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Stopped paying insurance

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  • 15-08-2017 9:12pm
    #1
    Lambey456
    Registered Users Posts: 2 ✭


    Just wanted to see does anyone know what are the chances of me getting proof of driving experience after my brother stopped paying his insurance. Here is the details

    I was a named driver on my brothers insurance policy for one year, it was his car and I was learning to drive. He renewed for a second year with me still as a named driver but after a few months in the second year of the policy he lost his job and then struggled to get another one in his chosen profession so he cancelled the direct debit for the insurance of the car because he
    couldn't afford it anymore and then sold the car.

    Now about 14 months later I'm looking to get insured in my own name and when I say that have been insured as a named driver for a year it reduces the price significantly but I'm worried that the insurer won't give me proof of my driving experience because my brother didn't finish paying his last last policy.

    Can anyone shed any light on this for me?


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    #2
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    Lambey456 wrote: »
    Just wanted to see does anyone know what are the chances of me getting proof of driving experience after my brother stopped paying his insurance. Here is the details

    I was a named driver on my brothers insurance policy for one year, it was his car and I was learning to drive. He renewed for a second year with me still as a named driver but after a few months in the second year of the policy he lost his job and then struggled to get another one in his chosen profession so he cancelled the direct debit for the insurance of the car because he
    couldn't afford it anymore and then sold the car.

    Now about 14 months later I'm looking to get insured in my own name and when I say that have been insured as a named driver for a year it reduces the price significantly but I'm worried that the insurer won't give me proof of my driving experience because my brother didn't finish paying his last last policy.

    Can anyone shed any light on this for me?

    He can ring the insurer and request a letter of named driving experience for you. The insurer are obliged to release this information. They may charge you an admin fee for the cost of sending the letter but other than that there shouldn't be an issue.


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    #3
    Lambey456
    Registered Users Posts: 2 ✭Lambey456


    Business Cat wrote: »
    He can ring the insurer and request a letter of named driving experience for you. The insurer are obliged to release this information. They may charge you an admin fee for the cost of sending the letter but other than that there shouldn't be an issue.

    Thank you for the info, its a big relief for me.


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    #4
    Sue Pa Key Pa
    Closed Accounts Posts: 2,060 ✭✭✭Sue Pa Key Pa


    The insurer is only likely to deal with the policyholder, so get your brother to contact them


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