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Getting an insurance quote

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  • 10-06-2017 2:07pm
    #1
    tina1040
    Registered Users Posts: 478 ✭✭


    As my renewal quote has gone up by €160 I'm getting a few quotes. I've been with the same insurer for a few years.

    Question is to do with accidents/claims in the last 5 years. I have an injury claim pending against a 3rd party for an accident 3 years ago. It was 100% the other drivers fault and it had no impact on my insurance. My insurer was told at the time.
    I have never claimed against my insurance policy and this is the only claim I've had against anyone else in nearly 30 years.
    Do I tell any potential insurer about this? I'm not trying to hide anything but I don't want any unnecessary hassle.


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    #2
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    tina1040 wrote: »
    As my renewal quote has gone up by €160 I'm getting a few quotes. I've been with the same insurer for a few years.

    Question is to do with accidents/claims in the last 5 years. I have an injury claim pending against a 3rd party for an accident 3 years ago. It was 100% the other drivers fault and it had no impact on my insurance. My insurer was told at the time.
    I have never claimed against my insurance policy and this is the only claim I've had against anyone else in nearly 30 years.
    Do I tell any potential insurer about this? I'm not trying to hide anything but I don't want any unnecessary hassle.

    Yes, you have to declare it and it will likely effect other companies willingness to quote you.


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