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Credit card application - children

2010RACHEL · 2017-08-15 20:57:17

Hi just wondering how having children affects credit card application? Do they have a set amount/% per child they take of disposable income?

15-08-2017 9:57pm

#1

2010RACHEL

Registered Users Posts: 80 ✭✭

Join Date: September 2012

Posts: 40

Hi just wondering how having children affects credit card application?

Do they have a set amount/% per child they take of disposable income?

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Comments

#2 16-08-2017 8:23pm

Atlantic Dawn

Registered Users, Registered Users 2 Posts: 83,080 ✭✭✭✭

M

Join Date: January 2010

Posts: 82658

Not really, once you don't have a bad credit rating already you should have no problem getting one with a low limit of say €500 with no problems once you have a job. If you want a larger limit they may check your salary going in to your bank account and verify it's enough so sustain the limit your requesting.

On a side note, debit cards nowadays can pretty much do everything a credit card can do except perhaps rent a car (I know some accept it but most don't).

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