AIB Rewards

go4it

since i haven't used the debit card in months, they offered me 5 off 50 spend in Circle K. On the credit card, only 3 odd offers..about shops/products i wouldn't buy even if 90% off

bazz26

It's your bank who issued the registered card that is giving you the cash back, not the retailer where you are spending it. You get the cash back into your account about a week or so after the transaction, not at the till.

masterboy123

Topaz 5 euro off offer expiring today and I filled up tank at 17.30. Would it count for cashback?

4motion

masterboy123 wrote: »

Topaz 5 euro off offer expiring today and I filled up tank at 17.30. Would it count for cashback?

Yes it worked for me on last day

Atlantic Dawn

masterboy123 wrote: »

Topaz 5 euro off offer expiring today and I filled up tank at 17.30. Would it count for cashback?

4motion wrote: »

Yes it worked for me on last day

Yes I filled up last week on last day of it for me and the €5 was in my account yesterday.

go4it

5 off 50 @Circle K: bought a 20e phone top-up and other stuff from the red Circle shop and got 5e back from AIB ;
That's 4.5euro in real terms, since the shop charged me a 50c top up surcharge ( fella at the till didn't said anything about the surcharge - i've noticed days later , when going through receipts... )

PrettyBoy

go4it wrote: »

5 off 50 @Circle K: bought a 20e phone top-up and other stuff from the red Circle shop and got 5e back from AIB ;
That's 4.5euro in real terms, since the shop charged me a 50c top up surcharge ( fella at the till didn't said anything about the surcharge - i've noticed days later , when going through receipts... )

In real terms you would have had to pay that surcharge regardless. You got a full €5 back from AIB - not €4.50.

Atlantic Dawn

I never do business with a place charging extra for phone credit.

PrettyBoy

Atlantic Dawn wrote: »

I never do business with a place charging extra for phone credit.

I genuinely wasn't aware that people still bought phone credit from shops - why would you when all of the different networks app/website lets you top up in seconds without having to move an inch?

mrcheez

PrettyBoy wrote: »

I genuinely wasn't aware that people still bought phone credit from shops - why would you when all of the different networks app/website lets you top up in seconds without having to move an inch?

or top up directly via AIB website. Probably the only way I've topped up for last 15 years or so

bromley52

mrcheez wrote: »

or top up directly via AIB website. Probably the only way I've topped up for last 15 years or so

:eek:

mrcheez

bromley52 wrote: »

:eek:

huh? :pac:

Creamy Goodness

Not sure he’s shocked that you can top-up on internet banking or shocked that people still top-up

mrcheez

Creamy Goodness wrote: »

Not sure he’s shocked that you can top-up on internet banking or shocked that people still top-up

Yeah I've never been a data-whore so top up every few months or so. Makes more sense than bill pay and prob saved me ****loads over the years.

My credit has an expiry date of ten years as it's an older plan

go4it

PrettyBoy wrote: »

I genuinely wasn't aware that people still bought phone credit from shops - why would you when all of the different networks app/website lets you top up in seconds without having to move an inch?

I've bought the top-up from the Circle K forecourt just to pass the 50 euro mark.
Not trusting my CC details with apps/websites too much ; paypal does most of the payment ( everyone's with his own tin foil hat )
And yes, bought 3x20e top-ups for a previous Dunnes stores AIB rewards offer. all ok.

@offtopic : as for the surcharge on top-ups : it's the most descriptive explanation that a new person coming to ireland is getting for the expression "rip-off Ireland"

loyatemu

Spent €50 in CircleK last week, it hasn't tracked. Going into the rewards website, there's no sign of the offer either in the current or expired section and when I try to raise a query on it, it's not listed there either. Am I going nuts - there was a 5 off 50 offer for CircleK last week, right?

NinetyForNone

loyatemu wrote: »

there was a 5 off 50 offer for CircleK last week, right?

For some, does it show in 'Offer History' as expired on the website?

loyatemu

NinetyForNone wrote: »

For some, does it show in 'Offer History' as expired on the website?

No - I'm sure it was there though, I wouldn't normally buy fuel on my CC, I specifically used it because of the offer...

SSeanSS

I bought a fitbit online using AIB Card because i saw in rewards they were offering 20% back of orders over 150.. offer expired the next day but now cannot even see it in expired rewards

A Law

SSeanSS wrote: »

I bought a fitbit online using AIB Card because i saw in rewards they were offering 20% back of orders over 150.. offer expired the next day but now cannot even see it in expired rewards

Give them five days. They generally come good.

mrcheez

If not you can also contact them and they'll credit you providing you can send them a copy of the receipt

Caranica

Just got an email, €5 back from a €25 spend in Super Valu. That's pretty decent

masterboy123

I miss the Dunnes and Circle K discounts the most.

Thanks for Supervalue discount!

loyatemu

Caranica wrote: »

Just got an email, €5 back from a €25 spend in Super Valu. That's pretty decent

nice, have a 10off50 voucher in the RealRewards app too, time to buy some wine.

okidoki987

loyatemu wrote: »

nice, have a 10off50 voucher in the RealRewards app too, time to buy some wine.

