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Insurance for musician

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  • 22-08-2017 1:28pm
    #1
    Bartok
    Registered Users Posts: 19 ✭


    Hi there,

    I'm looking for some advice on behalf of my husband. He is a musician and has just bought a van. However, he has rung practically all insurers and they have all declined to insure him. It's very frustrating. Surely there has to be a way that he can get on the road?

    Thanks


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    #2
    Dravokivich
    Moderators, Category Moderators, Music Moderators, Politics Moderators, Society & Culture Moderators Posts: 22,360 CMod ✭✭✭✭Dravokivich


    He'll need to get a letter off the insurers that are declining him. The is a group he can forward it to and they'll get a quote arranged for him. However the quote can be unreasonable in itself too.

    I can't remember who the group is to complain to off hand.


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    #3
    Sue Pa Key Pa
    Closed Accounts Posts: 2,060 ✭✭✭Sue Pa Key Pa


    Dravokivich wrote: »
    He'll need to get a letter off the insurers that are declining him. The is a group he can forward it to and they'll get a quote arranged for him. However the quote can be unreasonable in itself too.

    I can't remember who the group is to complain to off hand.

    Declined Cases Committee within Insurance Ireland


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    #4
    notharrypotter
    Closed Accounts Posts: 1,112 ✭✭✭notharrypotter


    He has just bought a van
    and
    all insurers and they have all declined to insure him
    Is he insured on a private car already or is this is first insurance?

    Have they given a reason for declining to insure him?

    Is he a full time musician or is it as a sideline?
    Is he looking for Commercial insurance as oppose to private insurance?

    If its a commercial policy he may need to go via a broker.


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    #5
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    Insurers don't like musicians.

    Probable late nights.

    Venues serving grog.

    Possibly carrying valuable equipment so targets for thievery.


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    #6
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,720 Mod ✭✭✭✭Henry Ford III


    4e6bedba1b71ec085373273ba02e1f2f--champagne-gif-the-blues-brothers.jpg


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    #7
    Bartok
    Registered Users Posts: 19 ✭Bartok


    Thanks everybody. We got it sorted. :)


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    #8
    biko
    Registered Users Posts: 81,220 ✭✭✭✭biko


    Can you tell us more in case someone else in a similar situation has a problem?


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