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Help with first insurance quote in a long time

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  • 24-04-2017 10:09am
    #1
    _feedback_
    Registered Users Posts: 4,269 ✭✭✭


    Hi guys,

    I'm in a bit of bother with an upcoming urgent need for car insurance.

    I'm a bit like a rabbit caught in the head lights with all the options. I'm not sure what to do and hope someone can point me in the right direction.

    -Aged 33 male
    -Don't have a no-claims bonus as a result of driving company cars for years
    -Recently received a speeding fine with 3 points on the way (no other points)

    What is the best way to go? (Direct to loads of companies or a broker?)

    Does the car make as much of a difference as it used to? (Engine size etc.) - I'm looking at a Honda Accord 2.2 - is this too big?

    What would be a ball park figure for me to aim towards?

    Thanks for any help you can offer


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    #2
    Sue Pa Key Pa
    Closed Accounts Posts: 2,060 ✭✭✭Sue Pa Key Pa


    A poster here, RiseToMe, got a good quote from Glennon Insurance Brokers with No NCB or significant driving experience

    http://www.boards.ie/vbulletin/showthread.php?t=2057731220


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    #3
    coylemj
    Registered Users Posts: 25,457 ✭✭✭✭coylemj


    _feedback_ wrote: »
    -Don't have a no-claims bonus as a result of driving company cars for years

    Ask your employer's insurance company for a statement along the lines of you were driving a company car for xx years and (hopefully) had no claims. Mention this when seeking quotes, some companies may treat you better than a first-time driver, it can't do any harm.

    Some companies regard four points as the starting point for loading policyholders as extra risk, three might not be as big a problem that you think it is.


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    #4
    Morf3h
    Registered Users Posts: 480 ✭✭Morf3h


    I'm having difficulty too. Drove a company car in Canada for 3+ years and nobody will accept the NCB and clean record there.

    I did manage to get something through Liberty insurance. E1900 and they'll need a letter from your employer's insurer. You'll also need a letter from your employer stating you were/are working for them and when.


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    #5
    _feedback_
    Registered Users Posts: 4,269 ✭✭✭_feedback_


    Guys went with Kennco Insurance in the end. Very reasonable and helpful. They accepted letters from the employer and their insurer as driving experience.


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