€10 off when you buy 6 as well.

machiavellianme

Caranica wrote: »

Just got an email, €5 back from a €25 spend in Super Valu. That's pretty decent

No sign of this on either account. One account only has 1 offer and its for all saints. Absolutely useless to me.

Caranica

machiavellianme wrote: »

No sign of this on either account. One account only has 1 offer and its for all saints. Absolutely useless to me.

Did you get an email? I've never received an email about a single offer before, usually just the regular Friday ones and I've given up opening those

machiavellianme

Caranica wrote: »

Did you get an email? I've never received an email about a single offer before, usually just the regular Friday ones and I've given up opening those

Nope, no email. I wonder what criteria qualifies some and not others?

mrcheez

machiavellianme wrote: »

Nope, no email. I wonder what criteria qualifies some and not others?

I got the email too, when did you sign up?

loyatemu

okidoki987 wrote: »

€10 off when you buy 6 as well.

nice - €60 of wine for €35

machiavellianme

mrcheez wrote: »

I got the email too, when did you sign up?

When page 1 of this thread was posted.

go4it

got 5off25 for Supervalu on debit card, but not on the credit one.
On the CC is 20 off 99+ for Hertz renting

From the beginning, in the dark ages, i've disabled the weekly email notification, to reduce spam . i rely on others to report juicy deals in here, and than check if it's available for me aswell

sheroman01

I find the AIB "rewards" are a bit laughable at times. They offer minimal discounts (3-5% seems to the average) on the most obscure brands, or on items you'd very rarely need - JoJo Mamam Bebe, Hamleys, Hertz, L’Occitane. It certainly doesn't cater for the average Joe.

Seve OB

sheroman01 wrote: »

I find the AIB "rewards" are a bit laughable at times. They offer minimal discounts (3-5% seems to the average) on the most obscure brands, or on items you'd very rarely need - JoJo Mamam Bebe, Hamleys, Hertz, L’Occitane. It certainly doesn't cater for the average Joe.

well then get a credit card from someone else.
to be honest I'm sick of reading posts like this.
this is a rewards system that gives you something back. it doesn't cost you anything. not all the offers might be suitable for you (most of them aren't worth a damn to me either)

At this stage I've received cash back refunds of possibly over €150...….. all for signing up to this. its free money, I'm not gonna scoff at their jojo mamam bebe just because I don't want it

sheroman01

Seve OB wrote: »

well then get a credit card from someone else.
to be honest I'm sick of reading posts like this.
this is a rewards system that gives you something back. it doesn't cost you anything. not all the offers might be suitable for you (most of them aren't worth a damn to me either)

At this stage I've received cash back refunds of possibly over €150...….. all for signing up to this. its free money, I'm not gonna scoff at their jojo mamam bebe just because I don't want it

You saved €150, great. I've personally saved €4.80. I'd love to see the average savings for AIB customers on this rewards system. It's hard to argue against their niche and obscure offers, with minimal discounts. They're a bank afterall, and of all companies, are not short on money. And they could do with giving some nice discounts to customers, given how many fees monthly, daily fees we pay. Compare their rewards to say Three. It's pale in comparison.

mrcheez

Seve OB wrote: »

well then get a credit card from someone else.
to be honest I'm sick of reading posts like this.
this is a rewards system that gives you something back. it doesn't cost you anything. not all the offers might be suitable for you (most of them aren't worth a damn to me either)

At this stage I've received cash back refunds of possibly over €150...….. all for signing up to this. its free money, I'm not gonna scoff at their jojo mamam bebe just because I don't want it

I think his point was that the Rewards are admittedly for very niche purchases, rather than rewards you get from the likes of Three or Supervalu or Electric Ireland, who offer rewards that might be used more regularly like cinema discounts etc.

AIB certainly could do better getting more mainstream companies involved like cashback from Arnotts or Debenhams or Odeon cinemas?

Cloudio9

sheroman01 wrote: »

You saved €150, great. I've personally saved €4.80. I'd love to see the average savings for AIB customers on this rewards system.

14 redemptions totaling €108.25 so far for me without going out of my way to try and use the rewards.

Seve OB

It is not hard to have amassed a half decent return.
Everybody eats and goes to supermarkets, you had ample opportunity to get free money for spending money that you spend anyway. Dunnes, Lidl have each been on numerous times with €10 & €5 returns. And now Super Value are in the game. €25 bucks is nothing to spend in a supermarket, sure a few beers, bottles of wine, couple of steaks, milk bread, chickens.... doesn't take long to get €25 quid worth of gear in your shopping basket no matter what your taste is.

Topaz have also been in the mix a few times with decent cash back (fair enough, not everybody drives), but for those who do, it's free money.

So to give out that you only got €4.80 back because offers have been niche is a bit disingenuous. You could have gotten more, but it's €4.80 back that you wouldn't have gotten if they never introduced the rewards.

mrcheez

Seve OB wrote: »

Dunnes, Lidl have each been on numerous times with €10 & €5 returns.

