Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

2.6% Mortgages with Ulster Bank

12346»

Comments

  • #152
    Dublingirl80
    Closed Accounts Posts: 244 ✭✭Dublingirl80


    Hi just wondering what this 300k cut off is? I was inquiring about switching to ulsterbank and this has not been mentioned?

    [Hi kquote="cojomo2;104124703"]40 k under, not really looking to borrow any more than I have to...want to pay it off as soon as possible!

    I have just used the cooling off period so should be back on a variable tomorrow.

    I suppose what I'm really hoping for is that KBC will take notice of this and drop their rates further at which point I may fix in. I will change provider if I have to though..[/quote]


  • #153
    Dublingirl80
    Closed Accounts Posts: 244 ✭✭Dublingirl80


    Also wondering about switching for cashback, how long are you tied in or are you?


  • #154
    Shefwedfan
    Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    Just to update this

    KBC now offer a 5 year 2.6% fixed rate. That's at LTV <60%


  • #155
    iluvfatfrogs
    Registered Users, Registered Users 2 Posts: 616 ✭✭✭iluvfatfrogs


    Shefwedfan wrote: »
    Just to update this

    KBC now offer a 5 year 2.6% fixed rate. That's at LTV <60%

    Where did you see this offer?


  • #156
    Earleybird
    Registered Users, Registered Users 2 Posts: 271 ✭✭Earleybird


    iluvfatfrogs wrote: »
    Where did you see this offer?

    All on their website. Part of the reductions published by them in mid July.


    https://www.kbc.ie/news-and-press/latest-news-and-press-releases/kbc-bank-lowers-mortgage-rates


  • Advertisement
  • #157
    iluvfatfrogs
    Registered Users, Registered Users 2 Posts: 616 ✭✭✭iluvfatfrogs


    Earleybird wrote: »
    All on their website. Part of the reductions published by them in mid July.


    https://www.kbc.ie/news-and-press/latest-news-and-press-releases/kbc-bank-lowers-mortgage-rates

    Thanks pity you need the current account for th additional reduction of 0.2%, saying that 5 year fixed term @2.8% (2.85% LTV 60-80%) with €3k cashback is very decent!


  • #158
    Earleybird
    Registered Users, Registered Users 2 Posts: 271 ✭✭Earleybird


    iluvfatfrogs wrote: »
    Thanks pity you need the current account for th additional reduction of 0.2%, saying that 5 year fixed term @2.8% (2.85% LTV 60-80%) with €3k cashback is very decent!

    The current account is a very easy .2% win, not sure why you wouldn't go for it. Transfer salary in and have direct debit coming out, then transfer the remainder to whatever account you like. 3 transactions a month.


  • #159
    Shefwedfan
    Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    iluvfatfrogs wrote: »
    Thanks pity you need the current account for th additional reduction of 0.2%, saying that 5 year fixed term @2.8% (2.85% LTV 60-80%) with €3k cashback is very decent!


    Current account is free(once 2500 transferred in)
    You get a savings account with higher interest rate than any of the other banks
    Reduced mortgage rate
    Credit card rate is lower than other as well
    Loans are decent value as well with reduced rate from current account


    It is a no brainer to use KBC current account


Advertisement