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Littlewoods DISGRACE

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    #122
    liam650
    Registered Users Posts: 186 ✭✭liam650


    Sono wrote: »
    Define highly educated because this thread shows you haven't a clue what you are on about, did you omit something(intentionally not tell them as you knew they would refuse you) upon taking out your credit agreement with Littlewoods?

    Absolutely not, was truthful in every detail


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    #123
    brightspark
    Registered Users Posts: 2,637 ✭✭✭brightspark


    liam650 wrote: »
    The arrogant littlewoods workers with terrible communication skills and desperate English, yeah such a shame they will be jobless

    As someone who has experience of being jobless I would expect more sympathy. But I guess it's another example of your selfishness and greed.


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    #124
    Sono
    Registered Users Posts: 2,413 ✭✭✭Sono


    liam650 wrote: »
    Absolutely not, was truthful in every detail

    You must have an idea why they are saying the agreement is no longer in place.


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    #125
    liam650
    Registered Users Posts: 186 ✭✭liam650


    brightspark wrote: »
    As someone who has experience of being jobless I would expect more sympathy. But I guess it's another example of your selfishness and greed.

    I assume you are not arrogant and can communicate with the English language? if so then i'm sorry you had experience on welfare


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    #126
    brightspark
    Registered Users Posts: 2,637 ✭✭✭brightspark


    liam650 wrote: »
    I assume you are not arrogant and can communicate with the English language? if so then i'm sorry you had experience on welfare


    I was of course referring to your experience of being on welfare.


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    #127
    Wexfordboy89
    Registered Users Posts: 957 ✭✭✭Wexfordboy89


    Did you not ever stop to think they made an error in increasing your limit.maybe a supervisor was going over applications and didnt agree with the initial request to approve your application for an increase and cancelled it ?


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    #128
    liam650
    Registered Users Posts: 186 ✭✭liam650


    Wexfordboy89 wrote: »
    Did you not ever stop to think they made an error in increasing your limit.maybe a supervisor was going over applications and didnt agree with the initial request to approve your application for an increase and cancelled it ?

    That is very possible but highly unprofessional


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    #129
    Wexfordboy89
    Registered Users Posts: 957 ✭✭✭Wexfordboy89


    liam650 wrote: »
    That is very possible but highly unprofessional
    If it is what happended then yes it is but sure thats life just move on as i said pay off what you owe and close your account and be done with them


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    #130
    Peintre Celebre
    Registered Users Posts: 2,484 ✭✭✭Peintre Celebre


    I've come across loads of gomies like this fella. Has some sort of unfounded sense of entitlement, thinks not paying his debts is a moral victory over big bad corporations. Probably the same lad who borrows money off his mates and gets narky when asked for it back and tells them they're being cheeky.

    Rotten attitude shame how common it is sadly


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    #131
    liam650
    Registered Users Posts: 186 ✭✭liam650


    Peintre Celebre wrote: »
    I've come across loads of gomies like this fella. Has some sort of unfounded sense of entitlement, thinks not paying his debts is a moral victory over big bad corporations. Probably the same lad who borrows money off his mates and gets narky when asked for it back and tells them they're being cheeky.

    Rotten attitude shame how common it is sadly

    Actually you are incorrect, I just ensure these companies play by the rules under my watch and i never borrow money from friends


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    #132
    Ash.J.Williams
    Registered Users Posts: 21,023 ✭✭✭✭Ash.J.Williams


    I wouldn't give op credit either


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    #133
    njs030
    Closed Accounts Posts: 4,030 ✭✭✭njs030


    liam650 wrote: »
    Actually you are incorrect, I just ensure these companies play by the rules under my watch and i never borrow money from friends

    By the rules you make up rather than the actual legally binding rules which are the terms and conditions of the agreement.

    I really would love to know where you got this education that failed to tell you how the law works.


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    #134
    [Deleted User]
    Posts: 5,121 ✭✭✭ [Deleted User]


    Stheno wrote: »
    What principles and i assume you mean morals?
    Getting free stuff would keep my morale up.


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    #135
    tea and coffee
    Registered Users Posts: 1,835 ✭✭✭tea and coffee


    liam650 wrote: »
    Actually you are incorrect, I just ensure these companies play by the rules under my watch and i never borrow money from friends

    I think they are playing by the rules but you just don't like the rules.


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    #136
    m5ex9oqjawdg2i
    Closed Accounts Posts: 11,221 ✭✭✭✭m5ex9oqjawdg2i


    liam650 wrote: »
    So far they have been paid up to date as per the credit agreement but we are at a standoff position now, who is going to blink first, hopefully they take responsibility and accept my request for a credit limit increase so we can move on from this fiasco

    No company is obliged to give you credit. Why do you think credit is due to you?
    liam650 wrote: »
    Based on the fact i made the first payment, and i do pay my bills, there has been a handful of occasions where service providers have been unprofessional in dealing with me and i had to teach them a lesson by not paying its the only way they will learn, but thankfully its a rare occurrence

    Sounds like you make up something to not pay. The only terms and conditions that matter are the company you are dealing with, no company will accept your terms and conditions. I would love to know why you refused to pay on those "rare occurances".
    liam650 wrote: »
    I am highly educated, i'm aware of everything, just is just about principle and morale

    :eek:
    liam650 wrote: »
    That is very possible but highly unprofessional

    Why is it highly unprofessional? Do you even know what that means? You use it every time you don't agree with a decision "it's highly unprofessional". It doesn't make sense to be honest.
    liam650 wrote: »
    Actually you are incorrect, I just ensure these companies play by the rules under my watch and i never borrow money from friends

    Play by what rules? Who are you to decide which company gets paid and which company does not.

