that approving a payment in some situations does not means that they will always do so.

Thanks for that. Have you any idea how many times is finite? Would I be correct in saying it's 3 times?

BuffyBot

Duplicate thread