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How often is the "overlimit fee" charged?

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  • 15-05-2017 1:53pm
    #1
    oB1
    Registered Users Posts: 706 ✭✭✭


    Hi

    Received my latest Credit Card Statement. I fell in to overlimit status for a few weeks during end of March start of April, as an oversight on my behalf.

    I have since cleared the balance. I was charged twice for "Overlimit Fee" @ 7.50 - once on 13/04 and again on 12/05 the balance was cleared 27/04, why was i charged an overlimit fee on 12/05 when i was not over limit at that stage?

    I have already checked the website but could not find an explanation to the fee's only that a "Overlimit Fee" applies to my card: https://personalbanking.bankofireland.com/borrow/credit-cards/classic-credit-card/fees/


    thank you in advance


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  • Options
    #2
    Bank of Ireland: Tara
    Closed Accounts Posts: 2,346 ✭✭✭Bank of Ireland: Tara


    oB1 wrote: »
    Hi

    Received my latest Credit Card Statement. I fell in to overlimit status for a few weeks during end of March start of April, as an oversight on my behalf.

    I have since cleared the balance. I was charged twice for "Overlimit Fee" @ 7.50 - once on 13/04 and again on 12/05 the balance was cleared 27/04, why was i charged an overlimit fee on 12/05 when i was not over limit at that stage?

    I have already checked the website but could not find an explanation to the fee's only that a "Overlimit Fee" applies to my card: https://personalbanking.bankofireland.com/borrow/credit-cards/classic-credit-card/fees/


    thank you in advance
    Hi oB1,

    Thanks for your post.

    If your account is over your limit within a billing period you are charged the €7.50. The charge applied on 12/05 would be for the period between 13/04 and 27/04. If you do need further clarification on this, please send an Ask a Question from Service Desk on 365 Online and an adviser can provide you with a breakdown of this. 

    Thanks
    Tara


  • Options
    #3
    oB1
    Registered Users Posts: 706 ✭✭✭oB1


    Bank of Ireland: Tara wrote: »
    oB1 wrote: »
    Hi

    Received my latest Credit Card Statement. I fell in to overlimit status for a few weeks during end of March start of April, as an oversight on my behalf.

    I have since cleared the balance. I was charged twice for "Overlimit Fee" @ 7.50 - once on 13/04 and again on 12/05 the balance was cleared 27/04, why was i charged an overlimit fee on 12/05 when i was not over limit at that stage?

    I have already checked the website but could not find an explanation to the fee's only that a "Overlimit Fee" applies to my card: https://personalbanking.bankofireland.com/borrow/credit-cards/classic-credit-card/fees/


    thank you in advance
    Hi oB1,

    Thanks for your post.

    If your account is over your limit within a billing period you are charged the €7.50. The charge applied on 12/05 would be for the period between 13/04 and 27/04. If you do need further clarification on this, please send an Ask a Question from Service Desk on 365 Online and an adviser can provide you with a breakdown of this. 

    Thanks
    Tara
    Thank you Tara, i have done same.

    Rob


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