    "however i am moving abroad to work 10 days after i finish up so could i put down a week further for the exams to get a further payment"

    This extract from your other post is also disconcerting. You are asking how to scam the state out of a further weeks pay. Not very honorable, or legal for that matter.


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    #137
    893bet
    Registered Users Posts: 8,979 ✭✭✭893bet


    liam650 wrote: »
    Actually you are incorrect, I just ensure these companies play by the rules under my watch and i never borrow money from friends

    After you finish your masters you should get a job with the central bank maybe? Or the financial regulator? Or ombudsman?

    They will probably fight over you infairness. Desperate to engage your...Erm ..... Watching services.


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    #138
    Wexfordboy89
    Registered Users Posts: 957 ✭✭✭Wexfordboy89


    If you feel like u have a case file a report with the ombudsman other than that as ive said already suck it up and move on pay off your account and close it and dont buy anything off them again.fyi if u dont pay and u leave the country i hope your parents have the money and are very forgiving because they turn up on there door step Looking for there money


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    #139
    Sebastian Dangerfield
    Registered Users Posts: 1,816 ✭✭✭Sebastian Dangerfield


    OP - a question if I may.

    You had a previously unpaid debt with Littlewoods, so it seems. Is your current account with them open under the same details? Or is it possible you used a new email address and / or phone number to seem like a completely new customer, and they have now linked the two accounts?


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    #140
    Wexfordboy89
    Registered Users Posts: 957 ✭✭✭Wexfordboy89


    Sebastian Dangerfield wrote: »
    OP - a question if I may.

    You had a previously unpaid debt with Littlewoods, so it seems. Is your current account with them open under the same details? Or is it possible you used a new email address and / or phone number to seem like a completely new customer, and they have now linked the two accounts?

    Sounds like the most logic answer i would think it unlikely if u been paying off your account all long the would do what they did


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    #141
    liam650
    Registered Users Posts: 186 ✭✭liam650


    Wexfordboy89 wrote: »
    Sounds like the most logic answer i would think it unlikely if u been paying off your account all long the would do what they did

    Absolutely not, that is well in the past and has been settled


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    #142
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    liam650 wrote: »
    Absolutely not, that is well in the past and has been settled

    It was only 4 years ago.


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    #143
    liam650
    Registered Users Posts: 186 ✭✭liam650


    Miah Unsightly Underclothing wrote: »
    It was only 4 years ago.

    Completely settled


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    #144
    Wexfordboy89
    Registered Users Posts: 957 ✭✭✭Wexfordboy89


    liam650 wrote: »
    Absolutely not, that is well in the past and has been settled

    Well quite honestly i dunno maybe they saw your past account and didnt want to take the risk of increasing your credit limit.only think it could be the past will always come back to bite you in the ass even if u think its settled it will still affect u somewhere along the line


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    #145
    njs030
    Closed Accounts Posts: 4,030 ✭✭✭njs030


    liam650 wrote: »
    Completely settled

    You've paid your previous bill in full?


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    #146
    Billy86
    Closed Accounts Posts: 23,495 ✭✭✭✭Billy86


    This thread right from the OP is utterly mystifying.


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    #147
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    notjustsweet wrote: »
    You've paid your previous bill in full?

    Ended up in Stubbs Gazette though, so why would they run the risk again?


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    #148
    anewme
    Registered Users Posts: 11,947 ✭✭✭✭anewme


    But you also seem to have problems paying off other utilities and paying in general. What were interim Justia on to you about?

    Your cocky attitude towards suppliers and in general seems to have effected your credit record. What's going to happen when you apply for a mortgage?

    The best advice has to be to contact the ICB and get your credit score.

    You'd really want to grow up OP and take responsibility for your actions. It's extremely foolish behaviour.

    The only one you are damaging is yourself. You've a long road ahead and need a decent credit score to get anything in life, you'd best cop onto yourself and straighten yourself out.


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    #149
    liam650
    Registered Users Posts: 186 ✭✭liam650


    Miah Unsightly Underclothing wrote: »
    Ended up in Stubbs Gazette though, so why would they run the risk again?

    Actually didn't end up there was only a threat by a collection agency, in the end they agreed to write off the debt and make a clean slate to start over at my leisure


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    #150
    SureYWouldntYa
    Registered Users Posts: 7,739 ✭✭✭SureYWouldntYa


    liam650 wrote: »
    Actually didn't end up there was only a threat by a collection agency, in the end they agreed to write off the debt and make a clean slate to start over at my leisure

    So the debt was wrote off, they lost money

    And you're wondering why they won't give you more money?


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    #151
    brightspark
    Registered Users Posts: 2,637 ✭✭✭brightspark


    Sebastian Dangerfield wrote: »
    OP - a question if I may.

    You had a previously unpaid debt with Littlewoods, so it seems. Is your current account with them open under the same details? Or is it possible you used a new email address and / or phone number to seem like a completely new customer, and they have now linked the two accounts?


    OP you never answered this question!


This discussion has been closed.
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