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cheque payment while sign contracts(buy property)

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  • 17-07-2017 10:14pm
    #1
    memomtoo
    Registered Users Posts: 281 ✭✭


    just realized I do not have cheque, lost somewhere. need to sing contracts at solicitor office this week, wondering is there any other mode they accept, something quicker?


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    #2
    Paulw
    Registered Users Posts: 13,381 ✭✭✭✭Paulw


    Go to the bank the cheque was from and make sure you cancel the cheque and have them issue a new one.


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    #3
    memomtoo
    Registered Users Posts: 281 ✭✭memomtoo


    Paulw wrote: »
    Go to the bank the cheque was from and make sure you cancel the cheque and have them issue a new one.

    we are in a urgent situation, is it a time taking process? does solicitor accept any other mode that is quicker and if we go bank for new cheque, will they issue straight away?


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    #4
    Graham
    Moderators, Society & Culture Moderators Posts: 17,642 Mod ✭✭✭✭Graham


    Was it a cheque or a bank draft?


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    #5
    sphinx501
    Registered Users Posts: 70 ✭✭sphinx501


    memomtoo wrote: »
    we are in a urgent situation, is it a time taking process? does solicitor accept any other mode that is quicker and if we go bank for new cheque, will they issue straight away?


    Your bank should be able to issue a bank draft made payable to the solicitor/developer in a few minutes.


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    #6
    memomtoo
    Registered Users Posts: 281 ✭✭memomtoo


    Graham wrote: »
    Was it a cheque or a bank draft?

    Demand draft


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    #7
    davo10
    Closed Accounts Posts: 6,926 ✭✭✭davo10


    memomtoo wrote: »
    Demand draft

    If you have gotten a draft already, why are you asking if it's a time taking process, it'll be the same as it was the first time, you just go in and cancel the first one and get a new one issued.

    What other form of payment do you need? Get a new draft and bring it in, if it was acceptable the first time, it's acceptable the second time.

    Incidentally, there is another simpler method of payment, electronic transfer, just ask the solicitor for an IBAN.


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    #8
    Yourself isit
    Closed Accounts Posts: 3,257 ✭✭✭Yourself isit


    davo10 wrote: »
    If you have gotten a draft already, why are you asking if it's a time taking process, it'll be the same as it was the first time, you just go in and cancel the first one and get a new one issued.

    What other form of payment do you need? Get a new draft and bring it in, if it was acceptable the first time, it's acceptable the second time.

    Incidentally, there is another simpler method of payment, electronic transfer, just ask the solicitor for an IBAN.

    There are limits and most deposits would be higher.


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    #9
    davo10
    Closed Accounts Posts: 6,926 ✭✭✭davo10


    Yourself isit wrote: »
    There are limits and most deposits would be higher.

    Ah, cancel the first (lost) one and get a new one issued.


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    #10
    rsynnott
    Registered Users Posts: 4,003 ✭✭✭rsynnott


    Yourself isit wrote: »
    There are limits and most deposits would be higher.

    There's a limit (usually 5k?) on transfer that you can make via your online banking account. There's no limit on a SEPA transfer, and if you pay a priority fee you can have it transferred same day/next day (the free ones can take a couple of days). It does mean going to a branch and filling out a form, though.

    If you are using a SEPA, make sure that it actually gets there when it's meant to get there.


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