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Getting a loan having lived abroad for 2 years!

blue-army · 2017-09-10 19:00:34

Hey lads, I just returned from living abroad for the past 2 years. Didn't have any income going into my Irish bank account in this time. I just got a new job in Dublin, but I'll need to buy a car for the commute, so I'm trying to get a loan of about 10% of my annual base salary. AIB basically told me over the phone that I…

10-09-2017 8:00pm

#1

blue-army

Registered Users, Registered Users 2 Posts: 1,301 ✭✭✭

Join Date: January 2008

Posts: 1222

Hey lads,

I just returned from living abroad for the past 2 years. Didn't have any income going into my Irish bank account in this time.

I just got a new job in Dublin, but I'll need to buy a car for the commute, so I'm trying to get a loan of about 10% of my annual base salary.

AIB basically told me over the phone that I can't get a loan without 3 full months of income deposited.

Does anyone have any similar experience with this? Are other banks more understanding if I can show them the employment contract?

...and before someone says it - I don't have a credit union account.

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