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Foreign Credit Check

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  • 21-09-2017 2:17pm
    #1
    c6ysaphjvqw41k
    Closed Accounts Posts: 466 ✭✭


    This post has been deleted.


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    #2
    CreativeSen
    Registered Users Posts: 90 ✭✭CreativeSen


    I am in the process of mortgage application. I lived in the US from 2011-2016. I had to supply a Credit Check with score from "Equifax or equivalent".

    I also had to supply bank statements and credit card statements from my US bank account despite the fact that they were all closed in 2016 when i left.

    We applied to PTSB and AIB and they both required these.


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    #3
    miezekatze
    Registered Users Posts: 1,341 ✭✭✭miezekatze


    I think this is fairly standard, if you're from another country (or lived in another country for some time), most banks will require a credit check from there. This is not something a bank would provide, it's done via Equifax, experian, etc or in some countries there are local institutions that provide this. I had to do this too, it's annoying and kind of a waste of money, but what can you do.


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    #4
    The_Conductor
    Moderators, Society & Culture Moderators Posts: 32,285 Mod ✭✭✭✭The_Conductor


    If you've lived in the UK for over 9 months in the last 5 years- you are also required to get an Equifax report (same as for the US). Once you've been resident here over 5 years- it is not normally any longer a requirement.


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    #5
    c6ysaphjvqw41k
    Closed Accounts Posts: 466 ✭✭c6ysaphjvqw41k


    This post has been deleted.


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