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Mortgage Broker

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  • 28-03-2017 4:41pm
    #1
    artisanobscure
    Registered Users Posts: 14 ✭


    Hi all,

    Just wondering if I could get some advice/recommendation for a mortgage broker please.

    I'm self employed and work from home, unfortunately I couldn't get a mortgage last year. This year i'm reapplying and hope to have better luck this time! Last time around, I needed to show 3/4 years accounts - of which the first 2 years were quite low - and therefore diluted my 'overall' income. (Just incase thats relevant!)

    Anyway, now that they are less diluted and to save a little hair pulling - this time around i'm going to use a mortgage broker. A broker, who charges by taking commission from the lender. (Seemingly you can go with a broker who charges an upfront payment OR one that takes a % from the bank?)

    Any recommendations or advice? I currently live in Dublin, though will be upping sticks to buy a small house in Galway.

    Many Thanks

    Lula
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    #2
    gaylebgreen
    Registered Users Posts: 12 ✭gaylebgreen


    Hi. I'd like to know if you made any progress with a broker as I'm in a very simikar pisition now.
    Thanks
    artisanobscure wrote: »
    Hi all,

    Just wondering if I could get some advice/recommendation for a mortgage broker please.

    I'm self employed and work from home, unfortunately I couldn't get a mortgage last year. This year i'm reapplying and hope to have better luck this time! Last time around, I needed to show 3/4 years accounts - of which the first 2 years were quite low - and therefore diluted my 'overall' income. (Just incase thats relevant!)

    Anyway, now that they are less diluted and to save a little hair pulling - this time around i'm going to use a mortgage broker. A broker, who charges by taking commission from the lender. (Seemingly you can go with a broker who charges an upfront payment OR one that takes a % from the bank?)

    Any recommendations or advice? I currently live in Dublin, though will be upping sticks to buy a small house in Galway.

    Many Thanks

    Lula


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