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Car insurance claim

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  • 26-06-2017 6:39am
    #1
    adamk2345
    Registered Users Posts: 10 ✭


    I'm 19, was insured on my mothers policy and had a small accident, I caused 1019 euro worth of damage, the insurers offered that I could pay them the damage I caused but I didn't have the money at the time, regardless they covered it. But now the insurance is out and I have a claim against me, luckily my mother opted for a ncb protection and she can get insurance no problem apart from a few companies. The idea is that if they would accept a grand cash to keep the claim off the books a few weeks after the accident would they accept the 1000 euro now and give me the sheet of paper saying I earned 1 years claim free named driver experience


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    #2
    mikeybrennan
    Closed Accounts Posts: 869 ✭✭✭mikeybrennan


    Have you asked them?

    I would be wary as you still have to notify insurers that you had an accident even if you repay the claim.

    Paying back may have been of more benefit to the policy holder (mother)than you


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    #3
    adamk2345
    Registered Users Posts: 10 ✭adamk2345


    I understand where you are coming from, but the question I am asking is if they would remove the claim off their records if I reimbursed them will they be happy to do it now. Basically if it cannot be settled I cannot drive for three years unless I'm willing to pay crazy money


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    #4
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,720 Mod ✭✭✭✭Henry Ford III


    adamk2345 wrote: »
    I understand where you are coming from, but the question I am asking is if they would remove the claim off their records if I reimbursed them will they be happy to do it now. Basically if it cannot be settled I cannot drive for three years unless I'm willing to pay crazy money

    Insurers are the only people who could possibly answer this. Ask them.


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    #5
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    adamk2345 wrote: »
    I'm 19, was insured on my mothers policy and had a small accident, I caused 1019 euro worth of damage, the insurers offered that I could pay them the damage I caused but I didn't have the money at the time, regardless they covered it. But now the insurance is out and I have a claim against me, luckily my mother opted for a ncb protection and she can get insurance no problem apart from a few companies. The idea is that if they would accept a grand cash to keep the claim off the books a few weeks after the accident would they accept the 1000 euro now and give me the sheet of paper saying I earned 1 years claim free named driver experience

    They should do, yes.


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