Driving other cars 3rd Party - extension

Veloce

Hi there, 

I have a fully comp policy with Liberty and I note on my policy that I am covered to drive other vehicles 3rd Party, with the owner's permission.

2 questions:

1) Is there a restriction on maximum engine capacity/size on the car that is to be driven third party?

2) Does the owner of the car need to have an insurance policy in place on the car that is being driven third party by me? 

Many thanks.

Liberty Insurance: Sean

Veloce wrote: »

Hi there, 

I have a fully comp policy with Liberty and I note on my policy that I am covered to drive other vehicles 3rd Party, with the owner's permission.

2 questions:

1) Is there a restriction on maximum engine capacity/size on the car that is to be driven third party?

2) Does the owner of the car need to have an insurance policy in place on the car that is being driven third party by me? 

Many thanks.

Hi Veloce

If your Certificate of Motor Insurance says so we cover the policy holder on a third party only basis for driving any other private car which is not owned by you, your employer or hired under a hire purchase or lease agreement.

The car does not have to be insured but it would otherwise have to be roadworthy with a valid NCT and tax. There is no restriction on the engine size. You can find the full terms and condition on page sixteen of your policy booklet. I have attached the below link to our policy booklet for your convenience.

https://www.libertyinsurance.ie/assets/Uploads/Private-Motor-Vehicle-Policy-Document.pdf

Hope this helps.

Regards

Seán

Veloce

Liberty Insurance: Sean wrote: »

Veloce wrote: »

Hi there, 

I have a fully comp policy with Liberty and I note on my policy that I am covered to drive other vehicles 3rd Party, with the owner's permission.

2 questions:

1) Is there a restriction on maximum engine capacity/size on the car that is to be driven third party?

2) Does the owner of the car need to have an insurance policy in place on the car that is being driven third party by me? 

Many thanks.

Hi Veloce

If your Certificate of Motor Insurance says so we cover the policy holder on a third party only basis for driving any other private car which is not owned by you, your employer or hired under a hire purchase or lease agreement.

The car does not have to be insured but it would otherwise have to be roadworthy with a valid NCT and tax. There is no restriction on the engine size. You can find the full terms and condition on page sixteen of your policy booklet. I have attached the below link to our policy booklet for your convenience.

https://www.libertyinsurance.ie/assets/Uploads/Private-Motor-Vehicle-Policy-Document.pdf

Hope this helps.

Regards

Seán

Thanks for this Sean!

Noted on no restriction on engine size.

V

paulh266

Hi,

Can you clarify what 
3. the use of the vehicle is covered in the certificate of insurance;
means?

Thanks,
Paul

Liberty Insurance: Lisa K

Hi paulh266, this is in reference to the class of use on your certificate of insurance. Regards Lisa