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Getting a mortgage @24 with probably the worst credit

beaner92 · 2017-09-29 19:53:29

So I got a new job about a year ago. Pays great. Lived at home for a year and got to save 70% of my salary. Combined with my girlfriend we have about 55k saved(half is money my father gave me). My girlfriend has taken out 2 loans in the past. Ive taken out a 2K student loan with aib, then a 1500 euro loan w the credit…

Comments

#52 02-10-2017 4:54pm

notsoyoungwan

Registered Users, Registered Users 2 Posts: 614 ✭✭✭

Join Date: April 2016

Posts: 572

emeldc wrote: »

Jesus, that's scandalous. Sure anyone can forget. Don't know what else to say about it really except the OP looks like he's fcuked.

Best way to avoid that is to set up a direct debit allowing the credit card company take the minimum payment due each month, at least then you won't be late. You can also instruct them to take the full amount by direct debit. (Goes without saying the best thing is to pay it in full and on time!)

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