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Car insurance self/spouse named driver NCB

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  • 05-06-2017 9:53am
    #1
    Nicknamed
    Registered Users Posts: 360 ✭✭


    Hi!.
    Looking for a bit of advise:
    We Started with 1 car for myself and spouse around 6 years ago, then we got another car , then sold one car so currently back to one car.

    Insurance Policy in my name is continuously for the last 6 years i.e. 6 years no claim bonus.

    Now for the spouse: She ws Named driver for two years on my policy initially then got policy in own name for 3 years when we had two cars and now currently she is named driver for 1.5 years on my policy having 3 year no claim bonus certificate in own name (from the 3 year policy in her own name).

    We do not want her no claim bonus to expire (It's usully valid for 2 years I understand and it was issued around 1.5 year ago) so we are thinking of insuring our only car in her name and I would be a named driver on her policy then.

    Please advise if it would be ok for her to get insurance in her name and use 3 year no claim bonus which was preceded and followed by being a named driver on my policy or there is some issue with named driver experience. I came across some websites that it has to be without a break or something?

    I wouldn't be driving the car that much, so technically also it would be ok for her to have the policy in her name and me as a named driver on her policy.

    Thanks a lot


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