I've never actually gotten any Lidl or Dunnes offers. I find it strange they offer different discounts to different users.

Seve OB

mrcheez wrote: »

I think his point was that the Rewards are admittedly for very niche purchases, rather than rewards you get from the likes of Three or Supervalu or Electric Ireland, who offer rewards that might be used more regularly like cinema discounts etc.

AIB certainly could do better getting more mainstream companies involved like cashback from Arnotts or Debenhams or Odeon cinemas?

I would disagree. what you think is mainstream is all fine and dandy for you, but not everyone is the same. you cant get much more mainstream than supermarkets and petrol stations.

Department stores are not somewhere most people go very often, maybe once or twice a year. Arnotts is as niche as any of them, perhaps even more so as it's not like they are in every town around Ireland. Shaws has been on it loads, they are all over Ireland. Odeon cinemas.... I couldt tell you the last time I went to the pictures so not worth a damn to me, and even if they were on it, why them and not some of the other cinema houses?

at the end of the day, no offer will appeal to everybody, just take what is good for you and don't complain about the rest of them because they are not your cup of tea. its not like it is costing you anything.

Seve OB

mrcheez wrote: »

I've never actually gotten any Lidl or Dunnes offers. I find it strange they offer different discounts to different users.

No disrespect but if you have been signed up since the start I find that very hard to believe. It's possible you had the offer and just didn't know it was there.

I know loads of people friends, family & in work who are signed up and they each always get the offers, maybe a few days between them, but they all get them. I know, because they always share when the supermarket ones come up as it is the most used and like here, the just want to makes sure everyone knows it's on.

Hogzy

Jez dont take it so personally when someone criticizes the Rewards scheme. :pac:

go4it

mrcheez wrote: »

I've never actually gotten any Lidl or Dunnes offers. I find it strange they offer different discounts to different users.

most of the offers goes towards targeted user profiles
Profiles are build with data from different sources, not only the data the bank has on you.

These days companies are very friendly , they all want to know you better [ in plain translation : i know enough about of bunch of customers, and there's a 80% chance they'll spend on shop X if i gave them a small incentive ; compared to 45% chance on spending if i offer the same incentive to all banks customers ]

@off-topic ;I used to have a work colleague that always complained that her husband is crunching numbers at work based on spending habits , and when doing shopping, he will say: we're not going to buy this item, 'cause we look like xx.that.xx shopping profile...

mrcheez

go4it wrote: »

most of the offers goes towards targeted user profiles
Profiles are build with data from different sources, not only the data the bank has on you.

Their algorithm clearly needs a bit of tweaking so. I would certainly have used it in Lidl and Dunnes had it been offered

mik_da_man

loyatemu wrote: »

Spent €50 in CircleK last week, it hasn't tracked. Going into the rewards website, there's no sign of the offer either in the current or expired section and when I try to raise a query on it, it's not listed there either. Am I going nuts - there was a 5 off 50 offer for CircleK last week, right?

Ever get a response to this?
I'm in the save boat, just remembered now..

machiavellianme

Seve OB wrote: »

It is not hard to have amassed a half decent return.
Everybody eats and goes to supermarkets, you had ample opportunity to get free money for spending money that you spend anyway. Dunnes, Lidl have each been on numerous times with €10 & €5 returns. And now Super Value are in the game. €25 bucks is nothing to spend in a supermarket, sure a few beers, bottles of wine, couple of steaks, milk bread, chickens.... doesn't take long to get €25 quid worth of gear in your shopping basket no matter what your taste is.

Topaz have also been in the mix a few times with decent cash back (fair enough, not everybody drives), but for those who do, it's free money.

So to give out that you only got €4.80 back because offers have been niche is a bit disingenuous. You could have gotten more, but it's €4.80 back that you wouldn't have gotten if they never introduced the rewards.

You have to be offered it to get it. I've two accounts. One got the dunnes and topaz offers once each, the other never got any. I've never seen a lidl or supervalu offer. In fact, all I get are lego, hamleys, all saints and occasionally shaws between both accounts. I'd use any decent offer that came up, but they never do. Count yourself lucky, because I clearly am not!
18.50 saved on one account and 3.73 on the other. That's nice and all but pittance compared to some on here and I've no idea why?

Marymidlands

I've never gotten Shaws , SuperValu, Dunnes or Tooax.
Any way I could increase my chance of getting these offers.

mrcheez

Marymidlands wrote: »

I've never gotten Shaws , SuperValu, Dunnes or Tooax.
Any way I could increase my chance of getting these offers.

I was going to suggest you could try buying a few things from those stores and their system might pick it up, but I only use my VISA for Amazon purchases and still got the SuperValu offer, so it must be completely random

Marymidlands

mrcheez wrote: »

I was going to suggest you could try buying a few things from those stores and their system might pick it up, but I only use my VISA for Amazon purchases and still got the SuperValu offer, so it must be completely random

Think I perhaps use my card with these shops weekly or fortnightly at least. Perhaps they see me as a regular customer already.

Captain Red Beard

I've gotten the Shaws one a few times but I never shop there.