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Thinking of giving up my car-insurance break/become named driver?

Addle · 2017-07-20 02:15:38

I'm thinking of giving up my car. I can travel to work by public transport for less than running my car costs me. And I use it for little else. But what affect will the break in insurance have? I hope to move jobs to an area where public transport isn't an option in a couple of years. I'll have to have a car then. Will it…

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20-07-2017 3:15am

#1

Addle

Registered Users Posts: 4,812 ✭✭✭

Join Date: March 2013

Posts: 4576

I'm thinking of giving up my car.
I can travel to work by public transport for less than running my car costs me.
And I use it for little else.
But what affect will the break in insurance have?
I hope to move jobs to an area where public transport isn't an option in a couple of years. I'll have to have a car then.
Will it be of any benefit to me to be a named driver on another policy?

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#2 20-07-2017 12:21pm
Skatedude

Registered Users Posts: 2,674 ✭✭✭

Join Date: March 2003

Posts: 2601

The biggest issue will be the lapse of your no claims bonus after two years which will mean high insurance costs when you have to earn a new no claims bonus from scratch later.

Been a named driver on someone else's policy can help them with their costs, but only a few insurance companies will allow you a discount for named driver experience later, but still stay as named driver is possible as every little bit can help.

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