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Mortgage Protection - Letter to GP

  • 09-07-2017 9:27pm
    #1
    Glowing
    Registered Users, Registered Users 2 Posts: 2,851 ✭✭✭


    Hi,

    In my application for MP recently, I (stupidly?) disclosed an investigative MRI I had done a year or two ago for very non-specific symptoms. They went away and the results came back negative.

    I'm panicking now that I'm going to be refused cover because of these symptoms which could have been indicative of something more serious.

    The Insurance Company sent my GP a letter last week - I think it was some form they had to complete. Is this standard given my scenario?

    Thanks


Comments

  • #2
    Donal55
    Closed Accounts Posts: 2,023 ✭✭✭Donal55


    Glowing wrote: »
    Hi,

    In my application for MP recently, I (stupidly?) disclosed an investigative MRI I had done a year or two ago for very non-specific symptoms. They went away and the results came back negative.

    I'm panicking now that I'm going to be refused cover because of these symptoms which could have been indicative of something more serious.

    The Insurance Company sent my GP a letter last week - I think it was some form they had to complete. Is this standard given my scenario?

    Thanks

    Pretty standard. Although your MP premium may be increased depending on your GPs notes.


  • #3
    bmwguy
    Closed Accounts Posts: 2,006 ✭✭✭bmwguy


    Glowing wrote: »
    Hi,

    In my application for MP recently, I (stupidly?) disclosed an investigative MRI I had done a year or two ago for very non-specific symptoms. They went away and the results came back negative.

    I'm panicking now that I'm going to be refused cover because of these symptoms which could have been indicative of something more serious.

    The Insurance Company sent my GP a letter last week - I think it was some form they had to complete. Is this standard given my scenario?

    Thanks

    That wasn't stupid, relax.
    Withholding information would have been stupid. You want a policy that will actually pay out.
    Letters to GPs are very normal if anything comes up.


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