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RTE new show: This Crowded House.

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  • Registered Users Posts: 2,778 ✭✭✭Sunny Disposition


    But you are living with your parents, at home. It's no more sponging than an 8 year old living at home is sponging. Its your home for gods sake. How can people not see that.

    Also what are your parents paying for you assuming you share the esb, heating and food costs? Their mortgage per month isn't less because you are not living there.

    I could certainly understand only helping out with bills if the parents have the whole mortgage cleared. But surely if the parents are still paying a mortgage their sons and daughters who are working should be paying some kind of contribution if they are living there? Especially if they have been there for more than a year or so after finishing education?
    IMO it couldn't really be called sponging if 20 year old making small wages doing an apprenticeship is living at home and just paying for his upkeep. But if the same young fella is 25 and had been qualified for four years and is making a good wage it'd be unfair for his parents to be forking out every month for his accommodation without him contributing.
    It'd be different if there is no rent or mortgage to be paid, but if there is then he should certainly be contributing.


  • Closed Accounts Posts: 5,482 ✭✭✭Hollister11


    My mum was talking to a friend, a day their eldest son just got his instead job.

    He make €500 a week, and is moaning about paying his parents €60 a week.

    He drops €200 a week on socialising ect.


  • Registered Users Posts: 18,569 ✭✭✭✭Bass Reeves


    myshirt wrote: »
    I do not think there is anything necessarily abnormal or wrong about all this, but it is a bit rich for people to 'care', but just as long as it doesn't hit their doorstep or personal pocket. Take for example the huge resistance to any level of restriction of CGT relief on PPR's, look at the resistance of people to lowering CAT thresholds, and rasing CAT rates..

    And how will changing CGT on PPR's and changing CAT help solve the housing crisis

    Slava Ukrainii



  • Registered Users Posts: 32,799 ✭✭✭✭gmisk


    Watching an episode of this now....288 euro a month on a phone bill....and a delusional woman crying like a child at the prospect of having to share with people zzz


  • Closed Accounts Posts: 5,482 ✭✭✭Hollister11


    gmisk wrote: »
    Watching an episode of this now....288 euro a month on a phone bill....and a delusional woman crying like a child at the prospect of having to share with people zzz

    I was watching also. The phone was ridiculous. Mines €10 a month...


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  • Banned (with Prison Access) Posts: 1,074 ✭✭✭LoughNeagh2017


    Niamh can live with me any day so she can.

    I don't get why the Ciaran fellow just can't go get a woman so he can buy somewhere more expensive.


  • Registered Users Posts: 468 ✭✭w/s/p/c/


    Niamh can live with me any day so she can.

    I don't get why the Ciaran fellow just can't go get a woman so he can buy somewhere more expensive.
    That guy needed a reality check.  He didn't realise mortgages are related to salaries and expected to get a house for EUR 80k in this market that he could turn the key and move in.  Plus he didn't want to sell his car which he had an unpaid loan on and by selling it he could pay the loan and downgrade to a second hand older one.  Absolutely clueless.


  • Registered Users Posts: 2,143 ✭✭✭witchgirl26


    pilly wrote: »
    That's exactly what's wrong with it, your sponging off your parents. They've done their job raising you, how long do you expect them to support you?

    I lived at home until I was 25. I was a fully qualified accountant. I wasn't sponging. I paid my way at home in terms of paying my mam rent which included bills and helped out with normal household things and shopping. Honestly it just made a hell of a lot more sense than moving into a house full of strangers where I may have been paying more for a lot less.

    I think sponging only comes into it if you're still expecting your parents to look after you completely and aren't contributing to the house at all. I didn't expect my mam to support me financially at all & I doubt a large number of people who are still at home as adults expect that.


  • Registered Users Posts: 32,799 ✭✭✭✭gmisk


    w/s/p/c/ wrote: »
    That guy needed a reality check. He didn't realise mortgages are related to salaries and expected to get a house for EUR 80k in this market that he could turn the key and move in. Plus he didn't want to sell his car which he had an unpaid loan on and by selling it he could pay the loan and downgrade to a second hand older one. Absolutely clueless.
    Totally agree what an eejit, totally delusional!
    I think most people realise when they buy their first home it isnt likely going to be a show house...mine had single glazing which rattled when I closed the door!
    That house for 80k was a steal any wonder it went for 155!!!


  • Registered Users Posts: 12,495 ✭✭✭✭mariaalice


    Property around Navan must be extremely good value if its possible to get a property for 80k. His income must be low if he could only get a mortgage for 80k so would buying be a good idea the program never explored that.


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  • Registered Users Posts: 13,995 ✭✭✭✭Cuddlesworth


    mariaalice wrote: »
    Property around Navan must be extremely good value if its possible to get a property for 80k. His income must be low if he could only get a mortgage for 80k so would buying be a good idea the program never explored that.

    They didn't go for 80k, they went for much higher. Price low at the bottom end, it generates interest, creates a sense of competition and drives up the prices.


  • Registered Users Posts: 18,569 ✭✭✭✭Bass Reeves


    w/s/p/c/ wrote: »
    That guy needed a reality check.  He didn't realise mortgages are related to salaries and expected to get a house for EUR 80k in this market that he could turn the key and move in.  Plus he didn't want to sell his car which he had an unpaid loan on and by selling it he could pay the loan and downgrade to a second hand older one.  Absolutely clueless.
    What is worse his bad habits and unrealistic expectations are reinforced by his father. The acceptance of giving him a dig out and not having to sell the car re-enforce's the feeling that you do not have to make scarfices to get on in life, it leads to a lifestyle where you only think about yourself.

    I see this as an issue that some in the generation that are in there 20'sand 30's consider that you never have to make lifestyle choices. That you do not have to make choices about the way you spend money. That you do not have to save, that credit card bill's are immaterial. That latte's, eating out, weekend away's etc are a right and need not be scarficed to allow you to achieve other life choices

    Slava Ukrainii



  • Registered Users Posts: 271 ✭✭Paddytheman


    mariaalice wrote: »
    Property around Navan must be extremely good value if its possible to get a property for 80k. His income must be low if he could only get a mortgage for 80k so would buying be a good idea the program never explored that.

    Think they said he was on €30,000 odd, but savings of €9,000 vs car loan of €8,500 when living at home wouldnt really entice any lender. A couple of those €80,000 properties were in Baileborough in Cavan.


  • Registered Users Posts: 1,853 ✭✭✭lisasimpson


    I liked the show but next series a bit more outside of dublin. I really liked the fact brendan can be tough with them about reality. All these ones not wanting to move too far from home... heĺlo half of dublin are blow in and they survive.. i really do wonder about generation entitlement. What will they do when there is no mammy and daddy to bank roll them


  • Registered Users Posts: 13,995 ✭✭✭✭Cuddlesworth


    I liked the show but next series a bit more outside of dublin. I really liked the fact brendan can be tough with them about reality. All these ones not wanting to move too far from home... heĺlo half of dublin are blow in and they survive.. i really do wonder about generation entitlement. What will they do when there is no mammy and daddy to bank roll them

    I think the problem with "out of Dublin/city" is that it's not that hard to save at home on a half decent wage and get your own house. I mean they had to find a mid 30's guy with effectively zero savings and a dependant, who was pretty bad at his finances, to get good TV.


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