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International Student Insurance

  • 16-08-2017 1:13pm
    #1
    uch
    Registered Users, Registered Users 2 Posts: 7,017 ✭✭✭


    Hi,

    My daughter is going to Spain for three months as an Erasmus student, she was told she needed Student Insurance that covers Health and working (third Party I think), would anybody know where I might get this, I've searched the Internet and can't really find anything other that travel & health policies.
    To be honest I'm not really sure what I'm looking for, so any help or pointers would be much appreciated.

    21/25



Comments

  • #2
    whiteshorts
    Site Banned Posts: 880 ✭✭✭whiteshorts


    Not going to give you much help but main thing is for her to get the EHIC card.
    This gives her free basic cover in a public hospital.
    http://www.hse.ie/eng/services/list/1/schemes/EHIC/
    This card is free from HSE and is sent out very quickly if all the forms are filled out correctly.
    Doesn't cover repatriation or cover in a private hospital abroad.
    For that you will need a different policy.
    As you say, very hard to know exactly what you need and very hard to check.
    If you have a yearly travel insurance policy, these only cover someone for up to 31 days so would only cover for 1/3 of her trip on that.

    I have looked at the same type of policy for Germany.
    Not sure if it's the same but in Germany each resident including foreign students, must have a German insurance policy to cover them for health costs.
    This costs each resident €90 a month in Germany and is the same cost from every company.
    Foreign people can get exemptions if they have a EHIC.
    This may be the same in Spain so EHIC is the 1st port of call.
    I have googled overseas student insurance and cost starts from about €270 a year to around €900, some colleges have info about it but the costs going through them was expensive (must be their cut in there somewhere).
    Best of luck with it.


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