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Buy to let vs Owner occupier mortgage

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  • 02-06-2017 2:55pm
    #1
    Registered Users Posts: 1,585 ✭✭✭


    I am planning on buying (and living in) a house in the next few months, so I will get a normal Owner occupier Mortgage. Depending on my circumstances in the years to come, wanting to travel etc. can I then just let it out without any issues? Buy to let mortgages need much higher deposits so if you can just omit the fact & just get a normal OO mortgage, why don't people do that more? Or is it just viewed as buy to let when its the second house?

    Thanks


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