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Large Health Insurance claim for premature baby

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Comments

  • Registered Users, Registered Users 2 Posts: 12,007 ✭✭✭✭titan18


    Wesser wrote: »
    Just sign the form .

    Don't you want to give something back to the hospital that saved your babies life.

    Seriously . Didn't you feel grateful to the hospital?

    Wouldnt you like to give the hospital 58k to say thanks for saving my babies life?

    Why should you be billed more for the same treatment as someone else? It might not be you paying it now but you and everyone else will pay for it in higher premiums


  • Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭Wesser


    titan18 wrote: »
    Why should you be billed more for the same treatment as someone else? It might not be you paying it now but you and everyone else will pay for it in higher premiums

    It's not him that's being billed!!!!

    It's laya!

    I understand that premiums will go up but I would still prefer see the money given to the hospital.


  • Registered Users, Registered Users 2 Posts: 12,007 ✭✭✭✭titan18


    Wesser wrote:
    I understand that premiums will go up but I would still prefer see the money given to the hospital.


    Why, they're billing for private care that wasn't provided.


  • Registered Users Posts: 547 ✭✭✭gerard2210


    Hi O.P. Hope mum and baby are doing fine. Your baby got the same treatment as a non insured baby would have recieved, pay as a public patient, fed up with this scam screwing people with health insurance.


  • Registered Users, Registered Users 2 Posts: 29,219 ✭✭✭✭AndrewJRenko


    titan18 wrote: »
    You could sign it, but look forward to higher insurance costs for it as a result.

    Or not sign it, but look forward to higher health costs and associated taxation for everybody as a result.


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  • Registered Users Posts: 3,430 ✭✭✭RustyNut


    https://www.layahealthcare.ie
    holders to pay twice for treatment in public hospitals
    78% of Irish Adults Say It’s Unacceptable for Health Insurance Holders to Pay Twice for Treatment in Public Hospitals

    - Customers paying twice, once through their taxes and again through insurance, amounts to “Double Taxation” – Insurance Ireland calling for policy review

    - 62% Unaware that private patients can be charged over ten times the public rate for the same treatment according to research by Insurance Ireland


  • Registered Users, Registered Users 2 Posts: 12,007 ✭✭✭✭titan18


    Or not sign it, but look forward to higher health costs and associated taxation for everybody as a result.


    Or not sign it, and bloated HSE gets downsized? But that's a different topic


  • Registered Users, Registered Users 2 Posts: 413 ✭✭Merowig


    Wesser wrote: »
    Just sign the form .

    Don't you want to give something back to the hospital that saved your babies life.

    Seriously . Didn't you feel grateful to the hospital?

    Wouldnt you like to give the hospital 58k to say thanks for saving my babies life?

    Are you serious?
    You don't give it to the hospital, all the other people who pay insurance do! For a service which already is paid via taxes!


  • Registered Users, Registered Users 2 Posts: 14,339 ✭✭✭✭jimmycrackcorm


    Various insurers are making massive profits. The taxpayer is subsidising health care and then insurers are collecting a premium to only a pay fraction of the cost of providing that health care.

    The taxpayer is not subsidizing healthcare. Taxpayers are paying for their healthcare through taxes, all equally. Health insurance only benefits those who might choose private unsubsidized hospitals or gain benefits such as private rooms if available in pubic hospitals. It could also be argued that health insurance is subsidizing dial public private consultants.
    Or not sign it, but look forward to higher health costs and associated taxation for everybody as a result.

    It's simply wrong to have to pay for the exact same pubic healthcare twice. And by not signing, the op is helping prevent then being further discriminated by having their premiums increase.

    Take a leaf out of the water protest book, we already pay for healthcare through general taxation.


  • Registered Users, Registered Users 2 Posts: 29,219 ✭✭✭✭AndrewJRenko


    It's simply wrong to have to pay for the exact same pubic healthcare twice. And by not signing, the op is helping prevent then being further discriminated by having their premiums increase.

    Take a leaf out of the water protest book, we already pay for healthcare through general taxation.

    'discrimination' and 'water protest' - Really?

    Maybe when private healthcare actually starts paying the full economic cost you can claim discrimination. Maybe when private healthcare isn't subsidised by ALL citizens through tax relief you can claim discrimination.

    At the moment, it is the other way round. Those who can't afford private healthcare are discriminated against by not getting access to timely healthcare service while they subsidise the private services that allow better off people to skip the queue.


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