Judgements query

Hangballlouie

I was discussing with a friend about Searches when purchasing a house in regards to judgements against his name from an old debt, that he was told was gone.

He has done a credit check through ICB and his credit rating is all clear and has got approval for a mortgage and gone sale agreed.

However, he is slightly concerned that a judgement may show up against his name, although he has never had any correspondence in relation to this.

I was sure he could search for judgements against his name online as I assumed I had heard about this before.

So my question is, for peace of mind, can anybody do a searches on themselves or must it be a professional legal representative? And if so, how can this be carried out?

hullaballoo

Google [name] + solocheck would be the first port of call.

I think you may have to pay for a report but it's not much for peace of mind. Depending how stingey the person is, there may be cheaper alternatives to solocheck but I have always found that site easy to use and reasonably accurate.

Hangballlouie

hullaballoo wrote: »

Google [name] + solocheck would be the first port of call.

I think you may have to pay for a report but it's not much for peace of mind. Depending how stingey the person is, there may be cheaper alternatives to solocheck but I have always found that site easy to use and reasonably accurate.

Thanks Hullaballoo. I always assumed Solocheck was for checking in relation to companies and directorships etc and you couldn't check individual records?

CIARAN_BOYLE

Hangballlouie wrote: »

Thanks Hullaballoo. I always assumed Solocheck was for checking in relation to companies and directorships etc and you couldn't check individual records?

I believe they have a judgement database too.

not sure if that's exclusive to judgements against companies and directors.

Fred Swanson

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Hangballlouie

Fred Swanson wrote: »

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Hi Fred,

He is the buyer of the home and was told that his solicitor is obligated to do Searches on him. Does that make sense or has he got the wrong end of the stick?

Fred Swanson

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Hangballlouie

Fred Swanson wrote: »

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Thanks Fred, appreciated.
In your experience, do you believe that the Solocheck report is thorough enough to ease his mind?

Fred Swanson

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