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Mortgage Reapproval & Exception

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  • 02-05-2017 10:32am
    #1
    dmcg90
    Registered Users Posts: 2,777 ✭✭✭


    Hi Boards.

    Background: I have mortgage approval that ends in July and the completion date for my house has been pushed to December 2017 - February 2018 (buying a new build).

    I have an exception included in my mortgage approval (aka going above 3.5x salary).

    For those of you who have gone through this, may I ask:
    • Did you manage to get a lengthier mortgage approval period from your bank?
    • Did your exception carry over or did you have to reapply for it?

    Cheers in advance!


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    #2
    Bargain_Hound
    Registered Users Posts: 521 ✭✭✭Bargain_Hound


    dmcg90 wrote: »
    Hi Boards.

    Background: I have mortgage approval that ends in July and the completion date for my house has been pushed to December 2017 - February 2018 (buying a new build).

    I have an exception included in my mortgage approval (aka going above 3.5x salary).

    For those of you who have gone through this, may I ask:
    • Did you manage to get a lengthier mortgage approval period from your bank?
    • Did your exception carry over or did you have to reapply for it?

    Cheers in advance!

    PM'd you. Interested in your outcome.


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